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Compare instant decision credit cards

An instant decision credit card can give you quick access to credit. Many instant decision cards offer a 'soft footprint' credit check. Compare cards from from nine companies below.

Check your eligibility for credit cards

  1. Improve your chances of being accepted
  2. It won't affect your credit score
  3. It's quick, free and easy

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Tesco Bank 22 Month No Balance Transfer Fee Credit Card
Tesco Bank 22 Month No Balance Transfer Fee Credit Card
18.9% APR
Representative APR (variable)
22 months
0% interest on balance transfers
-
0% interest on purchases
More info
nuba transfer credit card
nuba transfer credit card
19.9% APR
Representative APR (variable)
36 months
0% interest on balance transfers
-
0% interest on purchases
More info
HSBC Dual Credit Card
HSBC Dual Credit Card
22.9% APR
Representative APR (variable)
26 months
0% interest on balance transfers
26 months
0% interest on purchases
More info
MBNA Platinum 32 Month Credit Card
MBNA Platinum 32 Month Credit Card
19.9% APR
Representative APR (variable)
32 months
0% interest on balance transfers
-
0% interest on purchases
More info
Chrome 24.7% Credit Card
Chrome 24.7% Credit Card
24.7% APR
Representative APR (variable)
-
0% interest on balance transfers
-
0% interest on purchases
More info
MBNA Platinum 36 Month Credit Card
MBNA Platinum 36 Month Credit Card
19.9% APR
Representative APR (variable)
36 months
0% interest on balance transfers
-
0% interest on purchases
More info
British Airways American Express® Premium Plus Credit Card
2017 award winner
British Airways American Express® Premium Plus Credit Card
2017 award winner
76% APR
Representative APR (variable)
-
0% interest on balance transfers
-
0% interest on purchases
More info
American Express Nectar Credit Card
2017 award winner
American Express Nectar Credit Card
2017 award winner
28.2% APR
Representative APR (variable)
-
0% interest on balance transfers
-
0% interest on purchases
More info
ASDA Cashback Credit Card
ASDA Cashback Credit Card
19.9% APR
Representative APR (variable)
12 months
0% interest on balance transfers
-
0% interest on purchases
More info
British Airways American Express® Credit Card
2017 award winner
British Airways American Express® Credit Card
2017 award winner
22.9% APR
Representative APR (variable)
-
0% interest on balance transfers
-
0% interest on purchases
More info

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.

What does it mean if a card is listed as an “advertisement” or “promotion”?

We sometimes receive payment from card providers to display their cards in prominent locations.

These are adverts and are designed to be distinct and separate from the other cards on our comparison tables. We hope this makes it clear which cards are top-of-table deals and which cards are paid for promotions.