Compare musical instrument insurance

Find and compare musical instrument insurance online in just a few minutes

Get a quote now

Powered by

How it works

Enter your details

Get personalised quotes in minutes by providing a few home details.

Compare quotes

Find home insurance that's right for you by exploring our best deals.

Apply and save

Start saving money and apply with your chosen provider.

Why should you get musical instrument insurance?

Depending on what type of musical instrument you have, it could cost you a lot of money to replace it. If your livelihood depends on having a functional musical instrument with you at all times, insurance can protect you for this.

You can make sure your valuable instrument is covered with musical instrument insurance.

What types of musical instruments can I cover?

You can cover most types of musical instruments including:

Pianos, acoustic and electric guitars, strings, drums and pianos;
Turntables, mixing desks, laptops, vinyl/CDs, and other studio equipment;
Stage and club equipment including public address systems, lighting, speakers and special effects machines; and
Musical accessories including instrument cases, amplifiers, adaptors and pedals.

What does musical instrument insurance cover?

Loss, theft or accidental damage. Most policies cover these events as standard.
Travel. If you are taking your musical instrument abroad some policies will cover you for a set number of days.
Personal accident coverage. If you are travelling to perform with your musical instrument you can be covered for death, disability, or loss of sight or limbs.
Public liability. If you are using your musical instrument around other people, such as students or a paying audience, the policy can cover you for any injuries they might suffer.

Different musical instrument policies may offer different coverage options. If you are not travelling, or performing professionally you could take out a cheaper policy without all these extras.

How much coverage do I need?

Policies may offer a limit per instrument, or a total coverage limit for all instruments. Depending on how many musical instruments you wish to insure, estimate the right level of cover for you.

Frequently Asked Questions

Some home insurance policies can cover contents including musical instruments. Depending on the value of the instrument, and the limits on contents in your home insurance policy, you may need a separate policy to be fully covered.

If you are a professional music performer or teacher this type of specialist insurance could be very beneficial both for your instrument and your livelihood.

Yes though you will need to take standard precautions to protect your instrument, such as securing it where appropriate.

Most policies will cover damage like dropping your instrument, provided it was new when you purchased the musical instrument, and the instrument is not older than a certain age.

Some policies may specify that you test your instrument regularly to ensure it works properly.

Home insurance Guides

Death in service cover vs. life insurance

Insuring your home with smart technology

Smart home gadgets are gaining popularity — from home assistants such as Google Home and Amazon Echo to smart thermostats and even light bulbs.

Learn more

Home insurance, terraced houses row of windows

Home insurance: 10 things to do to stay covered - Uswitch

Only 79% of home insurance claims are paid out by insurers. Find out 10 things you must do to stay covered in case you have to claim your insurance.

Learn more

How to Calculate Home Insurance Costs

Looking to find out how much would home insurance cost for your property? Read our guide and decide how much cover your home needs.

Learn more

Home insurance annual vs monthly payments

Should you pay annually or monthly for your home insurance? Discover which payment method could work out to be the most cost-effective for you

Learn more

Home insurance - Do I need pet insurance?

Pet insurance can give you peace of mind and protection for your pet against unexpected vet bills, illness or accidents. Compare pet insurance policies to find out what works for your family. Our guide also looks at any alternatives that might be available.

Learn more

Home insurance claims for burglaries using keys

Will your insurance cover you if you are burgled using keys? Read our guide to find out how to protect your home from key burglaries and see if you can make a claim.

Learn more

1
2
3
4