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Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

Capital One Classic Platinum MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
More info
29.8% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable)
Capital One Classic MasterCard

Capital One Classic MasterCard

Capital One Classic MasterCard

  • Designed to help improve your credit rating
  • Up to two optional credit limit increases per year
  • Apply and get a response in 60 seconds
More info
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Luma MasterCard

Luma MasterCard

Luma MasterCard

  • Up to £1,500 credit limit
  • Application response in 60 seconds
  • Designed to help build your credit rating
More info
35.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have had credit in the UK before
  • have had no bankruptcies in the past 12 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.9% (variable) per annum, your representative APR is 35.9% APR (variable)
Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

Lloyds Bank Online Platinum 24 Month Balance Transfer MasterCard

  • 2.5% transfer fee in first 90 days from account opening, 3% thereafter
  • 24 months 0% on purchases and balance transfers
More info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
2.5%
Transfer fee
24
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum 40 Month BT MasterCard

Lloyds Bank Platinum 40 Month BT MasterCard

Lloyds Bank Platinum 40 Month BT MasterCard

  • 40 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 2.41% within 90 days of transaction date
  • Six months 0% on new purchases
More info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.41%
Effective transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
NatWest Clear Rate Platinum Credit Card MasterCard

NatWest Clear Rate Platinum Credit Card MasterCard

NatWest Clear Rate Platinum Credit Card MasterCard

  • 6.9% flat rate for balance transfers and purchases
  • No balance transfer fees or 0% introductory periods that end
  • £24 annual fee
More info
11.1% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.9% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable)
NatWest Reward Credit Card

NatWest Reward Credit Card

NatWest Reward Credit Card

  • Limited offer - 0.5% on other purchases plus 1% if you use contactless until 31 June 2016
  • 1% in all supermarkets (0.5% at their petrol stations)
More info
23.7% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have an income of £10,000 or more
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £24 annual fee, your representative APR is 23.7% APR (variable)
aqua Reward With Cashback

aqua Reward With Cashback

£20 Amazon voucher

aqua Reward With Cashback

  • £20 Amazon gift certificate exclusively through uSwitch (terms apply)
  • 0.5% cashback and no foreign transaction fees
  • Credit limit increase possible after four months
More info
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

Ocean Credit Card MasterCard

  • Manage your account online and with a smartphone
  • 60 second eligibility QuickCheck that will not affect your credit score
  • Suitable for people looking to rebuild their credit profile
More info
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Royal Bank of Scotland Reward Credit Card MasterCard

Royal Bank of Scotland Reward Credit Card MasterCard

Royal Bank of Scotland Reward Credit Card MasterCard

  • Limited offer - 0.5% on other purchases plus 1% if you use contactless until 31 June 2016
  • 1% in all supermarkets (0.5% at their petrol stations)
More info
17.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.9% (variable) per annum, with a £24 annual fee, your representative APR is 17.4% APR (variable)
Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

Royal Bank of Scotland Clear Rate Platinum Credit Card MasterCard

  • 6.9% interest rate for both balance transfers and purchases
  • No balance transfer fees
  • £24 annual fee
More info
11.1% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 21 or older
  • have a good credit rating
  • have an income of £10,000 or more

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.7% (variable) per annum, with a £24 annual fee, your representative APR is 11.1% APR (variable)
Santander 123 Credit Card MasterCard

Santander 123 Credit Card MasterCard

No transfer fee

Santander 123 Credit Card MasterCard

  • Up to 3% cashback available
  • First year fee-free if you have or open a 123 Current Account. Otherwise £36 annual fee
More info
18.4% APR
Representative (variable)
23
 months
0% interest on transfers
0.0%
Transfer fee
23
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • No transfers from Santander

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £36 annual fee, your representative APR is 18.4% APR (variable)
TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

TSB Platinum 20 month Purchase and BT MasterCard

  • ClickSafe internet fraud protection
  • Manage your credit card and current account together
More info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
2.95%
Transfer fee
20
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
TSB Premier Avios Amex/MasterCard

TSB Premier Avios Amex/MasterCard

TSB Premier Avios Amex/MasterCard

  • Up to 1.25 Avios points per £1 spent (double when spending abroad)
  • Companion ticket when you spend £15,000 in one year
  • 1500 bonus Avios per £1,000 transferred from a single provider
More info
23.7% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 monthly fee, your representative APR is 23.7% APR (variable)
TSB Avios Amex/MasterCard

TSB Avios Amex/MasterCard

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • 1,500 bonus Avios per £1,000 transferred from a single provider
More info
17.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable)
Bank of Scotland Online Low Rate Credit Card

Bank of Scotland Online Low Rate Credit Card

Bank of Scotland Online Low Rate Credit Card

  • One rate for both balance transfers and purchases
  • Low representative rate of 6.4% APR (variable)
  • 0% fee on balance transfers within the first 90 days (3% fee applies)
More info
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
Bank of Scotland Platinum 40 Month Balance Transfer

Bank of Scotland Platinum 40 Month Balance Transfer

Bank of Scotland Platinum 40 Month Balance Transfer

  • 40 months 0% on balance transfers made in first 90 days
  • 3% transfer fee refunded to 2.41% within 90 days of transaction date
  • Six months 0% on purchases
More info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.41%
Effective transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 41 Month Balance Transfer Credit Card

Halifax 41 Month Balance Transfer Credit Card

2016 award winner

Halifax 41 Month Balance Transfer Credit Card

  • 41 months 0% on balance transfers
  • 3.44% effective transfer fee (initial 3.5% fee, 0.06% refunded after 90 days)
More info
18.9% APR
Representative (variable)
41
 months
0% interest on transfers
3.44%
Effective transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank Platinum Low Rate Credit Card

Lloyds Bank Platinum Low Rate Credit Card

  • 0% balance transfer fee within the first 90 days of account opening, 3% thereafter
  • Low representative rate of 6.4%
More info
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
M&S Credit Card

M&S Credit Card

M&S Credit Card

  • 500 M&S points voucher worth £5 for select M&S spending
  • 1 M&S point per £1 spent instore, 1 point per £5 spent elsewhere
More info
18.9% APR
Representative (variable)
25
 months
0% interest on transfers
2.9%
Transfer fee
25
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have a good credit rating
  • be 18 or older
  • be a permanent UK resident

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
aqua Advance Credit Card

aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • No foreign transaction fees
More info
34.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable)
aqua Classic Credit Card

aqua Classic Credit Card

aqua Classic Credit Card

  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
More info
29.7% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 29.71% (variable) per annum, your representative APR is 29.7% APR (variable)
aqua Start Credit Card

aqua Start Credit Card

aqua Start Credit Card

  • Text reminders to help you stay in control
  • Designed to help build your credit rating
  • Unlimited access to your credit report
More info
49.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • have a UK current bank or building society account
  • not be registered bankrupt in past 18 months or have proceedings
  • have no Country Court Judgements (past 12 months)

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £300 at a rate of 49.9% (variable) per annum, your representative APR is 49.9% APR (variable)
Sainsbury's No Balance Transfer Fee Credit Card

Sainsbury's No Balance Transfer Fee Credit Card

Sainsbury's No Balance Transfer Fee Credit Card

  • Offer only available until 29 Dec 2016
  • 5000 bonus Nectar points when you spend at least £800 (terms apply)
  • 0% balance transfer fee on transfers made in the first 3 months (3% thereafter, £3 minimum fee)
More info
18.9% APR
Representative (variable)
22
 months
0% interest on transfers
0.0%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury’s Bank Nectar Exclusive Long Balance Transfer Credit Card

Sainsbury’s Bank Nectar Exclusive Long Balance Transfer Credit Card

Sainsbury’s Bank Nectar Exclusive Long Balance Transfer Credit Card

  • 2.89% balance transfer fee refunded to 2.42% on transfers made in the first 3 months (3% thereafter, £3 min. fee of £3)
  • Balance transfer fee refund only available to nectar cardholders (terms apply)
More info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.42%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

Sainsbury's Bank Nectar Low Rate Credit Card

  • Offer only available until 29 Dec 2016
  • 5000 bonus Nectar points when you spend at least £800 (terms apply)
  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
More info
9.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 9.93% (variable) per annum, your representative APR is 9.9% APR (variable)
Santander Credit Card

Santander Credit Card

Santander Credit Card

  • No annual fee
  • 56 days interest-free on purchases after the 0% period expires provided balance is paid in full and on time each month
More info
18.9% APR
Representative (variable)
15
 months
0% interest on transfers
0.0%
Transfer fee
15
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

Tesco Bank 24 Month Clubcard Credit Card with 0% Balance Transfer Fee

  • The 0% offer applies to any balances transferred within the first 90 days of opening your account
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
More info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
0.0%
Transfer fee
1
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Purchase Credit Card with 1000 Points

Tesco Bank Purchase Credit Card with 1000 Points

Tesco Bank Purchase Credit Card with 1000 Points

  • 1000 Clubcard points if you make a purchase or transfer a balance within two months of account opening (terms apply)
  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
More info
18.9% APR
Representative (variable)
3
 months
0% interest on transfers
2.9%
Transfer fee
17
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Clubcard Credit Card for 28m Balance Transfer

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

Tesco Bank Clubcard Credit Card for 28m Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • Online application decision in 60 seconds
  • 0% offer is applied to any balances transferred within the first 90 days of opening your account.
More info
18.9% APR
Representative (variable)
28
 months
0% interest on transfers
0.59%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 40 Month Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
More info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.69%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable)
Post Office Matched Credit Card

Post Office Matched Credit Card

Post Office Matched Credit Card

  • Add up to three additional cardholders for free
  • No cash advance fee when you purchase Post Office Travel Money
More info
18.9% APR
Representative (variable)
16
 months
0% interest on transfers
2.98%
Transfer fee
27
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have a current bank or building society account
  • not be an existing Post Office cardholder
  • have an annual income over £8,000 (excl. unemployment benefits)
  • have no outstanding County Court Judgements (CCJs)
  • No balance transfers from Post Office or Bank of Ireland (UK) plc credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

Clydesdale Bank Gold MasterCard

  • Contactless payments under £30
  • MasterCard SecureCode for safer online shopping
More info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
26
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

Yorkshire Bank Gold MasterCard

  • Contactless payments under £30
  • MasterCard SecureCode for safer online shopping
More info
18.9% APR
Representative (variable)
12
 months
0% interest on transfers
3.0%
Transfer fee
26
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • have a permanent UK address
  • no balance transfers from Clydesdale or Yorkshire Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

Sainsburys Nectar Purchase Credit Card

  • Offer only available until 29 Dec 2016
  • 5000 bonus Nectar points when you spend at least £800 (terms apply)
  • Collect 2 Nectar points per £1 spent at Sainsbury's, 1 point for every £5 spent elsewhere
More info
18.9% APR
Representative (variable)
18
 months
0% interest on transfers
3.0%
Transfer fee
27
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have a permanent UK address
  • be over 18 years of age
  • not have been declined for credit in the last month
  • not have a history of bad credit
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Tesco Bank Foundation Clubcard Credit Card

Tesco Bank Foundation Clubcard Credit Card

Tesco Bank Foundation Clubcard Credit Card

  • Application response in 60 seconds
  • Designed to help build your credit rating
  • Credit limit subject to status
More info
27.5% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • not have applied for a Tesco Bank Credit Card in the last 6 months
  • have an annual income of at least £5,000
  • be at least 18 years of age
  • be a permanent UK resident
  • have not had any bankruptcies in the past 18 months
  • have not had any county court judgements in the past 18 months

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 27.54% (variable) per annum, your representative APR is 27.5% APR (variable)
Virgin 32 Month Balance Transfer Credit Card

Virgin 32 Month Balance Transfer Credit Card

2016 award winner

Virgin 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance and money transfers; 3 months 0% on purchases
  • 3% balance transfer fee refunded to 0.99% after 14 days
  • 4% money transfer fee
More info
19.9% APR
Representative (variable)
32
 months
0% interest on transfers
0.99%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin All Round Credit Card

Virgin All Round Credit Card

2016 award winner

Virgin All Round Credit Card

  • 25 months 0% for balance transfers, money transfers and purchases
  • 2% money transfer fee in first 60 days, 5% thereafter
  • 2% balance transfer fee in first 60 days, 5% thereafter
More info
18.9% APR
Representative (variable)
25
 months
0% interest on transfers
2.0%
Transfer fee
25
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin Money No Balance Transfer Fee Credit Card

Virgin Money No Balance Transfer Fee Credit Card

2016 award winner

Virgin Money No Balance Transfer Fee Credit Card

  • 24 months 0% on balance transfers
  • 0% balance transfer fee in first 60 days, 5% thereafter
  • 3 months 0% on purchases
More info
19.9% APR
Representative (variable)
24
 months
0% interest on transfers
0.0%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Halifax 25 Months Balance Transfer Credit Card

Halifax 25 Months Balance Transfer Credit Card

2016 award winner

Halifax 25 Months Balance Transfer Credit Card

  • 0% fee for transfers in first 90 days, 3% fee thereafter
  • Six months 0% on purchases
  • Manage your card online using internet banking and mobile banking
More info
18.9% APR
Representative (variable)
25
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax Low Rate Credit Card

Halifax Low Rate Credit Card

2016 award winner

Halifax Low Rate Credit Card

  • One simple low rate for both balance transfers and purchases
  • 0% balance transfer fee for first 90 days, 3% fee thereafter
More info
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.45% (variable) per annum, your representative APR is 6.4% APR (variable)
Bank of Scotland Platinum 20 Months Balance Transfer Card

Bank of Scotland Platinum 20 Months Balance Transfer Card

Bank of Scotland Platinum 20 Months Balance Transfer Card

  • 20 months 0% on balance transfers
  • 0% fee on balance transfers within the first 90 days, 3% thereafter
  • Manage your card online using Internet Banking and Mobile Banking
More info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 24 Month Balance Transfer

Bank of Scotland 24 Month Balance Transfer

Bank of Scotland 24 Month Balance Transfer

  • 21 months 0% on balance transfers
  • 2.5% fee applies on each balance transfer made in the first 90 days, 3% thereafter
  • 21 months 0% on purchases
More info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
2.5%
Transfer fee
24
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 20 Month Balance Transfer Credit Card

Lloyds 20 Month Balance Transfer Credit Card

Lloyds 20 Month Balance Transfer Credit Card

  • 0% for 20 months on balance transfers
  • 0%fee on balances transferred within 90 days of account opening, 3% thereafter
  • 0% on purchases for six months
More info
18.9% APR
Representative (variable)
20
 months
0% interest on transfers
0.0%
Transfer fee
6
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Halifax 24 Month Balance Transfer Credit Card

Halifax 24 Month Balance Transfer Credit Card

2016 award winner

Halifax 24 Month Balance Transfer Credit Card

  • 24 months 0% on balance transfers
  • 24 months 0% on purchases
  • 2.5% balance transfer fee for first 90 days, 3% fee thereafter
More info
18.9% APR
Representative (variable)
24
 months
0% interest on transfers
2.5%
Transfer fee
24
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland 32 Month Balance Transfer Credit Card

Bank of Scotland 32 Month Balance Transfer Credit Card

Bank of Scotland 32 Month Balance Transfer Credit Card

  • 32 months 0% on balance transfers made in first 90 days
  • 0.8% balance transfer fee within 90 days of account opening (3% thereafter)
  • 12 months 0% on purchases
More info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
0.8%
Transfer fee
12
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)
Lloyds 32 Month Balance Transfer Credit Card

Lloyds 32 Month Balance Transfer Credit Card

Lloyds 32 Month Balance Transfer Credit Card

  • 0.8% balance transfer fee within 90 days of account opening (3% thereafter)
  • 32 months 0% on balance transfers made in first 90 days
  • 12 months 0% on purchases
More info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
0.8%
Transfer fee
12
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • have no Country Court Judgements (past 5 years)
  • aged 18 or older
  • be a resident of the UK
  • have regular income
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, your representative APR is 18.9% APR (variable)
Virgin 40 Month Balance Transfer Credit Card

Virgin 40 Month Balance Transfer Credit Card

2016 award winner

Virgin 40 Month Balance Transfer Credit Card

  • 40 months on balance transfers
  • 2.4% balance transfer fee
  • 40 months 0% for money transfers (4% transfer fee)
More info
20.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.4%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Capital One Balance Transfer Card

Capital One Balance Transfer Card

Capital One Balance Transfer Card

  • 0% interest on balance transfers for 6 months, with a balance transfer fee of 3%
  • Credit limit of £200 to £1,500
  • Online response in 60 seconds
More info
34.9% APR
Representative (variable)
6
 months
0% interest on transfers
3.0%
Transfer fee
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • not been declared bankrupt in the last 12 months
  • not had any CCJs or defaults in the last 12 months
  • no transfers from Capital One

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your representative APR is 34.9% APR (variable)
Halifax 32 Month Balance Transfer Credit Card

Halifax 32 Month Balance Transfer Credit Card

2016 award winner

Halifax 32 Month Balance Transfer Credit Card

  • 0.7% balance transfer fee within 90 days of account opening (3% thereafter)
  • Manage your card online using Online Banking and Mobile Banking
  • 12 months 0% on purchases
More info
18.9% APR
Representative (variable)
32
 months
0% interest on transfers
0.7%
Transfer fee
12
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
AA Low Rate Credit Card

AA Low Rate Credit Card

AA Low Rate Credit Card

  • One simple low rate for balance transfers and purchases
  • Manage your account on the go with the AA Credit Card app
  • No balance transfer fee and annual fee
More info
6.4% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • must have a 'Excellent' credit rating
  • be aged 18 years or over and UK resident
  • have a current bank or building society account
  • be employed, retired or a homemaker with an annual income of over £8,000 excluding unemployment benefits
  • not have any outstanding CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 6.4% (variable) per annum, your representative APR is 6.4% APR (variable)
Virgin 32 Month Money Transfer Credit Card

Virgin 32 Month Money Transfer Credit Card

2016 award winner

Virgin 32 Month Money Transfer Credit Card

  • 3.5% transfer fee refunded to 1.69% after 14 days
  • 32 months 0% for money transfers; 3 months 0% for purchases
More info
19.9% APR
Representative (variable)
32
 months
0% interest on transfers
1.69%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin 36 Month Money Transfer Credit Card

Virgin 36 Month Money Transfer Credit Card

2016 award winner

Virgin 36 Month Money Transfer Credit Card

  • 36 months 0% for money and balance transfers
  • 3.5% transfer fee refunded to 2.39% after 14 days
  • 3 months 0% for purchases
More info
20.9% APR
Representative (variable)
36
 months
0% interest on transfers
2.39%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • have good credit history
  • no balance transfers from Virgin Money plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Tesco Bank Clubcard Credit Card with  Low APR

Tesco Bank Clubcard Credit Card with Low APR

Tesco Bank Clubcard Credit Card with Low APR

  • Earn Clubcard points wherever you use your card, plus your usual points in Tesco. Terms apply.
  • Online application decision in 60 seconds
More info
5.9% APR
Representative (variable)
1
 months
0% interest on transfers
0.0%
Transfer fee
1
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 5.9% (variable) per annum, your representative APR is 5.9% APR (variable)
Virgin Money 36 Month Balance Transfer Credit Card

Virgin Money 36 Month Balance Transfer Credit Card

2016 award winner

Virgin Money 36 Month Balance Transfer Credit Card

  • 3.5% transfer fee refunded to 1.99% after 14 days
  • 36 months 0% for money transfers (4% fee)
  • 3 months 0% for purchases
More info
20.9% APR
Representative (variable)
36
 months
0% interest on transfers
1.99%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 20.9% (variable) per annum, your representative APR is 20.9% APR (variable)
Virgin Money 30 Month Balance Transfer Credit Card

Virgin Money 30 Month Balance Transfer Credit Card

2016 award winner

Virgin Money 30 Month Balance Transfer Credit Card

  • 3% transfer fee refunded to 0.59% after 14 days
  • 30 months 0% for money transfers (4% fee for first 60 days, 5% thereafter)
  • 3 months 0% for purchases
More info
19.9% APR
Representative (variable)
30
 months
0% interest on transfers
0.59%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Virgin Money 34 Month Balance Transfer Credit Card

Virgin Money 34 Month Balance Transfer Credit Card

2016 award winner

Virgin Money 34 Month Balance Transfer Credit Card

  • 3% balance transfer fee refunded to 1.49% after 14 days
  • 34 months 0% for money transfers (4% fee for first 60 days, 5% thereafter)
  • 3 months 0% for purchases
More info
19.9% APR
Representative (variable)
34
 months
0% interest on transfers
1.49%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident.
  • have a UK bank or building society account
  • have good credit history

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, your representative APR is 19.9% APR (variable)
Tesco Bank Clubcard Credit Card for 38 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 38 Month Balance Transfer

Tesco Bank Clubcard Credit Card for 38 Month Balance Transfer

  • Earn Clubcard points wherever you use the card plus the usual points in Tesco. Terms apply
  • 0% offer is applied to any balances or money transferred within the first 90 days of opening your account.
More info
18.9% APR
Representative (variable)
38
 months
0% interest on transfers
2.49%
Transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Tesco Bank credit cards

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable)
Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

Bank of Scotland Classic Credit Card

  • 18 months 0% on balance transfers made in first 90 days
  • 3% balance transfer fee
  • 9 months 0% on purchases
More info
25.9% APR
Representative (variable)
18
 months
0% interest on transfers
3.0%
Transfer fee
9
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • no balance transfers from Lloyds Bank plc or Bank of Scotland plc

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 25.9% (variable) per annum, your representative APR is 25.9% APR (variable)
thinkmoney Credit Card

thinkmoney Credit Card

thinkmoney Credit Card

  • Manage your account online and with a smartphone
  • 60 second eligibility QuickCheck that will not affect your credit score
  • Suitable for people looking to rebuild their credit profile
More info
35.9% APR
Representative (variable)
Can I get this card?
?
To get this card you must at least:
  • be 18 or older
  • be a UK resident
  • be able to show some history of managing credit

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 35.94% (variable) per annum, your representative APR is 35.9% APR (variable)
Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

Sainsbury’s Bank Nectar Long Balance Transfer Credit Card

  • Offer only available until 29 Dec 2016
  • Bonus 5000 Nectar points for new customers (terms apply)
  • 2.89% balance transfer fee in the first 3 months (3% thereafter, £3 minimum fee applies at all times)
More info
18.9% APR
Representative (variable)
40
 months
0% interest on transfers
2.89%
Effective transfer fee
3
 months
0% interest on purchases
Can I get this card?
?
To get this card you must at least:
  • be a permanent UK resident
  • be 18 or older
  • have a good credit rating
  • not have been declined for credit in the last month
  • not be an existing Sainsbury's Bank Credit Card holder

Additional criteria for acceptance from the lender may apply.

Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable)

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

uSwitch services are provided at no cost to you, but we may receive a commission from the companies we refer you to.

Frequently asked questions

About MasterCard

MasterCard have acted as a debit and credit card provider since 1966. Cards provided by MasterCard are accepted in 24 million locations worldwide, making it the most widely received credit card.

They were originally founded to compete with VISA cards in the US but have expanded to provide payment cards for banks and card issuers worldwide.

You can see if MasterCard provide your credit card by looking for their recognisable orange and red “Venn diagram” logo on your credit or debit card.

Why should I choose a MasterCard credit card?

MasterCard and Visa credit and debits are both more or less universally accepted at all electronic payment terminals, so access shouldn’t be a problem whoever provides your card.

MasterCard offers security online with ‘MasterCard SecureCode’. Which protects your MasterCard details with a code, to shield you from fraud when you purchase online from participating online shops. Like all providers MasterCard should offer a money-back guarantee if you fall victim to card fraud.

All MasterCard cards have Chip and PIN protection and are increasingly offering contactless payment for sums under £30 on their cards. From 2014, MasterCard provides payment through Apple’s iPhones and other products.

Does uSwitch compare all the credit cards on the market?

We compare credit over 100 credit cards from all of the major banks and credit card providers.

However, we do not compare all the credit cards that are available in the UK.

This is because some credit card providers have offers that are only available exclusively through their own website or branch, or through other comparison websites - in the same way some credit cards are exclusively available through uSwitch.

There are also many credit cards that are only available to people in member organisations and clubs.