However much debt you’re in, it’s vital to take action and get in control of your finances. Use these tools, guides and articles to get a better understanding of your situation, and find debt help that’s right for you.
Answer the following questions to see your options for getting in control of your debt.
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These budget templates, provided by debt charity Credit Action, will help you to get a better idea of the state of your finances.
These letter templates will help you to negotiate with your creditors if you are having difficulty repaying your debts.
Mr & Mrs Watts ran into debt after Mr Watts was made redundant. An IVA meant they could take control of their debt & keep their home.
Mr & Mrs Abbott had debts of over £50,000 & couldn't pay their mortgage. An IVA cleared their debts & gave them back their peace of mind.
When Mr Chisholm separated from his partner he started to struggle financially. An IVA helped him get back in control.
Ms Green's debts spiralled when her son was born. An IVA helped her to pay off her debts & build a more secure future.
Ms Douglas sought advice from a debt charity and found that better budgeting was the right solution to her debt problem.
Miss Jones built up debts of £28,000 on credit cards and personal loans. A Debt Management Plan was her route out of debt.
Mr Robinson's low income meant he could not meet his debt repayments. Bankruptcy was his only option, but it meant he could have a fresh start.
You may be worried about your debts, but there are many ways to get back in control. Organise your finances with our seven steps to getting out of debt.
Debt problems often have a big emotional and mental impact, as well as financial. We look at ways to deal with the anxiety and stress debt can cause.
If you have a joint credit agreement with your partner then you're both responsible for...
It may be tempting to focus on your biggest debts when you're trying to decide...
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Complete our simple debt test to find out what your best solution might be. Our advisers are here to talk you through your available options
Read this background guide for everything you need to know about debt.
Read these articles for more information on different debt solutions.
Read our latest debt articles.
Read these case studies to find out how real people have dealt with their debt.
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