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Having windscreen cover means you can get chips, large or small, repaired without having to spend any money other than the excess. But it also covers the complete replacement of a windscreen that cracks or smashes. If you’re driving along and notice a tiny crack or chip in your windscreen, you may think that this isn't worth paying the excess on your car insurance policy to repair. But if left untreated the chip could turn into a crack, eventually shattering the windscreen.
It’s worth checking whether you already have windscreen cover included on your car insurance.
We've answered common car insurance questions to help you understand what you need and to decide what car insurance is best for you.
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Windscreen insurance isn’t always a feature of car insurance. Some insurers include it as standard, others offer it as a bolt-on extra, for which you’ll pay a small additional premium.
Some insurers don’t offer this type of protection at all. If you’re looking for windscreen cover for cars, take time to note how, if at all, it might affect your no claims bonus, and whether you’d need to pay an excess on any claim. If this is the case, you might be better off buying standalone windscreen cover.