Tesco Bank car insurance

Tesco Bank provides two types of cover:

These are available with the following cover levels

Tesco doesn’t offer multi car insurance.

If you have multiple cars to insure in your household taking out a multi-car insurance policy can help reduce your insurance costs: 

Tesco Bank does not offer short-term car insurance.

Short term insurance cover includes:

Tesco Standard Car Insurance is for drivers aged 21 and over.

Its fully comprehensive cover includes the following items as standard.

If your car is hit by an uninsured driver, you won't be penalised. As soon as Tesco Bank can validate the details of the incident – this includes the other vehicle's make, model and registration number - your no claims discount will be reinstated, and your excess will be refunded to you. 

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions, so you need to check first.

Tesco Bank will pay for loss or damage to the car caused by fire, theft or attempted theft.

This includes the cost of repairing or replacing your broken or chipped windscreen or windows. Tesco Bank Car Insurance will pay for any scratches to paintwork caused by broken glass from the windscreen or windows.

Cover will replace any child seats that are fitted to the car at the time of an incident, even if there is no obvious damage, £300 limit applies.

This includes any stereo, sat nav, telephone and entertainment equipment, permanently fitted to your car.

You can drive in the EU without paying extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance as long as you are a UK resident.

Tesco Bank car insurance has a UK-based accident helpline which is open 24 hours a day, seven days a week.

Personal possessions are covered up to the value of £200 if they're lost or damaged in the car following an accident.

If you or your passengers are involved in an accident in the car, Tesco car insurance will pay up to £100 in medical expenses to treat each injured person.

This provides up to £5,000 compensation for serious injury to you or your partner whilst travelling by car.

You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a claim that’s paid out.

Comprehensive cover with Tesco Bank Car Insurance includes up to £100,000 motor legal protection as standard. This provides you with cover for legal costs and expenses if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome.

Tesco Box Insurance offers telematics 'black box' policies for drivers aged 17-35.

Tesco Car Insurance says it aims to reward safe driving by giving younger drivers monthly bonus miles.

Box Insurance comprehensive cover includes:

Tesco Bank's Box Insurance also lets young drivers:

For an extra premium the cover listed below can be added.

Breakdown Cover provided by RAC can be added to a Tesco Bank Car Insurance policy. There are four levels of cover.

If you include this cover, you will get a courtesy car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network.

Regardless of whether you are at fault if you or any named driver, are hurt in an accident you get a lump sum payment, up to a maximum specified limit, to help support rehabilitation or expense in the event of a serious injury.