Car insurance explained

There are hundreds of car insurance providers out there - though many of them are owned by the same company, offering different policies for different groups of drivers such as young people. While there are a huge variety of insurance providers on the UK market, they all have the same approach to calculating car insurance. By taking a lot of your personal details the provider can work out how likely you are to make a claim. This involves looking at all kinds of factors such as your address and the kind of car you have. In turn this indicates how high your premium will be – though there are different ways to reduce your car insurance premium.

As long as you’re looking for insurance for a domestic car, we should be able to help you. We search many car insurance providers including those who specialise in providing insurance for drivers in specific situations – such as for young drivers or those without any no claims bonus.

There is no such thing as the ‘best’ insurance, only the right insurance policy for the individual. And finding this is what the uSwitch.com car insurance calculator can do for you.

Car insurance is a very complicated business, so at uSwitch.com we’ve put together a whole host of articles to help you make the right decisions when deciding on the kind of car insurance you want. For example, do you know if you need Comprehensive cover or just third party, fire and theft? You might be surprised by the differences between the different levels of cover.