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Wise Driving

Wise Driving

01733 308398
Black box

Being registered in England and authorised and regulated by the Financial Conduct Authority, WiseDriving states that they have a fresh approach to insurance that is focused on rewarding safe drivers with lower cost insurance cover. Using telematics technology, drivers can be monitored for the way in which they handle the car and those who have safe driving habits will earn lower premiums over time.

Their premise is that the ‘norm’ for assessing risk is to look at a driver’s history, the type of car they drive and the location in which they live. However, with the installation of a Black Box, each and every trip is monitored and such patterns as braking, acceleration and the way the car is handled are recorded and sent back to a database. As this information is reviewed, drivers will be rewarded for good driving techniques but may be warned if they fail to consistently drive safely. Worst case scenario? Insurance can be revoked for repeated violations even after being warned.

WiseDriving spent a period of several months talking to their insurers trying to negotiate lower rates that make sense because of the Black Box telematics. In the process of explaining the benefits of telematics, they were able to work out huge savings for safe drivers because there would be a documented analysis of how well they handle the car. In other words, WiseDriving was able to convince them of the benefit of insuring greater numbers of people who were looking to prove their ability to safely handle a car. The logic is that drivers should know that they won’t get a discount for unsafe driving so they will make every effort to ‘prove’ their abilities.

Policyholders are able to track their own driving scores with a personal online dashboard they will be given access to. Rather than wait for notification from the insurance company, they can regularly check to see areas where they excel and areas that need improvement. With a safe driving discount and no claims bonus, WiseDriving customers can look forward to consistently lower rates as their driving improves.

If you believe you are a safe driver who is just unlucky enough to fall into a high risk category, WiseDriving telematics could offer the savings you need.

Black box provider

Features

Box type:
Installed
Curfew:
No

Black box (also known as telematics or pay-as-you-go) insurance policies offer personalised premiums based on how you drive.

Your insurer will measure how safely you drive by using a small device fitted to your car. This will track your mileage as well as factors like acceleration, braking, and the times you drive, so your insurer can take these factors into account when working out the cost of your premiums.

Features of the Wise Driving policy:

- Fitted black box device

- No curfews (however night time driving may affect your driving score)

- Theft tracking capabilities

- Premium can go up or down depending on driving behaviour

Opening hours

  • Mon to Fri: 8:00am - 8:00 pm
  • Sat: 9:00 am - 5:00 pm
  • Sun: 10:00 am - 4:00 pm

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