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Looking for a personal loan, secured loan, unsecured loan, 12 month loan, or car loan? We compare a range of loans to help you find a loan that works for you.
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APR Total repayable

The amount is based on monthly compounding and for comparison purposes only.

Monthly repayments

Nationwide Personal Loan (Current Account Customers Only)

  • Debt consolidation allowed
  • No set-up fees or hidden charges
  • Instant online decision
more info
3.6% APR Representative
£7,916.76
£219.91 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 18 or older
  • Existing customers only
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.6% per annum would result in a representative rate of 3.6% APR, monthly repayments of £219.91 and a total amount repayable of £7,916.76.

Zopa Personal Loan

  • No early repayment fees
  • Simple, quick online process to apply
  • Free instant quote with no impact on credit score
  • Peer-to-peer loan
more info
3.6% APR Representative
£7,916.76
£219.91 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged 20 or older
  • 3 years of address history in the UK
  • Annual income of at least £12,000
  • Good credit history
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.0% per annum and a fee of £70.00 would result in a representative rate of 3.6% APR, monthly repayments of £219.91 and a total amount repayable of £7,916.76.

Sainsbury's Nectar Cardholders Loan

  • Payment holiday options available
  • APR Price Promise (T&Cs apply)
more info
3.6% APR Representative
£7,916.76
£219.91 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 18 to 80
  • Good credit history
  • £7500 or more income
  • Have a Nectar Card

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.6% per annum would result in a representative rate of 3.6% APR, monthly repayments of £219.91 and a total amount repayable of £7,916.76.
new release

M&S Personal Loan - New customers

  • Fixed monthly repayments
  • Option to defer your repayments for 3 months
more info
3.6% APR Representative
£7,916.76
£219.91 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • annual income of at least £10,000
  • UK resident
  • aged 18 or over

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.6% per annum would result in a representative rate of 3.6% APR, monthly repayments of £219.91 and a total amount repayable of £7,916.76.
new release

M&S Personal Loan - Cardholders Only

  • Fixed monthly repayments
  • Option to defer your repayments for 3 months
more info
3.6% APR Representative
£7,916.76
£219.91 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • annual income of at least £10,000
  • UK resident
  • aged 18 or over
  • Hold either a M&S Credit Card, M&S Chargecard or M&S Budgetcard

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.6% per annum would result in a representative rate of 3.6% APR, monthly repayments of £219.91 and a total amount repayable of £7,916.76.

Sainsbury's Personal Loan

  • Payment holiday options available
  • APR Price Promise (T&Cs apply)
more info
3.7% APR Representative
£7,928.28
£220.23 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 18 to 80
  • Good credit history
  • £7,500 or more income

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.7% per annum would result in a representative rate of 3.7% APR, monthly repayments of £220.23 and a total amount repayable of £7,928.28.

Tesco Personal Loan

  • Debt consolidation allowed
  • Repayment holiday at the start of your loan subject to eligibility
more info
3.8% APR Representative
£7,939.80
£220.55 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • 18 & older
  • Good credit quality

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.8% per annum would result in a representative rate of 3.8% APR, monthly repayments of £220.55 and a total amount repayable of £7,939.80.

Hitachi Personal Loan

  • Debt consolidation allowed
  • Easy online application, instant decision
  • No arrangement fees
more info
3.8% APR Representative
£7,939.80
£220.55 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent paid employment, self-employed or retired with a pension

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.8% per annum would result in a representative rate of 3.8% APR, monthly repayments of £220.55 and a total amount repayable of £7,939.80.

Nationwide Personal Loan

  • Debt consolidation allowed
  • No set-up fees or hidden charges
  • Instant online decision
more info
3.9% APR Representative
£7,951.32
£220.87 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 18 or older
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 3.9% per annum would result in a representative rate of 3.9% APR, monthly repayments of £220.87 and a total amount repayable of £7,951.32.
exclusive

Fluent Personal Loan

  • No early repayment fees
  • Simple, quick online application
  • Free instant quote with no impact on credit score
  • Debt consolidation allowed
more info
4.0% APR Representative
£7,962.84
£221.19 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged 20 or older
  • 3 years of address history in the UK
  • Annual income of at least £12,000
  • Good credit history
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.0% per annum would result in a representative rate of 4.0% APR, monthly repayments of £221.19 and a total amount repayable of £7,962.84.

Lendable Personal Loan

  • Quick decision
  • Peer-to-peer loan
  • Transfer funds within 1 hour
more info
4.1% APR Representative
£7,974.36
£221.51 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 20 or older
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.0% per annum would result in a representative rate of 4.1% APR, monthly repayments of £221.51 and a total amount repayable of £7,974.36.

cahoot Personal Loan

  • 5 minute application
  • Quick decision
more info
4.2% APR Representative
£7,985.88
£221.83 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 21 or older
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.2% per annum would result in a representative rate of 4.2% APR, monthly repayments of £221.83 and a total amount repayable of £7,985.88.

NatWest Debt Consolidation loan

  • 5 minute application
  • Quick decision
  • Possibility to lower monthly payments
more info
4.9% APR Representative
£8,066.88
£224.08 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be a UK resident
  • Aged 18 or over
  • Only available to current account holders

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR, monthly repayments of £224.08 and a total amount repayable of £8,066.88.

RBS Online Personal Loan

  • Debt consolidation allowed
  • No set-up fee
  • View and track your loan in Digital Banking
  • Current account customers only
more info
4.9% APR Representative
£8,066.88
£224.08 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • 21 or older
  • Good

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR, monthly repayments of £224.08 and a total amount repayable of £8,066.88.

NatWest Online Personal Loan (Current Account Customers Only)

  • 5 minute application
  • Quick decision
more info
4.9% APR Representative
£8,066.88
£224.08 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • Aged 21 or older
  • Existing customers only
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR, monthly repayments of £224.08 and a total amount repayable of £8,066.88.

RBS Debt Consolidation loan

  • 5 minute application
  • Quick decision
  • Possibility to lower monthly payments
more info
4.9% APR Representative
£8,066.88
£224.08 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be a UK resident
  • Aged 18 or over
  • Only available to current account holders

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 4.9% per annum would result in a representative rate of 4.9% APR, monthly repayments of £224.08 and a total amount repayable of £8,066.88.

Lending Works Personal Loan

  • No repayment holidays
  • Funds available within 24 hours
  • No fees for early repayment
more info
5.7% APR Representative
£8,159.76
£226.66 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Excellent Credit Required
  • Permanent UK resident
  • Aged 21 or older
  • No bankruptcy or CCJs

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.0% per annum and a fee of £60.00 would result in a representative rate of 5.7% APR, monthly repayments of £226.66 and a total amount repayable of £8,159.76.
secured loan

Low Rate Motor Loan (excellent credit)

  • Specialist car finance provider with over 22 funders available
  • Same-day decision
  • Buy from any reputable UK dealer
  • Over 16,000 customer loans completed in 2014
more info
5.9% APR Representative
£8,183.16
£227.31 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Excellent Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.7% per annum would result in a representative rate of 5.9% APR, monthly repayments of £227.31 and a total amount repayable of £8,183.16.
secured loan

Creditplus Car Loan (excellent credit)

  • For customers with excellent credit rating
  • Buy a car from any UK dealership or through Creditplus
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
more info
5.9% APR Representative
£8,183.16
£227.31 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Some Existing Credit in the last 2 years
  • Traceable voters roll history
  • No Credit Adversity

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.7% per annum and a fee of £348.00 would result in a representative rate of 5.9% APR, monthly repayments of £227.31 and a total amount repayable of £8,183.16.

Ratesetter Personal Loan

  • Debt consolidation allowed
  • No early repayment charge
  • Money in your bank in one working day
more info
7.0% APR Representative
£8,310.24
£230.84 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK resident
  • 24 & older
  • Good

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 5.9% per annum and a fee of £86.00 would result in a representative rate of 7.0% APR, monthly repayments of £230.84 and a total amount repayable of £8,310.24.
secured loan

Low Rate Motor Loan (good credit)

  • Specialist car finance provider with over 22 funders available
  • Same-day decision
  • Buy from any reputable UK dealer
  • Over 16,000 customer loans completed in 2014
more info
8.9% APR Representative
£8,530.20
£236.95 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Good Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 8.9% per annum would result in a representative rate of 8.9% APR, monthly repayments of £236.95 and a total amount repayable of £8,530.20.
secured loan

Creditplus Car Loan (good credit)

  • For customers with good credit rating
  • Buy a car from any UK dealership or through Creditplus
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
more info
9.9% APR Representative
£8,646.12
£240.17 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Existing Credit
  • Traceable voters roll history
  • A low degree of missed payments <3
  • No CCJ’s or IVA’s

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 9.5% per annum and a fee of £348.00 would result in a representative rate of 9.9% APR, monthly repayments of £240.17 and a total amount repayable of £8,646.12.

Debt Cycle Buster

  • Loans paid straight to your creditors
  • Every debt refinanced is terminated (can keep one credit card open)
  • Earn up to 4% bonus payback - terms apply
more info
11.0% APR Representative
£8,773.20
£243.70 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK resident
  • Aged 21 to 65
  • Annual income over £20.000
  • No history of CCJs or bankruptcy

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 11.0% per annum would result in a representative rate of 11.0% APR, monthly repayments of £243.70 and a total amount repayable of £8,773.20.
secured loan

Low Rate Motor Loan (fair credit)

  • Specialist car finance provider with over 22 funders available
  • Same-day decision
  • Buy from any reputable UK dealer
  • Over 16,000 customer loans completed in 2014
more info
11.9% APR Representative
£8,877.60
£246.60 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • UK Resident
  • Far Credit Quality
  • No Bankruptcy or CCJs in the last 6 months
  • Hold a valid UK driving license
  • Are employed or self-employed
  • Earn a minimum of £1,000 per month

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 11.9% per annum would result in a representative rate of 11.9% APR, monthly repayments of £246.60 and a total amount repayable of £8,877.60.
secured loan

Carfinance247 loan (excellent credit)

  • No deposit required
  • Your own personal advisor
  • Buy from a dealer of your choice
more info
12.2% APR Representative
£8,912.16
£247.56 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age: 18-80
  • 3 Years UK Address History
  • Private tenants, home-owners and those living with parents all accepted
  • Benefits Accepted
  • No CCJs, Defaults or Bankruptcy
  • Traceable Voters Roll History Required

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 12.2% per annum would result in a representative rate of 12.2% APR, monthly repayments of £247.56 and a total amount repayable of £8,912.16.
secured loan

Car Loan (excellent credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with excellent credit rating
  • Same-day decision
more info
12.79% APR Representative
£8,980.20
£249.45 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 12.8% per annum would result in a representative rate of 12.8% APR, monthly repayments of £249.45 and a total amount repayable of £8,980.20.
secured loan

Carfinance247 loan (good credit)

  • No deposit required
  • Your own personal advisor
  • Buy from a dealer of your choice
more info
14.0% APR Representative
£9,120.24
£253.34 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age: 18-80
  • 3 Years UK Address History
  • Private tenants, home-owners and those living with parents all accepted
  • Benefits Accepted
  • Settled CCJs,No Bankruptcy
  • Traceable Voters Roll History Required

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 14.0% per annum would result in a representative rate of 14.0% APR, monthly repayments of £253.34 and a total amount repayable of £9,120.24.
secured loan

Car Loan (good credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with good credit rating
  • Same-day decision
more info
15.95% APR Representative
£9,345.24
£259.59 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 - 80
  • Must be UK Resident and have 3 years address history
  • Private Tenants, Home-owners, and living with parents all accepted
  • Historical and settled Adverse accepted
  • Adverse < 3 years/old on referral
  • Benefits accepted.

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 16.0% per annum would result in a representative rate of 16.0% APR, monthly repayments of £259.59 and a total amount repayable of £9,345.24.
secured loan

Creditplus Car Loan (fair credit)

  • For customers with fair credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
more info
17.2% APR Representative
£9,489.24
£263.59 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Traceable voters roll history
  • Settled defaults accepted more than 3 years old

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 16.0% per annum and a fee of £105.00 would result in a representative rate of 17.2% APR, monthly repayments of £263.59 and a total amount repayable of £9,489.24.
new release

1st Stop Personal Loan For Bad Credit

  • Loans available to suit most circumstances
  • Soft credit check to determine eligibility without leaving a mark on your credit report
more info
18.0% APR Representative
£9,581.40
£266.15 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged 21 to 65
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair and poor credit customers
  • CCJs may be accepted
  • No Bankruptcy in the past 3 years

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 8.2% per annum would result in a representative rate of 18.0% APR, monthly repayments of £266.15 and a total amount repayable of £9,581.40.
new release

1st Stop Personal Loan

  • Loans available to suit most circumstances
  • Soft credit check to determine eligibility without leaving a mark on your credit report
more info
18.0% APR Representative
£9,581.40
£266.15 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged 21 to 65
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair and poor credit customers
  • CCJs may be accepted
  • No Bankruptcy in the past 3 years

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 8.2% per annum would result in a representative rate of 18.0% APR, monthly repayments of £266.15 and a total amount repayable of £9,581.40.
new release

1st Stop Debt Consolidation Loan

  • Loans available to suit most circumstances
  • Soft credit check to determine eligibility without leaving a mark on your credit report
more info
18.0% APR Representative
£9,581.40
£266.15 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Aged 21 to 65
  • More than £15,000 annual income
  • Homeowners and tenants accepted
  • Available for fair and poor credit customers
  • CCJs may be accepted
  • No Bankruptcy in the past 3 years

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 8.2% per annum would result in a representative rate of 18.0% APR, monthly repayments of £266.15 and a total amount repayable of £9,581.40.
secured loan

Car Loan (average credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with average credit rating
  • Same-day decision
more info
19.15% APR Representative
£9,713.88
£269.83 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 19.2% per annum would result in a representative rate of 19.2% APR, monthly repayments of £269.83 and a total amount repayable of £9,713.88.
secured loan

Carfinance247 loan (fair credit)

  • No deposit required
  • Your own personal advisor
  • Buy from a dealer of your choice
more info
19.6% APR Representative
£9,765.36
£271.26 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age: 18-80
  • 3 Years UK Address History
  • Private tenants, home-owners and those living with parents all accepted
  • Benefits Accepted
  • Outstanding CCJs considered/ Ex bankrupt considered
  • Traceable Voters Roll History Required

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 19.6% per annum and a fee of £149.00 would result in a representative rate of 19.6% APR, monthly repayments of £271.26 and a total amount repayable of £9,765.36.
secured loan

Creditplus Car Loan (poor credit)

  • For customers with bad credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
more info
21.0% APR Representative
£9,926.28
£275.73 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Recent credit adversity
  • CCJ’s Accepted

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 19.2% per annum would result in a representative rate of 21.0% APR, monthly repayments of £275.73 and a total amount repayable of £9,926.28.

Moneyway Personal Loan

  • Designed for people with lower credit scores
more info
23.9% APR Representative
£10,258.92
£284.97 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • All applicants must be aged 21 or over and have a regular annual income of £15,000
  • All applicants must be UK residents

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 23.9% per annum would result in a representative rate of 23.9% APR, monthly repayments of £284.97 and a total amount repayable of £10,258.92.
secured loan

Carfinance247 loan (poor credit)

  • No deposit required
  • Your own personal advisor
  • Buy from a dealer of your choice
more info
27.6% APR Representative
£10,681.20
£296.70 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age: 18-80
  • 3 Years UK Address History
  • Private tenants, home-owners and those living with parents all accepted
  • Benefits Accepted
  • Outstanding CCJs considered/ Ex bankrupt considered
  • Traceable Voters Roll History Required
  • Minimum Income £750

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 27.6% per annum and a fee of £149.00 would result in a representative rate of 27.6% APR, monthly repayments of £296.70 and a total amount repayable of £10,681.20.
secured loan

Car Loan (poor credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with poor credit rating
  • Same-day decision
more info
27.84% APR Representative
£10,708.56
£297.46 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18 -80
  • Must be UK Resident and have 3 years address history
  • Private Tennants, Homeowners and living with parents all accepted
  • Exisiting Credit
  • Traceable Voters Roll History required
  • No CCJ's, defaults or bankrupcy.
  • Benefits accepted

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 27.8% per annum would result in a representative rate of 27.8% APR, monthly repayments of £297.46 and a total amount repayable of £10,708.56.
secured loan

Creditplus Car Loan (bad credit)

  • For customers with bad credit rating
  • Buy a car from any UK dealership or let us find, fund and deliver your car!
  • Leading car finance provider with over 90 lending options
  • Funds available in 24 hrs
more info
31.6% APR Representative
£11,135.52
£309.32 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Must be UK Resident and have 3 years address history
  • 22 years or older
  • Minimum Net Income of £1,000 per month
  • Recent credit adversity
  • CCJ’s Accepted

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 27.7% per annum would result in a representative rate of 31.6% APR, monthly repayments of £309.32 and a total amount repayable of £11,135.52.
secured loan

Carfinance247 loan (bad credit)

  • No deposit required
  • Your own personal advisor
  • Buy from a dealer of your choice
more info
33.3% APR Representative
£11,327.76
£314.66 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age: 18-80
  • 3 Years UK Address History
  • Private tenants, home-owners and those living with parents all accepted
  • Benefits Accepted
  • Outstanding CCJs considered/ Ex bankrupt considered
  • Traceable Voters Roll History Required
  • Minimum Income £750

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 33.3% per annum would result in a representative rate of 33.3% APR, monthly repayments of £314.66 and a total amount repayable of £11,327.76.
secured loan

Car Loan (bad credit)

  • Specialist Car Finance provider with products from 15 Lenders
  • Buy from a Car Dealer of your choice
  • Rates apply to customers with bad credit rating
  • Same day decision
more info
36.97% APR Representative
£11,741.04
£326.14 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Age 18-70
  • Must be UK Resident & have 3 years address history
  • Private tenants, Home-owner and Living with parents all accepted
  • Recent Adverse, discharged bankruptcy, mortgage arrears and benefits accepted
  • minimum income £750/month net

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 37.0% per annum would result in a representative rate of 37.0% APR, monthly repayments of £326.14 and a total amount repayable of £11,741.04.
new release

Suco Guarantor Loan

  • Available to bad and fair credit customers
  • Funds May Be Transferred Same Day
more info
44.9% APR Representative
£12,624.84
£350.69 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Available to UK resident Only (excluding Northern Ireland)
  • Guarantor Must be a Home Owner and not a partner of the applicant
  • Aged 18 to 75
  • Bad Credit Specialists
  • CCJ's & Defaults considered
  • All income accepted including benefits subject to affordability

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 37.7% per annum would result in a representative rate of 44.9% APR, monthly repayments of £350.69 and a total amount repayable of £12,624.84.

Avantcredit Personal Loan

  • Rates starting at 19% with no arrangement or early payment fees
  • Fast funding within the same day of submitting the easy online application
  • Not required to have a guarantor or be a homeowner
more info
48.5% APR Representative
£13,021.20
£361.70 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Permanent UK resident
  • 18 & older
  • Bad to good credit quality

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 48.5% per annum would result in a representative rate of 48.5% APR, monthly repayments of £361.70 and a total amount repayable of £13,021.20.

Rate Dropper Guarantor Loan

  • APR reduced from 49.7% to 29.9% over 3 years based on your timely repayments (terms apply)
  • No upfront fees
  • Making repayments on time can improve your credit rating
more info
49.7% APR Representative
£13,152.96
£365.36 repayable per month
Apply Can I get this loan?
Please make sure you at least meet the following criteria:
  • Applicant aged 18 or older, 25 for Guarantor
  • Income: £1000 NET or above
  • UK resident
  • No bankruptcy. Max 2 CCJs up to £500
  • Applicant's credit rating can be weak but Guarantor's needs to be strong

Additional criteria for acceptance from the lender may apply.

Representative example: Assumed borrowing of £7,500 over 36 months at a fixed rate of 49.7% per annum would result in a representative rate of 49.7% APR, monthly repayments of £365.36 and a total amount repayable of £13,152.96.

Warning: Late repayments can cause you serious money problems. For more information see our debt help guides.

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