Bank Accounts

Compare our top current account and savings deals to see if you could earn extra cash in the form of interest and cashback, or save hundreds of pounds in overdraft charges.

Most popular Overdraft Interest rate (AER)

Nationwide FlexDirect

  • 5% interest on up to £2,500
  • 12 month fee-free overdraft
  • Access to exclusive customer offers
  • Telephone banking and free text alerts
more info
Overdraft rate (EAR)
£0.50
per day
Interest rate (AER variable)
5.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £0.50 per day.

Santander 123 Current Account

  • 3% interest on up to £20,000
  • 1% cashback on water and council tax bills
  • 2% cashback on gas and electricity bills
  • 3% cashback on mobile and internet, phone and TV
more info
Overdraft rate (EAR)
£1
per day
Interest rate (AER variable)
3.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £1.00 per day.

Halifax Reward Current Account

  • Get £125 for switching when you use the Current Account Switching Service
  • £5 monthly reward if you pay in £750, pay two direct debits and say in credit
more info
Overdraft rate (EAR)
£1-3
per day
Interest rate (AER variable)
0.0%
Representative example: If you use a planned overdraft of £1,200, then you will be charged a daily fee of £1. Overdrafts are subject to status.

TSB Classic Plus

  • Available to new and existing TSB customers
  • 5% AER on savings up to £2,000
  • Paperless statements and paperless correspondence
more info
Overdraft rate (EAR)
25% EAR (variable)
Interest rate (AER variable)
5.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable)

First Direct 1st Account

  • £100 when you switch to First Direct
  • £250 free of overdraft interest
more info
Overdraft rate (EAR)
15.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 15.9% EAR (variable).

Barclays Personal Account

  • Contactless debit card to make payments easier
  • Mobile and online banking
  • Stay in control of your account with free Text Alerts
more info
Overdraft rate (EAR)
£1.50
per day
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £1.50 per day.

Current Account Direct

  • Switch a minimum of 2 active direct debits, and pay in at least £1000 per month, you'll receive £150*
  • Easy self service access by phone and internet
  • 2% AER (1.98% gross p.a. variable) on your credit balances up to £3000.
more info
Overdraft rate (EAR)
9.9% EAR (variable)
Interest rate (AER variable)
2.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable)

Royal Bank of Scotland Select Account

  • Earn a minimum of 1% of your spend at participating retailers with Cashback Plus
  • Visa Debit card with contactless technology
  • Emergency cash if you lose your card
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Natwest Select Account

  • 1% cashback at participating retailers with Cashback Plus
  • Emergency cash if you lose your card
  • Mobile and online banking
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Santander Everyday Account

  • Free arranged overdraft for 4 months
  • Overdraft matching service
  • 24 hours a day phone and online banking
more info
Overdraft rate (EAR)
£1
per day
Interest rate (AER variable)
0.0%
Representative example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Current Account Direct

  • Switch a minimum of 2 active direct debits, and pay in at least £1000 per month, you'll receive £150*
  • Easy self service access by phone and internet
  • 2% AER (1.98% gross p.a. variable) on your credit balances up to £3000.
more info
Overdraft rate (EAR)
9.9% EAR (variable)
Interest rate (AER variable)
2.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable) .

Nationwide FlexAccount

  • European travel insurance
  • Discounted home insurance or loans
  • Mobile and online banking
  • Contactless Visa debit card
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable)

The Co-operative bank current account plus

  • £100 to you and £25 to charity when you switch
  • 24/7 support
  • Mobile and online banking
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable).

Natwest Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Royal Bank of Scotland Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable).

TSB Classic Account

  • Free everyday banking as long as you stay in credit
  • Access to your money 24 hours a day, 7 days a week
more info
Overdraft rate (EAR)
19.94% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable)

The Co-operative bank current account

  • Contactless card
  • 24/7 support
  • Mobile and online banking
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable).

uSwitch Limited is a credit broker, not a lender, for consumer credit products.

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