Insure 2 Drive car insurance

Insure 2 Drive offers a number of benefits for comprehensive policyholders, including the following items.

Insure 2 Drive car insurance will cover you for up to £5,000 personal accident cover.

The cover includes access to a legal helpline for advice relating to any Motor Contract Dispute and you have cover in place for legal fees and expenses relating to a claim.

It also includes: 

A courtesy vehicle is provided when a claim has been accepted and the vehicle is considered repairable by an approved repairer.

The courtesy vehicle will be a small car with manual transmission.

This provides cover to the driver and their legally married spouse or civil partner for an injury sustained whilst driving or travelling as a passenger.

This will replace any child’s car seat fitted in a car which is involved in an accident, or damaged following a fire or theft.

This provides cover if the policyholder or a named driver is involved in a road traffic accident with an uninsured driver; this is so long as the registration, make and model of the vehicle involved is provided, along with the driver’s details.

This provides cover for foreign use for the following periods of time:

If your car windows and windscreen are accidentally damaged the cost of repairing or replacing them will be covered by Insure 2 Drive. 

Below are the optional extras that you can add to your Insure 2 Drive car insurance policy at the time of purchase, there is no option to add them after.

As long as no claim is made or arises under your policy during any one year of insurance your renewal premium will be reduced by a No Claim Discount and you can continue to protect your No Claim discount as long as you do not have more than two claims in any five consecutive years.

Insure 2 Drive’s breakdown cover is offered by the RAC and includes

RAC Roadside: This give you roadside assistance and repair for breakdowns 1/4 mile or more away from your home address and includes a tow for up to 10 miles from the breakdown if your vehicle cannot be fixed.  

Home start: This level covers you for Breakdown assistance and repair at the roadside or at your home address, including a tow for up to 10 miles from the breakdown if your vehicle cannot be fixed.

Recovery: RAC Recovery gives you Breakdown assistance at the roadside or your home address, including a tow for up to 10 miles from the breakdown if your vehicle cannot be fixed. Recovery for up to 8 people and your vehicle to any single destination within the UK.

Onward Travel: This level of cover also includes the recovery for up to 8 people and your vehicle to any single destination within the UK. If your vehicle cannot be repaired at the roadside, options for onward travel are included.

It also includes:

Europe: The European cover also covers customers in continental Europe and in addition to UK cover includes: 

Insure 2 Drive’s enhanced personal accident will cover you, your partner and any passengers with a fixed benefit in the event of injury or death. A maximum of £175,000 can be claimed for any one incident.

It includes:

This includes key cover for the home as well as car, van and office keys and safe, immobilisers and alarms, in the event that they get stolen, are lost or are damaged.  

We will also cover damage to your locks if the damage prevents you from being able to access your home, office, car or van.

Insure 2 Drive will pay up to a maximum £250 per claim to drain and flush the fuel tank on site or recover your vehicle, the driver and up to six passengers to the nearest repairer if the wrong fuel is used. 

It will also cover the cost of replenishing the fuel tank with 10 litres of the correct fuel and has an individual claim limit of £250 and a maximum of three claims per year.