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My Policy insurance

My Policy

0333 222 6616
Black box

As one of the growing number of telematics insurance providers, My Policy car insurance focuses on two main types of cover. Their Young Driver Insurance and Low Mileage Insurance are both dependent on telematics (Smart Box) technology.

My Policy is authorised and regulated by the Financial Conduct Authority and have been in business since 1995. Their purpose is to provide cover to a select group of drivers that are known to drive fewer miles which, to them, equates to a lower risk for accidents. They clearly state that the fewer miles one drives, the lower the risk of being involved in a motor accident.

For the initial policy price quote, drivers are asked to state clearly what their annual mileage allowance will be. My Policy then will allow the insured to upgrade to higher mileage at a later date but the rate will remain cheaper if the insured has been driving safely. Each vehicle is fitted with a Smart Box and My Policy states that it should be installed within just seven days.

Driving at excessive speeds will result in warnings but continued speeding may cause the company to cancel your insurance. With an online dashboard, drivers can monitor their mileage and driving history to better enable them to make adjustments along the way. If it is a matter of unsafe driving habits, they can learn what they are and take corrective steps as necessary.

As well, if the insured is getting close to the annual stated mileage and would like to alter his or her policy, having this information enables them to do so timely before a penalty is accrued. If you are a young driver who doesn’t plan on putting major mileage on your car, My Policy may be the insurance product you are looking for.

Black box provider

Features

Box type:
Installed
Curfew:
No
Premium changes:
Increase

Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.

Your insurer will measure how safely you drive by using a small device fitted to your car. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.

Features of the My Policy black box policy:

- Fitted black box device

- No curfews (however night time driving may affect your driving score)

- Theft tracking capabilities

- Consistent poor driving behaviour can result in a fine


Opening hours

  • Mon to Fri: 9:30am - 6:00pm

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