Current Accounts

Compare our top current account deals to see if you could earn extra cash in credit interest and cashback, or save hundreds of pounds in overdraft charges.

Most popular Overdraft rate (EAR) Interest rate (AER) Account fee

Nationwide FlexDirect

  • 5% interest on up to £2,500
  • 12 month fee-free overdraft
  • Mobile and online banking
more info
0%
5.0% AER (variable)
None

TSB Classic Plus

  • Available to new and existing TSB customers
  • 5% AER on savings up to £2,000
more info
19.94%
5.0% AER (variable)
None
award winner

First Direct 1st Account

  • £100 when you switch to First Direct
  • £250 free of overdraft interest
more info
15.9%
0.0% AER (variable)
None
award winner

Santander 123 Current Account

  • 3% interest on up to £20,000
  • 1% cashback on water and council tax bills
  • 2% cashback on gas and electricity bills
  • 3% cashback on mobile and internet, phone and TV
more info
0%
3.0% AER (variable)
£2 a month

Natwest Select Account

  • 1% cashback at participating retailers with Cashback Plus
  • 3 months interest-free overdraft
  • Emergency cash if you lose your card
  • Mobile and online banking
more info
19.89%
0.0% AER (variable)
None
award winner

Santander Everyday Account

  • Free arranged overdraft for 4 months
  • Overdraft matching service
  • 24 hours a day phone and online banking
more info
0%
0.0% AER (variable)
None

TSB Classic Account

  • Free everyday banking as long as you stay in credit
  • Access to your money 24 hours a day, 7 days a week
more info
0%
5.0% AER (variable)
None

Nationwide FlexAccount

  • European travel insurance
  • Discounted home insurance or loans
  • Mobile and online banking
more info
0%
0.0% AER (variable)
None

Royal Bank of Scotland Select Account

  • Earn a minimum of 1% of your spend at participating retailers with Cashback Plus
  • Visa Debit card with contactless technology
  • Emergency cash if you lose your card
more info
19.89%
0.0% AER (variable)
None

Natwest Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
19.89%
0.0% AER (variable)
£10 per month

Royal Bank of Scotland Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
19.49%
0.0% AER (variable)
£10 per month

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this credit card comparison service with information provided by Moneyfacts.co.uk who are authorised and regulated by the Financial Conduct Authority (FSA FRN 486048).

uSwitch services are provided at no cost to you, but we may receive compensation from some of the providers.