Compare Credit Cards with No Annual Fee

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Popularity		APR	Balance transfer	Purchases
Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card	Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card 60 days to transfer balance More info	24.9% APR Representative (variable) Representative APR (variable)	18 months 0% interest on transfers 0% interest on transfers 2.99% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating have no history of bankruptcy have no Country Court Judgements (past 5 years) no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.44% (variable) per annum, your representative APR is 24.9% APR (variable)
MBNA All Round Credit Card	MBNA All Round Credit Card Up to 29 months 0% on balance transfers (2.89% fee) in first 60 days, 20.9% p.a. with 5% fee thereafter Up to 29 months 0% on purchases made within the first 60 days Up to 29 months 0% on money transfer (4% fee) in first 60 days, 22.9% p.a with 5% fee thereafter More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 2.89% Transfer fee	29 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older have a good credit history hold a UK bank or building society account eligibility check - see if you qualify without affecting your credit rating. Depending on results product details may vary cannot transfer between MBNA accounts Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank No Balance Transfer Fee Credit Card	Sainsbury's Bank No Balance Transfer Fee Credit Card 0% balance transfer fee on transfers made in the first 3 months (3% thereafter, £3 minimum fee) 0% for 3 months on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	28 months 0% interest on transfers 0% interest on transfers 0.0% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Vanquis Bank Aquis Visa Credit Card	Vanquis Bank Aquis Visa Credit Card Up to 56 days interest free on purchases SMS and online account management Designed to help build your credit rating More info	29.8% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Black Diamond Credit Card by Vanquis	Black Diamond Credit Card by Vanquis Credit limit increase possible after fifth statement, further increases every five months, up to £3,500 Designed to help build your credit rating Up to 56 days interest free credit on purchases More info	59.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not hold any Vanquis credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable)
Barclaycard Platinum 37 Month Balance Transfer	Barclaycard Platinum 37 Month Balance Transfer Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017 6 months 0% on purchases 3.5% transfer fee refunded to 1.4% within 2 working days More info	18.9% APR Representative (variable) Representative APR (variable)	37 months 0% interest on transfers 0% interest on transfers 1.4% Effective transfer fee	6 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card	Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017 3.5% transfer fee refunded to 0.6% within 2 working days Six months 0% on purchases More info	19.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.6% Effective transfer fee	6 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Barclaycard Initial Credit Card Limited Offer	Barclaycard Initial Credit Card Offer only available until 6 July 2017 3 months 0% on purchases Free ongoing access to your Experian credit score. Terms apply More info	28.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be employed and earning at least £3000 annually be over 18 and have had credit in the UK and a permanent UK address for three months have no County Court Judgements (CCJs) for non-payment of debt have no recent record of missed bill payments Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 28.9% (variable) per annum, your representative APR is 28.9% APR (variable)
Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card	Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017 Free access to your Experian credit report More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 1.49% Transfer fee	25 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Freedom Rewards Credit Card	Barclaycard Freedom Rewards Credit Card Use your card to pay for rides with Uber and every 11th ride is free. Terms apply, offer only available until Dec 2017 0.15% balance transfer fee after refund Double Freedom points on UK supermarket, petrol station and all Transport for London More info	21.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 0.15% Transfer fee	12 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have an income of £20,000 or more have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable)
Barclaycard Hilton HHonors Platinum Credit Card	Barclaycard Hilton HHonors Platinum Credit Card 2500 points for first 4 Hilton hotel stays (terms apply) Three points for every £1 spent at Hilton hotels; two points for £1 spent elsewhere Spend £750 in first 90 days get free hotel stay (terms apply) More info	18.9% APR Representative (variable) Representative APR (variable)	15 months 0% interest on transfers 0% interest on transfers 2.99% Transfer fee	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Low Rate Platinum Credit Card	Barclaycard Low Rate Platinum Credit Card Low interest on purchases and balance transfers No annual fee More info	6.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, your representative APR is 6.9% APR (variable)
Post Office Money Platinum Credit Card	Post Office Money Platinum Credit Card 18 months 0% on balance transfers (2.89% transfer fee) 28 months 0% on purchases No foreign transaction fees & no cash advance fee when you purchase Post Office Travel Money More info	18.9% APR Representative (variable) Representative APR (variable)	18 months 0% interest on transfers 0% interest on transfers 2.89% Transfer fee	28 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Post Office Matched Credit Card	Post Office Matched Credit Card Add up to three additional cardholders for free No cash advance fee when you purchase Post Office Travel Money More info	18.9% APR Representative (variable) Representative APR (variable)	30 months 0% interest on transfers 0% interest on transfers 2.75% Transfer fee	30 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have a current bank or building society account not be an existing Post Office cardholder have an annual income over £8,000 (excl. unemployment benefits) have no outstanding County Court Judgements (CCJs) No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Capital One Classic Platinum MasterCard	Capital One Classic Platinum MasterCard Up to two optional credit limit increases per year Apply and get a response in 60 seconds More info	29.8% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Capital One Classic MasterCard	Capital One Classic MasterCard Up to two optional credit limit increases per year Apply and get a response in 60 seconds More info	34.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Luma MasterCard	Luma MasterCard Up to £1,500 credit limit Application response in 60 seconds Designed to help build your credit rating More info	35.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
British Airways American Express® Credit Card 2017 award winner	British Airways American Express® Credit Card 5,000 bonus Avios when spending £1,000 within the first 3 months Companion voucher when you spend £20,000 in one year 1 Avios point for every £1 spent More info	22.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older have a current UK bank or building society account have an annual household Income of £20,000 have a permanent UK home address have no County Court Judgements have been trading for 6 months if self-employed Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
American Express Platinum Cashback Everyday Credit Card 2017 award winner	American Express Platinum Cashback Everyday Credit Card 5% cashback in your first three months (up to £100) Up to 1% cashback thereafter More info	22.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have an income of £20,000 or more have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Clydesdale Bank Gold MasterCard	Clydesdale Bank Gold MasterCard Contactless payments under £30 MasterCard SecureCode for safer online shopping More info	18.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	26 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address no balance transfers from Clydesdale or Yorkshire Bank credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Yorkshire Bank Gold MasterCard	Yorkshire Bank Gold MasterCard Contactless payments under £30 MasterCard SecureCode for safer online shopping More info	18.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	26 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address no balance transfers from Clydesdale or Yorkshire Bank credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Luma Purchase Credit Card	Luma Purchase Credit Card Up to £1,500 credit limit Application response in 60 seconds Designed to help build your credit rating More info	35.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
Virgin 32 Month Balance Transfer Credit Card	Virgin 32 Month Balance Transfer Credit Card 32 months 0% on balance transfers (0.6% transfer fee) 32 months 0% on money transfers (4% transfer fee) 3 months 0% on purchases More info	19.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.6% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin All Round Credit Card	Virgin All Round Credit Card 25 months 0% for balance transfers, money transfers and purchases 1.5% balance transfer fee in first 60 days, 5% thereafter 2% money transfer fee in the first 60 days, 5% thereafter More info	20.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 1.5% Transfer fee	25 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Virgin Money No Balance Transfer Fee Credit Card	Virgin Money No Balance Transfer Fee Credit Card 24 months 0% on balance transfers; 0% balance transfer fee in first 60 days, 5% thereafter 24 months 0% for money transfers (4% fee in first 60 days, 5% thereafter) More info	19.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 29 Month Balance Transfer Credit Card	Halifax 29 Month Balance Transfer Credit Card 0% fee for transfers in first 90 days, 3% fee thereafter 3 months 0% on purchases You may be eligible to apply for this as a second credit card. Terms apply More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Halifax Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 25 Month Balance Transfer Card	Bank of Scotland Platinum 25 Month Balance Transfer Card 25 months 0% on balance transfers 0% fee on balance transfers within the first 90 days, 3% thereafter You may be eligible to apply for this as a second credit card. Terms apply More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 29 Month Purchase and Balance Transfer Credit Card	Bank of Scotland Platinum 29 Month Purchase and Balance Transfer Credit Card 29 months 0% on balance transfers 2.5% fee applies on each balance transfer made in the first 90 days, 3% thereafter 29 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	29 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 25 Month Balance Transfer Credit Card	Lloyds Bank Platinum 25 Month Balance Transfer Credit Card 0% for 25 months on balance transfers 0%fee on balances transferred within 90 days of account opening, 3% thereafter 0% on purchases for 3 months More info	19.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.94% (variable) per annum, your representative APR is 19.9% APR (variable)
Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card	Lloyds Bank Platinum 29 Month Purchase and Balance Transfer Credit Card 2.5% transfer fee in first 90 days from account opening, 3% thereafter You may be eligible to apply for this as a second credit card. Terms apply 29 months 0% on purchases and balance transfers More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	29 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 29 Month Purchase and Balance Transfer Credit Card	Halifax 29 Month Purchase and Balance Transfer Credit Card 2.5% effective balance transfer fee for first 90 days, 3% fee thereafter You may be eligible to apply for this as a second credit card. Terms apply Manage your card with online and mobile banking More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	29 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Halifax Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Platinum 32 Month Balance Transfer Credit Card	Bank of Scotland Platinum 32 Month Balance Transfer Credit Card 32 months 0% on balance transfers made in first 90 days 0.8% balance transfer fee within 90 days of account opening (3% thereafter) 12 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.8% Transfer fee	12 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 33 Month Balance Transfer Credit Card	Lloyds Bank Platinum 33 Month Balance Transfer Credit Card £20 cashback on your first balance transfer made within 90 days of account opening 3% balance transfer fee refunded to 0.59% on transfers made in the first 90 days. (3% thereafter) 3 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	33 months 0% interest on transfers 0% interest on transfers 0.59% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
TSB Platinum 20 month Purchase and BT MasterCard	TSB Platinum 20 month Purchase and BT MasterCard ClickSafe internet fraud protection Manage your credit card and current account together More info	18.9% APR Representative (variable) Representative APR (variable)	20 months 0% interest on transfers 0% interest on transfers 2.95% Transfer fee	20 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Capital One Balance Transfer Card	Capital One Balance Transfer Card 0% interest on balance transfers for 6 months, with a balance transfer fee of 3% Credit limit of £200 to £1,500 Online response in 60 seconds More info	34.9% APR Representative (variable) Representative APR (variable)	6 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older not been declared bankrupt in the last 12 months not had any CCJs or defaults in the last 12 months no transfers from Capital One Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
HSBC Credit Card	HSBC Credit Card 0% for 3 months on purchases 1.4% fee applies on Balance Transfers (minimum £5) More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 1.4% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: have an annual income/pension before tax of £8,500 or more be a resident of the UK, Channel Islands or Isle of Man be over 18 The APR is dependent on your personal circumstances no balance transfers from HSBC, First Direct, Marks and Spencer or John Lewis Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 24 Month Balance Transfer	Barclaycard Platinum 24 Month Balance Transfer Get 0% on transfers with no transfer fee 3.5% transfer fee refunded to 0% within 2 working days Six months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 0.0% Effective transfer fee	6 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 32 Month Balance Transfer Credit Card	Halifax 32 Month Balance Transfer Credit Card £20 cashback paid on your first balance transfer within 90 days 0.7% balance transfer fee, 3% thereafter Only available until 13 June 2017 More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.7% Transfer fee	12 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Halifax Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Dual Credit Card	Sainsbury’s Bank Dual Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 3% Balance Transfer fee reduced by refund to 2.49% in first 3 months. 3% thereafter. £3 min at all times. More info	18.9% APR Representative (variable) Representative APR (variable)	29 months 0% interest on transfers 0% interest on transfers 2.49% Effective transfer fee	29 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
AA Low Rate Credit Card	AA Low Rate Credit Card 3 months 0% on balance transfers and purchases Manage your account on the go with the AA Credit Card app No balance transfer fee and annual fee More info	5.85% APR Representative (variable) Representative APR (variable)	3 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: must have a 'Excellent' credit rating be aged 18 years or over and UK resident have a current bank or building society account be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits not have any outstanding CCJs no balance transfers from: Post Office or Bank of Ireland Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 5.85% (variable) per annum, your representative APR is 5.85% APR (variable)
Sainsbury's Bank 33 month Balance Transfer Credit Card	Sainsbury's Bank 33 month Balance Transfer Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 1.5% balance transfer fee in the first 3 months refunded to 0.59% (3% thereafter, £3 min fee at all times) More info	18.9% APR Representative (variable) Representative APR (variable)	33 months 0% interest on transfers 0% interest on transfers 0.59% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Classic Credit Card	Bank of Scotland Classic Credit Card 18 months 0% on balance transfers made in first 90 days 3% balance transfer fee 9 months 0% on purchases More info	27.9% APR Representative (variable) Representative APR (variable)	18 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	9 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 27.9% (variable) per annum, your representative APR is 27.9% APR (variable)
MBNA Platinum 42 Month Credit Card	MBNA Platinum 42 Month Credit Card Up to 42 months 0% on balance transfers (2.79% fee) in first 60 days, 20.9% p.a. and 5% fee thereafter Up to 20 months 0% on money transfers (4% fee) in first 60 days, 22.9% p.a. and 5% fee thereafter More info	18.9% APR Representative (variable) Representative APR (variable)	42 months 0% interest on transfers 0% interest on transfers 2.79% Transfer fee	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older hold a UK bank or building society account have a good credit history eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary cannot transfer between MBNA accounts Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
thinkmoney Credit Card	thinkmoney Credit Card Manage your account online and with a smartphone 60 second eligibility QuickCheck that will not affect your credit score Suitable for people looking to rebuild their credit profile More info	35.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident be able to show some history of managing credit Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable)
Chrome Credit Card 24.7% APR (variable)	Chrome Credit Card 24.7% APR (variable) New low APR card designed to help improve credit rating Possibility to build Credit Limit up to £4000 over time Online servicing, mobile app, SMS and email alerts More info	24.7% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 24.7% (variable) per annum, your representative APR is 24.7% APR (variable)
Chrome Credit Card 29.3% APR (variable)	Chrome Credit Card 29.3% APR (variable) New low APR card designed to help improve credit rating Possibility to build Credit Limit up to £4000 over time Online servicing, mobile app, SMS and email alerts More info	29.3% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 29.3% (variable) per annum, your representative APR is 29.3% APR (variable)
Sainsbury’s Bank 41 month Balance Transfer Credit Card	Sainsbury’s Bank 41 month Balance Transfer Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 4% balance transfer fee refunded to 2.89% on transfers made in the first 3 months. (3% thereafter, £3 fee minimum at all times) More info	18.9% APR Representative (variable) Representative APR (variable)	41 months 0% interest on transfers 0% interest on transfers 2.89% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA 5 Credit Card	MBNA 5 Credit Card 4.9% p.a. for up to 60 months (5 years) on purchases (8.9% APR thereafter) 4.9% p.a. for up to 60 months (5 years) on balance and money transfers 0.5% fee (8.9% APR thereafter) 4.9% p.a. applies to transfers made in the first 60 days More info	8.9% APR Representative (variable) Representative APR (variable)	60 months 4.9% interest on transfers 4.9% interest on transfers 0.5% Transfer fee	60 months 4.9% interest on purchases 4.9%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older have a good credit history hold a UK bank or building society account eligibility check - see if you qualify without affecting your credit rating. depending on results product details may vary cannot transfer between MBNA accounts Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 8.9% (variable) per annum, your representative APR is 8.9% APR (variable)
The AA Balance Transfer Credit Card	The AA Balance Transfer Credit Card 41 months 0% on balance transfers 3.25% balance transfer fee 0% on purchases for 3 months More info	18.9% APR Representative (variable) Representative APR (variable)	41 months 0% interest on transfers 0% interest on transfers 3.25% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: must have a 'Excellent' credit rating be aged 18 years or over and UK resident have a current bank or building society account be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits not have any outstanding CCJs no balance transfers from: Post Office or Bank of Ireland Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card	Sainsbury’s Bank Nectar 40 month Balance Transfer Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 1.78% balance transfer fee, refunded from 2.89%, on transfers made in the first 3 months (3% thereafter, £3 fee minimum at all times, nectar cardholders only) More info	18.9% APR Representative (variable) Representative APR (variable)	40 months 0% interest on transfers 0% interest on transfers 1.78% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month Nectar Cardholders Exclusive – you must enter your Nectar card number when you apply not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card	Sainsbury's Bank Nectar 33 month Balance Transfer Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 1.5% balance transfer fee in the first 3 months refunded to 0.59% (3% thereafter, £3 min fee at all times) More info	18.9% APR Representative (variable) Representative APR (variable)	33 months 0% interest on transfers 0% interest on transfers 0.59% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank 35 month Balance Transfer Credit Card	Sainsbury’s Bank 35 month Balance Transfer Credit Card Offer only available until 28 August 2017 5,000 bonus Nectar points. Spend £250 in Sainsbury's in the first month. T&Cs apply 1.5% balance transfer fee in the first 3 months (3% thereafter, £3 min fee at all times) More info	18.9% APR Representative (variable) Representative APR (variable)	35 months 0% interest on transfers 0% interest on transfers 1.5% Transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 27 Month All Round Credit Card	Virgin 27 Month All Round Credit Card 27 months 0% for balance transfers, money transfers and purchases 2.70% balance transfer fee 2.70% money transfer fee More info	18.9% APR Representative (variable) Representative APR (variable)	27 months 0% interest on transfers 0% interest on transfers 2.7% Transfer fee	27 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
M&S Transfer Plus Credit Card	M&S Transfer Plus Credit Card 32 months 0% on balance transfers made within 90 days (0.99% fee applies, £5 minimum fee) 6 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.99% Transfer fee	6 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: have a good credit rating be 18 or older be a permanent UK resident Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
ASDA Cashback Credit Card	ASDA Cashback Credit Card 0% for 6 months on all George.com purchases of £200 1% Cashback on all Asda spend in the form of ASDA vouchers 0.5% Cashback on all other purchases in the form of ASDA vouchers More info	19.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be aged 18 or over not have County Court Judgements or Court Decrees, or be bankrupt or otherwise insolvent. have a minimum annual income of £10,000 and not be claiming unemployment benefits Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
HSBC Dual Credit Card	HSBC Dual Credit Card 26 months on balance transfers and purchases £5 minimum balance transfer fee or 2.89% More info	22.9% APR Representative (variable) Representative APR (variable)	26 months 0% interest on transfers 0% interest on transfers 2.99% Transfer fee	26 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: Have an annual income/pension before tax of £8,500 or more Be a resident of the UK, Channel Islands or Isle of Man Be over 18, and not hold an HSBC Basic Bank Account Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Halifax 35 Month Balance Transfer Credit Card	Halifax 35 Month Balance Transfer Credit Card 1.49% effective transfer fee (initial 3% fee, 1.51% refunded after 90 days) 3 months 0% on new purchases You may be eligible to apply for this as a second credit card. Terms apply More info	18.9% APR Representative (variable) Representative APR (variable)	35 months 0% interest on transfers 0% interest on transfers 1.49% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 37 Month Balance Transfer Credit Card	Lloyds Bank Platinum 37 Month Balance Transfer Credit Card 37 months 0% interest on balance transfers made within 90 days of account opening 1.39% effective transfer fee (initial 3% fee, 1.61% refunded after 90 days) More info	18.9% APR Representative (variable) Representative APR (variable)	37 months 0% interest on transfers 0% interest on transfers 1.39% Effective transfer fee	3 months 0% interest on purchases 0%interest on purchases	More info Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
marbles classic with 5 months balance transfer offer	marbles classic with 5 months balance transfer offer FastCheck your eligibility with instant response 5 months 0% on balance transfers UK-based customer helpline More info	34.9% APR Representative (variable) Representative APR (variable)	5 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address have a UK current bank or building society account not be registered bankrupt in past 18 months or have proceedings have no Country Court Judgements (past 12 months) Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.95% (variable) per annum, your representative APR is 34.9% APR (variable)
B credit card	B credit card Purchases and balance transfers at 9.9% (Variable) No fees for foreign purchases (excludes cash withdrawals) No fees for balance transfers More info	9.9% APR Representative (variable) Representative APR (variable)	— % interest on transfers	— %interest on purchases	More info Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 9.9% (variable) per annum, your representative APR is 9.9% APR (variable)