Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.
Your insurer will measure your mileage and how safely you drive by using a small device fitted to your car. As well as mileage, the box tracks factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.
Features of the Only Young Drivers policy:
- Fitted black box device
- No curfews (but night time driving might affect your score)
- Theft tracking capabilities
- Premium can go up or down depending on driving behaviour