Compare Credit Cards with No Annual Fee

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Popularity		APR	Balance transfer	Purchases
Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card 2016 award winner	Barclaycard Platinum 18 Month Balance Transfer Visa Credit Card For people with limited but good credit history 60 days to transfer balance More info	24.9% APR Representative (variable) Representative APR (variable)	18 months 0% interest on transfers 0% interest on transfers 2.99% Transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating have no history of bankruptcy have no Country Court Judgements (past 5 years) no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.44% (variable) per annum, your representative APR is 24.9% APR (variable)
MBNA All Round Credit Card	MBNA All Round Credit Card Up to 25 months 0% on balance transfers (2.49% fee) in first 60 days, 20.9% p.a. with 5 % fee thereafter Up to 25 months 0% on money transfer (4% fee) in first 60 days, 22.9% p.a with 5% fee thereafter Eligibility check - see if you qualify without affecting your credit rating. Depending on results product details may vary More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 2.49% Transfer fee	25 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older have a good credit history hold a UK bank or building society account no balance transfers from MBNA or Fluid Money credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's No Balance Transfer Fee Credit Card	Sainsbury's No Balance Transfer Fee Credit Card Offer only available until 29 Dec 2016 5000 bonus Nectar points when you spend at least £800 (terms apply) 0% balance transfer fee on transfers made in the first 3 months (3% thereafter, £3 minimum fee) More info	18.9% APR Representative (variable) Representative APR (variable)	22 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Nectar Exclusive Long Balance Transfer Credit Card	Sainsbury’s Bank Nectar Exclusive Long Balance Transfer Credit Card 2.89% balance transfer fee refunded to 2.42% on transfers made in the first 3 months (3% thereafter, £3 min. fee of £3) Balance transfer fee refund only available to nectar cardholders (terms apply) More info	18.9% APR Representative (variable) Representative APR (variable)	40 months 0% interest on transfers 0% interest on transfers 2.42% Effective transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Vanquis Bank Aquis Visa Credit Card	Vanquis Bank Aquis Visa Credit Card Up to 56 days interest free on purchases SMS and online account management Designed to help build your credit rating More info	29.8% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Black Diamond Credit Card by Vanquis	Black Diamond Credit Card by Vanquis Credit limit increase possible after fifth statement, further increases every five months, up to £3,500 Designed to help build your credit rating Up to 56 days interest free credit on purchases More info	59.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not hold any Vanquis credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £250 at a rate of 59.94% (variable) per annum, your representative APR is 59.9% APR (variable)
Barclaycard Platinum 37 Month Balance Transfer Limited Offer 2016 award winner	Barclaycard Platinum 37 Month Balance Transfer 3.5% transfer fee refunded to 1.5% within 2 working days More than three years 0% on balance transfers and six months 0% on purchases Semi-Exclusive - only available through selected sites More info	18.9% APR Representative (variable) Representative APR (variable)	37 months 0% interest on transfers 0% interest on transfers 1.5% Effective transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card 2016 award winner	Barclaycard Platinum 32 Month Balance Transfer Visa Credit Card 60 days to transfer balance Online account management, paper statements available 3.5% transfer fee refunded to 0.68% within 2 working days More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.68% Effective transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Initial Credit Card 2016 award winner	Barclaycard Initial Credit Card 3months 0% on purchases Possibility to reduce your APR More info	34.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be employed and earning at least £3000 annually be over 18 and have had credit in the UK and a permanent UK address for three months have no County Court Judgements (CCJs) for non-payment of debt have no recent record of missed bill payments Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable)
Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card 2016 award winner	Barclaycard Platinum Purchase & Balance Transfer Visa Credit Card Balance transfer fee 2.35% 60 days to transfer balance Free access to your Experian credit report More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 2.35% Transfer fee	25 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Freedom Rewards Credit Card 2016 award winner	Barclaycard Freedom Rewards Credit Card 7,000 bonus points when you spend or transfer at least £500 (terms apply) 0% interest on purchases for 12 months from account opening Double Freedom points on UK supermarket, petrol station and all Transport for London More info	21.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 0.15% Transfer fee	12 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have an income of £20,000 or more have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 21.9% (variable) per annum, your representative APR is 21.9% APR (variable)
Barclaycard Hilton HHonors Platinum Credit Card 2016 award winner	Barclaycard Hilton HHonors Platinum Credit Card 2500 points for first 4 Hilton hotel stays (terms apply) Three points for every £1 spent at Hilton hotels; two points for £1 spent elsewhere Spend £750 in first 90 days get free hotel stay (terms apply) More info	18.9% APR Representative (variable) Representative APR (variable)	15 months 0% interest on transfers 0% interest on transfers 2.99% Transfer fee	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Atlantic White Credit Card Account 2016 award winner	Virgin Atlantic White Credit Card Account Offer only available until 31 October 2016 3,000 miles with first card purchase within 90 days Additional 7,000 bonus when spending £1,000 within 90 days More info	22.9% APR Representative (variable) Representative APR (variable)	6 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Post Office Matched Credit Card	Post Office Matched Credit Card Add up to three additional cardholders for free No cash advance fee when you purchase Post Office Travel Money More info	18.9% APR Representative (variable) Representative APR (variable)	16 months 0% interest on transfers 0% interest on transfers 2.98% Transfer fee	27 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have a current bank or building society account not be an existing Post Office cardholder have an annual income over £8,000 (excl. unemployment benefits) have no outstanding County Court Judgements (CCJs) No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Capital One Classic Platinum MasterCard	Capital One Classic Platinum MasterCard Designed to help improve your credit rating Up to two optional credit limit increases per year Apply and get a response in 60 seconds More info	29.8% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Capital One Classic MasterCard	Capital One Classic MasterCard Designed to help improve your credit rating Up to two optional credit limit increases per year Apply and get a response in 60 seconds More info	34.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Luma MasterCard	Luma MasterCard Up to £1,500 credit limit Application response in 60 seconds Designed to help build your credit rating More info	35.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
British Airways American Express® Credit Card 2016 award winner	British Airways American Express® Credit Card 9,000 bonus Avios when spending £1,000 within the first 3 months Companion voucher when you spend £20,000 in one year 1 Avios point for every £1 spent More info	22.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older have a current UK bank or building society account have an annual household Income of £20,000 have a permanent UK home address have no County Court Judgements have been trading for 6 months if self-employed Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
American Express Platinum Cashback Everyday Credit Card 2016 award winner	American Express Platinum Cashback Everyday Credit Card 5% cashback in your first three months (up to £100) Up to 1% cashback thereafter More info	22.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have an income of £20,000 or more have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 22.9% (variable) per annum, your representative APR is 22.9% APR (variable)
Clydesdale Bank Gold MasterCard	Clydesdale Bank Gold MasterCard Contactless payments under £30 MasterCard SecureCode for safer online shopping More info	18.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	26 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address no balance transfers from Clydesdale or Yorkshire Bank credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Yorkshire Bank Gold MasterCard	Yorkshire Bank Gold MasterCard Contactless payments under £30 MasterCard SecureCode for safer online shopping More info	18.9% APR Representative (variable) Representative APR (variable)	12 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	26 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older have a permanent UK address no balance transfers from Clydesdale or Yorkshire Bank credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Luma Purchase Credit Card	Luma Purchase Credit Card Up to £1,500 credit limit Application response in 60 seconds Designed to help build your credit rating More info	35.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have had credit in the UK before have had no bankruptcies in the past 12 months Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
Virgin 32 Month Balance Transfer Credit Card 2016 award winner	Virgin 32 Month Balance Transfer Credit Card 32 months 0% on balance and money transfers; 3 months 0% on purchases 3% balance transfer fee refunded to 0.99% after 14 days 4% money transfer fee More info	19.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.99% Effective transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin All Round Credit Card 2016 award winner	Virgin All Round Credit Card 25 months 0% for balance transfers, money transfers and purchases 2% money transfer fee in first 60 days, 5% thereafter 2% balance transfer fee in first 60 days, 5% thereafter More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 2.0% Transfer fee	25 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Money No Balance Transfer Fee Credit Card 2016 award winner	Virgin Money No Balance Transfer Fee Credit Card 24 months 0% on balance transfers; 0% balance transfer fee in first 60 days, 5% thereafter 24 months 0% for money transfers (4% fee in first 60 days, 5% thereafter) More info	19.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 25 Months Balance Transfer Credit Card 2016 award winner	Halifax 25 Months Balance Transfer Credit Card 0% fee for transfers in first 90 days, 3% fee thereafter Six months 0% on purchases Manage your card online using internet banking and mobile banking More info	18.9% APR Representative (variable) Representative APR (variable)	25 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax Low Rate Credit Card 2016 award winner	Halifax Low Rate Credit Card One simple low rate for both balance transfers and purchases 0% balance transfer fee for first 90 days, 3% fee thereafter More info	6.4% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
Bank of Scotland Platinum 20 Months Balance Transfer Card	Bank of Scotland Platinum 20 Months Balance Transfer Card 20 months 0% on balance transfers 0% fee on balance transfers within the first 90 days, 3% thereafter Manage your card online using Internet Banking and Mobile Banking More info	18.9% APR Representative (variable) Representative APR (variable)	20 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 24 Month Balance Transfer	Bank of Scotland 24 Month Balance Transfer 21 months 0% on balance transfers 2.5% fee applies on each balance transfer made in the first 90 days, 3% thereafter 21 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	24 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 20 Month Balance Transfer Credit Card	Lloyds 20 Month Balance Transfer Credit Card 0% for 20 months on balance transfers 0%fee on balances transferred within 90 days of account opening, 3% thereafter 0% on purchases for six months More info	18.9% APR Representative (variable) Representative APR (variable)	20 months 0% interest on transfers 0% interest on transfers 0.0% Transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard	Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard 2.5% transfer fee in first 90 days from account opening, 3% thereafter 24 months 0% on purchases and balance transfers More info	18.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	24 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 24 Month Balance Transfer Credit Card 2016 award winner	Halifax 24 Month Balance Transfer Credit Card 24 months 0% on balance transfers 24 months 0% on purchases 2.5% balance transfer fee for first 90 days, 3% fee thereafter More info	18.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 2.5% Transfer fee	24 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 32 Month Balance Transfer Credit Card	Bank of Scotland 32 Month Balance Transfer Credit Card 32 months 0% on balance transfers made in first 90 days 0.8% balance transfer fee within 90 days of account opening (3% thereafter) 12 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.8% Transfer fee	12 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 32 Month Balance Transfer Credit Card	Lloyds 32 Month Balance Transfer Credit Card 0.8% balance transfer fee within 90 days of account opening (3% thereafter) 32 months 0% on balance transfers made in first 90 days 12 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.8% Transfer fee	12 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: have no Country Court Judgements (past 5 years) aged 18 or older be a resident of the UK have regular income no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
TSB Platinum 20 month Purchase and BT MasterCard	TSB Platinum 20 month Purchase and BT MasterCard ClickSafe internet fraud protection Manage your credit card and current account together More info	18.9% APR Representative (variable) Representative APR (variable)	20 months 0% interest on transfers 0% interest on transfers 2.95% Transfer fee	20 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Capital One Balance Transfer Card	Capital One Balance Transfer Card 0% interest on balance transfers for 6 months, with a balance transfer fee of 3% Credit limit of £200 to £1,500 Online response in 60 seconds More info	34.9% APR Representative (variable) Representative APR (variable)	6 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older not been declared bankrupt in the last 12 months not had any CCJs or defaults in the last 12 months no transfers from Capital One Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
HSBC Credit Card	HSBC Credit Card 0% interest on purchases for 3 months 0% on balance transfers for 32 months The APR is dependant on your personal circumstances More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 1.4% Transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: have an annual income/pension before tax of £8,500 or more be a resident of the UK, Channel Islands or Isle of Man be over 18 no balance transfers from HSBC, First Direct, Marks and Spencer or John Lewis Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Barclaycard Platinum 23 Month Balance Transfer 2016 award winner	Barclaycard Platinum 23 Month Balance Transfer Get 0% on transfers with no transfer fee 3.5% transfer fee refunded to 0% within 2 working days Six months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	23 months 0% interest on transfers 0% interest on transfers 0.0% Effective transfer fee	6 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 21 or older have a good credit rating best suited to customers with an income of £20,000 no balance transfers from Barclays Bank PLC, Barclays Group companies, or Partnership credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 32 Month Balance Transfer Credit Card 2016 award winner	Halifax 32 Month Balance Transfer Credit Card 0.7% balance transfer fee within 90 days of account opening (3% thereafter) Manage your card online using Online Banking and Mobile Banking 12 months 0% on purchases More info	18.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 0.7% Transfer fee	12 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Nectar Dual Credit Card	Sainsbury’s Nectar Dual Credit Card Offer only available until 29 Dec 2016 5000 bonus Nectar points when you spend at least £800 (terms apply) Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere More info	18.9% APR Representative (variable) Representative APR (variable)	24 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	24 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
AA Low Rate Credit Card	AA Low Rate Credit Card One simple low rate for balance transfers and purchases Manage your account on the go with the AA Credit Card app No balance transfer fee and annual fee More info	6.4% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: must have a 'Excellent' credit rating be aged 18 years or over and UK resident have a current bank or building society account be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits not have any outstanding CCJs Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 6.4% (variable) per annum, your representative APR is 6.4% APR (variable)
Virgin 32 Month Money Transfer Credit Card 2016 award winner	Virgin 32 Month Money Transfer Credit Card 3.5% transfer fee refunded to 1.69% after 14 days 32 months 0% for money transfers; 3 months 0% for purchases More info	19.9% APR Representative (variable) Representative APR (variable)	32 months 0% interest on transfers 0% interest on transfers 1.69% Effective transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident have good credit history no balance transfers from Virgin Money plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Bank of Scotland Classic Credit Card	Bank of Scotland Classic Credit Card 18 months 0% on balance transfers made in first 90 days 3% balance transfer fee 9 months 0% on purchases More info	25.9% APR Representative (variable) Representative APR (variable)	18 months 0% interest on transfers 0% interest on transfers 3.0% Transfer fee	9 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating no balance transfers from Lloyds Bank plc or Bank of Scotland plc Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 25.9% (variable) per annum, your representative APR is 25.9% APR (variable)
MBNA Platinum 41 Month Credit Card	MBNA Platinum 41 Month Credit Card 3.45% balance transfer fee for the first 60 days, 20.9% APR and 5% fee thereafter 20 months 0% money transfers (4% transfer fee for first 60 days, 22.9 APR and 5% thereafter) More info	18.9% APR Representative (variable) Representative APR (variable)	41 months 0% interest on transfers 0% interest on transfers 3.45% Transfer fee	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older hold a UK bank or building society account have a good credit history eligibility check - see if you qualify without affecting your credit rating. Depending on the results, product details may vary no balance transfers from MBNA or Fluid Money credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
thinkmoney Credit Card	thinkmoney Credit Card Manage your account online and with a smartphone 60 second eligibility QuickCheck that will not affect your credit score Suitable for people looking to rebuild their credit profile More info	35.9% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be 18 or older be a UK resident be able to show some history of managing credit Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable)
Chrome Credit Card 24.7% APR (variable)	Chrome Credit Card 24.7% APR (variable) New low APR card designed to help improve credit rating Possibility to build Credit Limit up to £4000 over time Online servicing, mobile app, SMS and email alerts More info	24.7% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 24.7% (variable) per annum, your representative APR is 24.7% APR (variable)
Chrome Credit Card 29.3% APR (variable)	Chrome Credit Card 29.3% APR (variable) New low APR card designed to help improve credit rating Possibility to build Credit Limit up to £4000 over time Online servicing, mobile app, SMS and email alerts More info	29.3% APR Representative (variable) Representative APR (variable)	— 0% interest on transfers	— 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have not had bankruptcies in the last 12 months not available to applicants who already hold a credit card provided by Vanquis Bank Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,000 at a rate of 29.3% (variable) per annum, your representative APR is 29.3% APR (variable)
Sainsbury’s Bank Nectar Long Balance Transfer Credit Card	Sainsbury’s Bank Nectar Long Balance Transfer Credit Card Offer only available until 29 Dec 2016 Bonus 5000 Nectar points for new customers (terms apply) 2.89% balance transfer fee in the first 3 months (3% thereafter, £3 minimum fee applies at all times) More info	18.9% APR Representative (variable) Representative APR (variable)	40 months 0% interest on transfers 0% interest on transfers 2.89% Effective transfer fee	3 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a permanent UK resident be 18 or older have a good credit rating not have been declined for credit in the last month not be an existing Sainsbury's Bank Credit Card holder Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
MBNA 5 Credit Card	MBNA 5 Credit Card Up to 5 years 4.9% on purchases, balance and money transfers Eligibility check - see if you qualify without affecting your credit rating. Depending on results product details may vary More info	8.9% APR Representative (variable) Representative APR (variable)	60 months 0% interest on transfers 0% interest on transfers 0.5% Transfer fee	60 months 0% interest on purchases 0% interest on purchases	Can I get this card? ? To get this card you must at least: be a UK resident for at least 3 years be 18 or older have a good credit history hold a UK bank or building society account no balance transfers from MBNA or Fluid Money credit cards Additional criteria for acceptance from the lender may apply.
Representative example: When you spend £1,200 at a rate of 8.9% (variable) per annum, your representative APR is 8.9% APR (variable)