Those looking for a true ‘pay as you go’ car insurance policy might be interested in what Computer Quote car insurance has to offer. Unlike other car insurers that offer a monthly instalment plan, Computer Quote requires no contract and if you choose to terminate your insurance with them they simply ask that you turn in the Certificate of Insurance along with a written request for ending your cover.
Computer Quote is actually a trading name of Stride Ltd, a specialist insurance company that offers a range of property and commercial insurance products.
One of the benefits offered is a discount for purchasing a policy online. Since there is no overhead as the big brands are subject to, Computer Quote is able to keep prices affordable.
Some of the features available with Computer Quote policies include:
- Excess Waiver Insurance
- Breakdown Cover
- Pass Plus discount
- Legal Cover & Accident Protection Policy
- MSL Extra Cover
For those who would have a financial hardship when paying the excess after an accident, the excess waiver insurance will provide money back up to a pre-specified amount. There are some conditions and exclusions such as the insurance policy cannot be used for the purposes of business. However, there are some nice benefits in that excess waiver insurance can be used alongside other types of cover as well.
New drivers who have a pass plus certificate are typically eligible for a discount based on passing the training designed by the DSA (Driving Standards Agency). MSL extra cover provides for a replacement hire vehicle for a period of up to two weeks and will be delivered to any UK address within 24 hours. This is provided that the vehicle was a loss due to a write-off of your vehicle or theft and your insurance must have covered the loss.
Whilst many of the features of Computer Quote are fairly standard, the pay as you go feature is appealing and different from most other companies. Whether you choose to keep your policy for a month or two or continue paying for the year, there is no binding contract that you will be obligated to finish paying when you terminate.