Our FAQs guide walks you through the process of getting a car insurance quote from uSwitch
uSwitch makes it easy to compare car insurance quotes from different providers. Get started by entering your car's registration below, and read on for guidance on getting a quote.
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See a range of car insurance quotes in just a few minutes when you compare with uSwitch
- Before you get started
- How long will it take to get quotes?
- Why do you need my personal details?
- What if I don’t know my registration number?
- Which modifications do I have to declare?
- My car is worth more/less than the estimate given
- I don’t know my annual mileage
- Who is/will be the registered keeper and legal owner?
- My job is not listed on the form
- Can I get quotes if I don’t have a full UK licence?
- Do I have to declare all of my previous insurance claims?
- Do I have to declare all of my previous driving offences?
- Do I have to declare non-motoring offences?
- Should I protect my no claims bonus?
- How can I add another driver to the policy?
- What type of cover do I need?
- What is a voluntary excess?
- Should I pay annually or monthly?
- The form will not accept my start date
- Will I be contacted?
- The site is not returning quotes or they seem very expensive
- Is the price of my quote guaranteed?
- How do I buy a policy?
If you buy an insurance policy under false terms, such as not declaring claims or convictions, or lying about any information on your application, you are committing insurance fraud. While you can run as many quotes as you like, you must ensure your correct details are entered before purchasing your chosen policy.
If you have all your relevant details to hand, it should take just a few minutes to compare insurance quotes with uSwitch.
Our panel of insurers needs accurate details in order to give you tailored insurance quotes. We will also send your quotes by email so they are easily accessible, but you can opt out of receiving any further contact from us.
If you don’t know your registration number, for example if you are testing quotes for a car you are yet to buy, you can manually enter your car’s make and model.
Section 1: Carread our modifications guide for more information.
We’ve used a car industry valuation service to estimate the value of your car. You can enter your own valuation if you disagree with the figure or if no valuation is provided (please note that the insurer will use this valuation as a basis for your quotes as well as for any claims, so try to be as accurate as possible).
If you’re not sure of how many miles you will cover, give the best estimation you can, rather than just choosing a random number. To get the best indication of how many miles a year you drive, take a look at the mileage recorded on your previous service or MOT certificates. If you don’t have these or you’re a new driver, think of the journeys you will make regularly and work out how many times you’re likely to make them in a year. It’s worth taking the time to work this out as over or underestimating your mileage could increase your insurance costs.
Section 2: Driverguide to convictions for more information.
If you have four or more years’ no claims, you will have the option to protect your no claims bonus. This might be a good option for you if you’re concerned about losing your discount in the event of a claim — but be aware that most insurers will increase your premium slightly to cover this cost. You can choose to add or remove no claims bonus protection on the results page to see the difference in cost and decide whether it’s worth paying for.
You cannot be the policyholder of an insurance policy on behalf of anybody else. The person who will drive the car most regularly must be listed as the policyholder (main driver). Read our guide on fronting to find out more.
Section 3: Cover
Insurers offer three types of cover: third party (the minimum legal requirement), third party fire and theft, and comprehensive. Third party policies only cover damage to third party vehicles and property, while comprehensive policies cover your vehicle too.
While it may seem logical that lower levels of cover are cheapest, this often isn’t the case – particularly for younger or more inexperienced drivers. You can easily switch between types of cover on the results page to compare prices. Our guide to types of insurance explains more.guide to insurance payments explains more.
Section 4: Results
Make sure you have entered all of your details correctly. A simple mistake such as mistyping your mileage or car value can significantly impact the price of quotes returned to you.
Also be aware that the type of cover can affect your cost considerably. Don’t assume that third party is the cheapest - some insurers will actually charge more for this type of cover (especially for young/inexperienced drivers) because they deem it to be more risky.
While our quotes are accurate at the time of being generated, insurance companies regularly update their prices and you may not always get the price you’ve been quoted.
Once you have completed all questions on the form, you will see a list of tailored insurance quotes. Click on the red ‘more info’ button to find out more about the policy. If you are happy to purchase the policy, you can either call using the ‘call direct now’ button, or the ‘buy online now’ button (not available for all quotes).