Bank Accounts

Looking for a better bank account? We compare a range of current account providers to help you find an account offering more interest, cashback, or a better overdraft rate.

Most popular Overdraft Interest rate (AER)

Nationwide FlexDirect

  • 5% interest on up to £2,500
  • 12 month fee-free overdraft
  • Access to exclusive customer offers
  • Telephone banking and free text alerts
more info
Overdraft rate (EAR)
£0.50
per day
Interest rate (AER variable)
5.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £0.50 per day.

Santander 123 Current Account

  • 3% interest on up to £20,000
  • 1% cashback on water and council tax bills
  • 2% cashback on gas and electricity bills
  • 3% cashback on mobile and internet, phone and TV
more info
Overdraft rate (EAR)
£1
per day
Interest rate (AER variable)
3.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £1.00 per day.

TSB Classic Plus

  • Available to new and existing TSB customers
  • 5% AER on savings up to £2,000
  • Paperless statements and paperless correspondence
more info
Overdraft rate (EAR)
25% EAR (variable)
Interest rate (AER variable)
5.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable)

First Direct 1st Account

  • £100 when you switch to First Direct
  • £250 free of overdraft interest
more info
Overdraft rate (EAR)
15.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 15.9% EAR (variable).

Halifax Reward Current Account

  • Get £100 for switching when you use the Current Account Switching Service
  • £5 monthly reward if you pay in £750, pay two direct debits and stay in credit
more info
Overdraft rate (EAR)
£1-3
per day
Interest rate (AER variable)
0.0%
Representative example: If you use a planned overdraft of £1,200, then you will be charged a daily fee of £1. Overdrafts are subject to status.

Barclays Bank Account with Blue Rewards

  • Earn up to £15 per month in loyalty rewards (subject to eligibility)
  • Earn cashback when you shop through Smartspend
  • Personalised debit card
more info
Overdraft rate (EAR)
1.5
per day
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £1.50 per day.

Current Account Direct

  • Switch a minimum of 2 active direct debits, and pay in at least £1000 per month, you'll receive £150*
  • Easy self service access by phone and internet
  • 2% AER (1.98% gross p.a. variable) on your credit balances up to £3000.
more info
Overdraft rate (EAR)
9.9% EAR (variable)
Interest rate (AER variable)
2.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable)

The Co-operative bank current account plus

  • £100 to you and £25 to charity when you switch
  • 24/7 support
  • Mobile and online banking
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable).

Natwest Select Account

  • 1% cashback at participating retailers with Cashback Plus
  • Emergency cash if you lose your card
  • Mobile and online banking
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Royal Bank of Scotland Select Account

  • Earn a minimum of 1% of your spend at participating retailers with Cashback Plus
  • Visa Debit card with contactless technology
  • Emergency cash if you lose your card
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Tesco Bank Current Account

  • 3% AER / 2.96% gross (variable) interest paid monthly on credit balances up to £3,000
  • Collect one Clubcard point for every £4 you spend in Tesco on your debit card. Exclusions apply
  • No monthly fee if you deposit £750 each statement month
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
3.0% AER (variable)
Representative example: If you use an arranged overdraft limit of £1,200 at a rate of 18.90% EAR (variable) interest, you would be expected to pay £0.62 interest each day.

Nationwide FlexAccount

  • European travel insurance
  • Discounted home insurance or loans
  • Mobile and online banking
  • Contactless Visa debit card
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable)

Santander Everyday Account

  • Free arranged overdraft for 4 months
  • Overdraft matching service
  • 24 hours a day phone and online banking
more info
Overdraft rate (EAR)
£1
per day
Interest rate (AER variable)
0.0%
Representative example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.

Current Account Direct

  • Switch a minimum of 2 active direct debits, and pay in at least £1000 per month, you'll receive £150*
  • Easy self service access by phone and internet
  • 2% AER (1.98% gross p.a. variable) on your credit balances up to £3000.
more info
Overdraft rate (EAR)
9.9% EAR (variable)
Interest rate (AER variable)
2.0% AER (variable)
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 9.9% EAR (variable) .

Barclays Bank Account

  • Contactless debit card to make payments easier
  • Mobile and online banking
  • Stay in control of your account with free Text Alerts
more info
Overdraft rate (EAR)
£1.50
per day
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged £1.50 per day.

TSB Classic Account

  • Free everyday banking as long as you stay in credit
  • Access to your money 24 hours a day, 7 days a week
more info
Overdraft rate (EAR)
19.94% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.94% EAR (variable)

Natwest Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable)

Royal Bank of Scotland Select Silver

  • Mobile phone insurance
  • European travel insurance plus winter sports cover
more info
Overdraft rate (EAR)
19.89% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 19.89% EAR (variable).

The Co-operative bank current account

  • Contactless card
  • 24/7 support
  • Mobile and online banking
more info
Overdraft rate (EAR)
18.9% EAR (variable)
Interest rate (AER variable)
0.0%
Representative example: If you use an arranged overdraft of £1,200 you'll be charged 18.9% EAR (variable).

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