Got You Covered is a niche insurance player focused on drivers with convictions and harder-to-cover motorists generally. That’s not to say it won’t cover drivers with less tricky motoring histories.
Trustpilot: 4.4/5 stars
Trustpilot (October 2020) rates Got You Covered with an excellent 4.4/5 score. Staff are praised for their use of clear English and humour. Many reviewers felt their premium was good value.
Surrey-based Got You Covered claims they work with 15 leading insurers to track down the best quote, whatever your record. Their panel includes insurance players like Ageas, Sabre and Zenith.
Contact Uswitch: 0800 688 8557
Value for money is at the heart of this independent broker’s promise though, as with most policies, the premium pivots on your history, post code and vehicle details.
Got You Covered includes European cover as part of its comprehensive insurance offering. Lost car keys and replacement locks are offered, up to £400 on some policies. Basic medical expenses protection is also offered as standard on some policies too.
Harder-to-insure motorists with motoring convictions
Those living in higher risk postcodes
Foreign drivers and those with low No Claims Bonus Discounts
The Financial Ombudsman Service received fewer than 10 complaints about Got you covered motor insurance in the first half of 2020. To put that in context, 67 firms had 10 or more complaints each and those totalled 4,550 complaints. Nearly 200 firms had fewer than 10 each, sharing just 479 complaints between them.