Compare loans

For personal loans from £500 to £25,999, our loan comparison tool below can help you find the best personal loan for your needs.

Want to know more? Read our expert guides View our expert guides
APR Amount & duration Total amount repayable Things to consider Monthly repayments
Santander
Personal Loan
4.5% APR £10,000.00 over 60 months £11,161.20 inc interest
  • Flexible terms - borrow from £1,000 to £20,000 over one to five years
  • One fixed monthly repayment
  • Early repayment charges apply
  • 5 minute application
  • Quick decision
£186.02per month Santander: Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.5% per annum would result in a representative rate of 4.5% APR (fixed), monthly repayments of £186.02, total repayable is £11,161.2.

Tesco Bank
Personal Loan
4.5% APR £10,000.00 over 60 months £11,161.20 inc interest
  • Debt consolidation allowed (minimum age for refinancing 22)
  • Repayment holiday allowed at the start of your loan subject to eligibility
  • Early repayment charges apply
£186.02per month Tesco Bank: Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.5% per annum would result in a representative rate of 4.5% APR (fixed), monthly repayments of £186.02, total repayable is £11,161.2.

Sainsbury's Bank
Standard Nectar Cardholder Loan
4.5% APR £10,000.00 over 60 months £11,161.20 inc interest
  • For Sainsbury's shoppers with a Nectar card
  • Choose to pay over 1-3 years and the rate could be as low as 4.6% APR
  • Payment holiday options available
£186.02per month Sainsbury's Bank: Standard Nectar Cardholder Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.5% per annum would result in a representative rate of 4.5% APR (fixed), monthly repayments of £186.02, total repayable is £11,161.2.

Hitachi Capital (UK) PLC
Hitachi Personal Loan
4.5% APR £10,000.00 over 60 months £11,161.20 inc interest
  • Debt consolidation allowed
  • Easy online application, instant decision
  • Fixed monthly repayments
  • No arrangement fees
  • Early repayment charges apply
  • Repayment holidays not allowed
£186.02per month Hitachi Capital (UK) PLC: Hitachi Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.5% per annum would result in a representative rate of 4.5% APR (fixed), monthly repayments of £186.02, total repayable is £11,161.2.

AA
AA Member Loan
4.6% APR £10,000.00 over 60 months £11,187.60 inc interest
  • Available to AA Members only
  • Fixed monthly repayments for the duration of the loan
  • Repayments spread over 2 to 5 years
  • No arrangement fee
  • 6 months free Home Emergency Response (see website for terms and conditions)
£186.46per month AA: AA Member Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.6% per annum would result in a representative rate of 4.6% APR (fixed), monthly repayments of £186.46, total repayable is £11,187.6.

Derbyshire BS
Online Personal Loan
4.6% APR £10,000.00 over 60 months £11,187.60 inc interest
  • Derbyshire is part of the Nationwide Building Society Group
  • Debt consolidation is allowed
  • No hidden fees
  • Instant online decision
  • Fixed monthly payments: your rate is fixed for the term of your loan - which means that your repayments will never change
£186.46per month Derbyshire BS: Online Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.6% per annum would result in a representative rate of 4.6% APR (fixed), monthly repayments of £186.46, total repayable is £11,187.6.

AA
AA Loan
4.7% APR £10,000.00 over 60 months £11,213.40 inc interest
  • Fixed monthly repayments for the duration of the loan
  • Repayments spread over 2 to 5 years
  • No arrangement fee
  • 6 months free Home Emergency Response (see website for terms and conditions)
£186.89per month AA: AA Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.7% per annum would result in a representative rate of 4.7% APR (fixed), monthly repayments of £186.89, total repayable is £11,213.4.

Sainsbury's Bank
Medium Reward Nectar Cardholder Loan
4.8% APR £10,000.00 over 60 months £11,239.80 inc interest
  • For Sainsbury's shoppers with a Nectar card
  • Choose to pay over 1-3 years and the rate could be as low as 4.9% APR
  • 5,000 bonus Nectar points
  • Double Nectar points on your Sainsbury’s shopping and fuel for 2 years
  • Payment holiday options available
£187.33per month Sainsbury's Bank: Medium Reward Nectar Cardholder Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.8% per annum would result in a representative rate of 4.8% APR (fixed), monthly repayments of £187.33, total repayable is £11,239.8.

Royal Bank of Scotland
Existing Customer Online Personal Loan
4.9% APR £10,000.00 over 60 months £11,265.60 inc interest
  • Existing customers only
  • Flexible choice of repayment terms
  • Debt consolidation allowed
  • No set-up fee
  • View and track your loan in Digital Banking
  • Early repayment charges apply
  • Repayment holidays not allowed
£187.76per month Royal Bank of Scotland: Existing Customer Online Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR (fixed), monthly repayments of £187.76, total repayable is £11,265.6.

Zopa
A*
5.5% APR £10,000.00 over 60 months £11,424.00 inc interest
  • Personalised quote - No impact on your credit score
  • No early repayment fees
  • Award winner for Most Trusted Provider
£190.40per month Zopa: A* Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 5.5% per annum would result in a representative rate of 5.5% APR (fixed), monthly repayments of £190.4, total repayable is £11,424.

Nationwide BS
New Customer Personal Loan
6.2% APR £10,000.00 over 60 months £11,608.20 inc interest
  • Debt consolidation allowed
  • No hidden fees
  • Instant online decision
  • Get a no obligation quote that will not affect your credit rating
  • Fixed monthly payments: your rate is fixed for the term of your loan
  • Early repayment charges apply
  • Repayment holidays not allowed
£193.47per month Nationwide BS: New Customer Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 6.2% per annum would result in a representative rate of 6.2% APR (fixed), monthly repayments of £193.47, total repayable is £11,608.2.

NatWest
Existing Customer Online Personal Loan
6.4% APR £10,000.00 over 60 months £11,661.00 inc interest
  • Existing NatWest current account customer only
  • No hidden setup fees, just a simple interest rate
  • Fixed monthly re-payments for the lifetime of the loan helps you plan your finances
  • View and manage your loan in Online and Mobile Banking
£194.35per month NatWest: Existing Customer Online Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 6.4% per annum would result in a representative rate of 6.4% APR (fixed), monthly repayments of £194.35, total repayable is £11,661.

Moneyway
Moneyway Plus Personal Loan
7.5% APR £10,000.00 over 60 months £11,952.60 inc interest
  • A single repayment each month keeps outgoings simple
  • Loans available between £3,000-£15,000
  • Loan term available between 1-5 years
  • All applicants must be aged 25 or over and have a regular annual income of £30,000
  • All applicants must be a UK resident
£199.21per month Moneyway: Moneyway Plus Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 7.5% per annum would result in a representative rate of 7.5% APR (fixed), monthly repayments of £199.21, total repayable is £11,952.6.

RateSetter
5 Year Unsecured Personal Loan
7.7% APR £10,000.00 over 60 months £12,146.00 inc interest
  • Debt consolidation is allowed
  • No early repayment charge
  • Repayment holidays not allowed
  • Money in your bank in one working day
£200.10per month RateSetter: 5 Year Unsecured Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 7.7% per annum would result in a representative rate of 7.7% APR (fixed), monthly repayments of £200.1, total repayable is £12,146.

Moneyway
Moneyway Personal Loan
19.9% APR £10,000.00 over 60 months £15,330.00 inc interest
  • A single repayment each month keeps outgoings simple
  • Loans available between £3,000-£15,000
  • Loan term available between 1-5 years
  • All applicants must be aged 25 or over and have a regular annual income of £30,000
  • All applicants must be a UK resident
£255.50per month Moneyway: Moneyway Personal Loan Enquire

Representative Example: Assumed borrowing of £10,000 over 60 months at a fixed rate of 19.9% per annum would result in a representative rate of 19.9% APR (fixed), monthly repayments of £255.5, total repayable is £15,330.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this loans comparison service with information provided by Moneyfacts.co.uk who are authorised and regulated by the Financial Conduct Authority (FSA FRN 486048).