Credit reports

 

CompanyPriceOther information Type of Report Apply
30 day free trial, then £7.99 a monthSimultaneously check your score across 3 credit agencies.
Debt advice centre
Identity theft protection
Multi- AgencyProceed
30 day free trial, then £6.99 a monthInstant access
Weekly alerts
Statutory credit report available
Customer support team
Single AgencyProceed
30 day free trial, then £14.99 a monthInstant access
Identity protection insurance
Email & SMS alerts when there are changes to your report
Single AgencyProceed
£19.99 One off credit report check
No monthly subscription
Multi- AgencyProceed

What is a credit report?

Credit reports are a personal history of all the credit you’ve had, such as loans, mortgages, credit cards, and mobile phone contracts.

Compiled by credit reference agencies, credit reports collect information from your current and previous financial providers about the types of credit you’ve had, how much, and your repayments to create a personalised credit report.

When you apply for credit, potential lenders will want to find out whether you’ll be able to repay the debt. In addition to the information on your application, one tool they will use to decide whether or not you are a reliable borrower is your credit report.

Find out more about credit reports, your credit rating, and tips on avoiding identity theft.