Skip to main content

Got You Covered car insurance

Got You Covered is a niche insurance player focused on drivers with convictions and harder-to-cover motorists generally. That’s not to say it won’t cover drivers with less tricky motoring histories.

How good is Got You Covered car insurance?

Trustpilot: 4.4/5 stars

Trustpilot (October 2020) rates Got You Covered with an excellent 4.4/5 score. Staff are praised for their use of clear English and humour. Many reviewers felt their premium was good value. 2/5 stars

Nimblefins gave Got You Covered 2 stars but the sample size is unclear.

About Got You Covered insurance

As well as being a niche insurer for those with driving convictions, it also offers good value if you’ve a performance or prestige car, it claims. So broadly, it's a non-standard vehicle insurer. 

Surrey-based Got You Covered claims they work with 15 leading insurers to track down the best quote, whatever your record. Their panel includes insurance players like Ageas, Sabre and Zenith.

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch

Contact Uswitch: 0800 688 8557

Value for money?

Value for money is at the heart of this independent broker’s promise though, as with most policies, the premium pivots on your history, post code and vehicle details.   

Breakdown cover is not guaranteed, meaning you need to shop around from another provider, or buy it as an ‘extra’. It may make sense to do both: websites like USwitch make this easy.  

Got You Covered includes European cover as part of its comprehensive insurance offering. Lost car keys and replacement locks are offered, up to £400 on some policies. Basic medical expenses protection is also offered as standard on some policies too. 

Got You Covered car insurance policies

Got You Covered standard car insurance cover

Got You Covered optional extras

What is Got You Covered car insurance best for?

  • Harder-to-insure motorists with motoring convictions

  • Those living in higher risk postcodes

  • Foreign drivers and those with low No Claims Bonus Discounts

Complaints data

The Financial Ombudsman Service received fewer than 10 complaints about Got you covered motor insurance in the first half of 2020. To put that in context, 67 firms had 10 or more complaints each and those totalled 4,550 complaints. Nearly 200 firms had fewer than 10 each, sharing just 479 complaints between them.

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch