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Most expensive cars to insure

The most expensive cars to insure

Luxury sports cars can be expensive to insure, but not just because they’re expensive to buy

Cars which can accelerate quickly and reach high speeds are seen by insurers to be greater risks, while pricey parts and long repair times also add to insurance costs.

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Every car on the market belongs to one of 50 car insurance groups set by the Group Rating Panel, made up of members of the Association of British Insurers and the Lloyds Market Association – see more on how cars are assigned different car insurance groups in our guide to the cheapest cars to insure and scroll down to see 10 of the most expensive cars to insure:

1. Mercedes-Benz CLS-Class
The CLS-Class is often regarded as being Mercedes-Benz’s top of the range coupé model – its high running and servicing costs help make it costly to insure.

Car insurance for Mercedes CLS class

2. BMW 6-Series
Whether it’s the convertible or coupé, the 6-Series range is known for its sleek design and high performance.

Car insurance for BMW 6 series

3. Porsche 911
While the Porsche 911 Cabriolet has an economical engine and sophisticated security features which should help keep running costs down, high servicing costs can increase the cost of cover.

Car insurance for Porsche

4. Audi RS7 Sportback
The RS7’s twin-turbocharged 4.0 litre V8 engine lands it in insurance group 50, putting it amongst the most expensive new cars to insure.

Car insurance for Audi RS 7 Sportback

5. Lexus LS
The classy LS is the only Lexus model within car insurance group 50 – quite pricey as new and with poor green credentials, the LS comes with of plenty of interior space and high tech gadgets.

Car insurance for Lexus LS

6. Land Rover Range Rover Autobiography
There are a number of more affordable Range Rover models available, but the Autobiography range is the most expensive to insure. Insurers are becoming more wary of covering Range Rover models thanks to a recent spate of thefts.

Car insurance for Land Rover Range Rover Autobiography

7. Porsche Cayenne Turbo
Another entry for Porsche, the Cayenne’s 4.8 litre turbo models are in insurance group 50. The SUV-style Cayenne is Porsche’s largest car, and prices start at £92,000.

Car insurance for Porsche Cayenne Turbo S

8. Audi R8 Spyder
The R8’s huge engine and effortless acceleration can help it reach a top speed of 194 mph, while its hefty running costs also ensure it sits within car insurance group 50.

Car insurance for Audi R8 Spyder 2014

9. Jaguar XK Coupé
The second generation XK costs upwards of £60,000 – Jaguar designers were said to have modelled the sleek look on actress Kate Winslet’s curves.

most expensive cars to insure - Jaguar XK

10. Lotus Evora
In keeping with the Lotus tradition of starting model names with the letter, ‘E’, the Evora is the only Lotus model in car insurance group 50.

most expensive cars to insure - Lotus Evora

Data sources: The Motor Insurance Repair Research Centre (Thatcham) and

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