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Hastings Direct Smart Miles insurance

Hastings Direct Smart Miles

0800 056 3104
Black box

Most often young drivers pay a high cost for car insurance because of their inexperience and of course, because young drivers seem to be heavy risk-takers. With Hastings Direct – SmartMiles, young drivers can earn a better rate because of the innovative telematics technology.

One thing to be aware of when choosing to get a quote on Hastings Direct – SmartMiles is that there are conditions which must be met. The first thing to be aware of is that the driver must be 17 years of age or older. Also, the vehicle owner must allow an approved installer to fit the insured car with a SmartMiles telematics box. The driver must also state the he or she is going to drive no more than 15,000 miles in a year and that their driving will mostly occur between the hours of 5am and 10pm.

These conditions are perfect for young drivers as they will gain experience whilst being eligible for reduced prices. When choosing to be insured with Hastings Direct – SmartMiles, young drivers will also gain access to tips to help them improve their driving techniques. Not only will good driving minus accidents help them earn a No Claims Bonus but they can learn better accelerating, braking and handling skills through feedback after information is collected from the SmartMiles box.

SmartMiles cover includes as standard free tracking if the vehicle should be stolen. Handbag cover is standard and drivers have the ability to manage their policy online. There is an uninsured driver promise and legal cover is also standard. Young drivers can earn a No Claims discount but also standard are child seat and vandalism cover.

Whilst typically young people are new drivers, this policy can benefit new drivers of all ages. It is geared towards offering benefits for inexperienced drivers to help them learn safer driving techniques whilst providing affordable cover at the same time.

Being a Defaqto 5 Star rated insurer, Hastings Direct – SmartMiles can offer a level of customer service above and beyond the average insurance company. With almost two decades in the insurance business, Hastings Direct offers quotes from a panel of insurers to find the best prices with the broadest level of cover. No matter who the underwriter, policyholders must abide by terms and conditions set forth by Hastings Direct.

SmartMiles offers great savings initially but further savings can be realised at renewal based on tracking information from the SmartMiles box. If you are looking for a way to ‘prove’ yourself when new and inexperienced, SmartMiles telematics can be the solution you are looking for. You may no longer be young in terms of calendar years, but as a new (young) driver, this is insurance designed with you in mind.

Black box provider

Features

Box type:
Installed
Curfew:
No

Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.

Your insurer will measure how safely you drive by using a small device fitted to your car. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.

Features of the Hastings Direct SmartMiles policy:

- Fitted black box device

- No curfews (however night time driving may affect your driving score)

- Theft tracking capabilities

- Premium fixed throughout the policy term (unless changes are made to the policy)

Opening hours

  • Mon to Fri: 8:00am - 8:00 pm
  • Sat: 9am - 5:00pm
  • Sun: 10am - 4:00pm

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