AXA car insurance

Although AXA does not offer short-term car insurance or black box car insurance cover for UK-wide customers via its website (AXA underwrites some policies that do), it does provide a multi-car insurance discount of up to 15% to customers who buy direct from the insurer. 

Multi-car insurance policy can help reduce your insurance costs: 

AXA car insurance provides several benefits to policyholders, although UK breakdown cover is only included as standard with the Car Plus policy. Standard car insurance policy features include the following items.

AXA will pay up to £5,000 following the death, loss of limbs or sight following an incident.

No claims bonuses and excesses are protected if the insured has a comprehensive policy and is involved in an incident with an uninsured driver.

Windscreen and window replacement or repair is covered, as is damage to bodywork caused solely and directly by the broken glass, providing the insurer’s approved repairer is used.

Loss or damage to personal belongings due to fire, theft and attempted theft or accident is covered up to a maximum of £300.

The policy will pay up to £300 toward the cost of replacing a child car seat following loss or an accident, even if the seat doesn’t appear to be damaged.

AXA will pay up to £300 towards overnight accommodation and/or onward travel if the car is undrivable due to misfuelling.

Cover is provided for driving within the European Union for up to 93 days a year.

Up to £1,000 of cover if car keys are lost or stolen.

Policyholders can call AXA’s motor claims helpline at any time on 0345 608 0230.

In addition to the benefits featured as standard with an AXA car insurance policy, policyholders may select from various additional options.

The insurer will pay from a maximum of £100 a day, for hospital stays and treatment, to £100,000 for the most serious of injuries, as well as death, following an insured incident.

Standard legal fees of up to £100,000 are covered for court proceedings, and where there is a conflict of interest or dispute over a settlement. Up to £5,000 is provided for post-accident rehabilitation.