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Kellie Steed - Mortgage content writer

Kellie Steed

Mortgage Content Writer

About the Author

Kellie is an experienced content writer who chose to specialise in mortgage content exclusively in 2020 due to a personal passion for the subject. She writes and edits a wide range of mortgage-related content and guides for Uswitch.com, as well as performing the role of spokesperson for Uswitch.com mortgages.

Her knowledge spans both residential and commercial mortgages, as well as associated financial products, such as equity release and mortgage protection insurance. She particularly enjoys researching and writing about niche lending criteria and practices and has been quoted in wide-ranging industry publications and major press outlets, such as Estate Agent Today and The Telegraph.

Kellie's top mortgage tip

Kellie Steedquotation mark
If you're preparing to apply for a mortgage, the main things lenders look at are affordability, reliability and investment quality. Keep in mind repayments should be a long term consideration, as most new residential mortgage terms are 30 years+
Kellie Steed, Mortgage Content Writer

Kellie's articles and guides

What are the UK mortgage rates today? | 11 April 2024

In this article, we break down what the current average mortgage rates are in the UK and explain what's happening in the mortgage market.

A close up of someone reading a newspaper titled 'daily news - mortgages'

Weekly Mortgage News, Updates & Predictions 2024

See a round up of the top UK mortgage news - including changes to lender terms and interest rates, market updates and advice for first-time buyers, home movers, remortgages and buy-to-let investors

A feature image of a house alongside a pen and contract and the title 'UK Private Rental Statistics 2023'.

50+ UK rental market statistics 2024| Uswitch.com

Click here for the latest UK rental market statistics for 2024, including the average cost of private rent in the UK, demographic breakdowns, and more.

Bank of England base rate

Bank Of England Interest Rate - Current, Predictions & Next Review 2024

The base rate is the UK interest rate set by the Bank of England. A change in the base rate is likely to affect your mortgage rate. By understanding what it is and how it works, you can avoid paying more than you need to.

Feature image with the title 'UK house price statistics 2023' and a picture of a house for sale

UK house price statistics 2023

Click here for the latest UK house price statistics for 2023, covering average UK house prices over time by region, property type and more.

Feature image showing a young couple standing outside a house with a sold sign. The title reads "UK first-time buyer statistics 2023" and the Uswitch logo is located in the bottom left hand corner of the image.

UK First-Time Buyer Statistics 2023

Click here for the latest first-time buyer statistics for 2023, including average first-time buyer statistics by age, region, property type, and more.

Residential mortgages

Residential Mortgages | Residential Mortgage Rates 2024

Learn all about the largest and most common form of credit in the UK - a residential mortgage, helping millions of us buy homes.

A photo of the logo sign outside of a UK branch of Halifax

Halifax Mortgage Rates & Deals UK 2024

Compare the best Halifax mortgage rates & offers for 2024. No fees ✔️ Compare over 70 lenders ✔️

A cartoon image of a couple of people standing next to a house. There is a big rainbow coming from the sky into the roof of the house.

Joint mortgages | Can I buy a home with someone else?

Learn about joint mortgages, which allow you to buy a home with someone else, and how to apply for one.

woman holding jar of coins signifying savings

Capital Gains Tax Allowance For Property In 2024

Capital gains tax is a tax on the profit you make when selling or disposing of an asset. The tax is only charged on the profit, i.e. the gains.

two people at home sorting out their bills

Should I Pay Off My Mortgage Early In 2024? | Uswitch

Is paying your mortgage off early always a good thing? We explain your options and the pros and cons of repaying your mortgage before the end of the term

Feature image with the title: UK mortgage statistics, 2023 and background of someone holding a set of keys outside a house.

UK Mortgage Statistics 2023 - Mortgage Facts and Stats Report

We’ve collated the latest UK mortgage statistics and trends for 2023, covering mortgage approvals, transactions, arrears, interest rates, and more.

Getting a Mortgage When You’re Older

What Is The Maximum Age For A Mortgage In The UK?

Past 50 your mortgage options begin to change, but there are still plenty of options. Check out our guide to mortgages for older borrowers to find out more

Man walking in the street holding his phone

Compare Best No Fee & Fee Free Mortgage Rates & Deals 2024

The mortgage mortgage arrangement fee, is the lender's charge for setting up a mortgage - we look at fee free or low fee mortgages and what to consider

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How To Value A House & Get Your House Valued 2024

A house valuation will tell you about the property and how much it is worth. Our guide explains how to get a free house valuation.

How to improve your credit rating and credit score

Can I Get A No Credit Check Mortgage In 2024?

Your credit score will be looked at when you apply for any type of mortgage and have more stringent lending criteria to loans - Read the Uswitch Guide

5 piles of silver coins are on a table and each pile has a tiny house model on top of it

Portfolio Mortgages & Landlord Mortgages UK 2024

Learn more about portfolio landlord mortgages and whether they may work for your buy-to-let properties.

A large pink piggy bank sits on a desk next to a much smaller model of a red house

What Is Negative Equity? Meaning & How To Avoid

What is negative equity? Our comprehensive guide. No fees ✔️ Free home valuation ✔️ Compare over 65 lenders ✔️ Save an average of £306 per month ✔️

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Are Cashback Mortgages Worth It In 2024?

A cashback mortgage will give you a cash lump sum when you successfully apply for one, but do they always offer the best value for money overall? We look at the answer

Mortgages for holiday lets

How Much Money Do You Need To Buy A House In 2024?

Discover the costs that could arise when buying your first home and how you could make your money go further

How Long Does It Take To Get A Mortgage 2024?

The time it takes to get a mortgage will depend on a number of factors, find out more with our comprehensive guide.

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Retirement Interest-Only Mortgages

Learn more about retirement interest-only mortgages, which may allow you to free up some cash for your retirement.

Rent to Buy

Rent to Buy Schemes In The UK 2024

What is Rent to Buy? Find out if the government’s Rent to Buy scheme is right for you, and how to find a home under the scheme

A young couple stand in front of a vacant property with a small areas of grass and some trees in the front garden. Another man is going through a checklist with them on a clipboard. All 3 are smiling

How To Become A Landlord In 2024

Investing in buy to let property can be profitable, but do you know all of the requirements of being a landlord and how to get started? Our guide will help

Are cashback mortgages worth it?

What Are The Different Types Of Mortgages?

There are lots of different types of mortgages - our guide explains them all to help you decide the right option for you.

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No Deposit Mortgages | Get A Mortgage With Zero Deposit

No deposit mortgages give you a 100% Loan to Value loan and are aimed at customers who do not have a deposit. We share whether these are still available and how to get one

A red paper cut out of a house is laid onto a wooden desk. There are 4 hands from different people surrounding the house, each holding a paper cutout shaped like a jigsaw piece

Compare Best Family Assist Mortgage Rates & Deals 2024

Could a family assisted mortgage help get you onto the property ladder sooner? We explore how they work, who can get one and which lenders offer them.

Gifted deposit for a mortgage

Mortgage Offers Explained | How Long Does A Mortgage Offer Last?

Read our guide to find out everything you need to know about mortgage offers, from how long they lost and how they differ from a mortgage in principle.

rented housing block

Buying vs Renting A House - Which Is Better In 2024?

In the long run buying a home is usually better value than renting. Despite the large upfront costs that come with paying a deposit, legal and mortgage fees

A hessian door mat which has the words 'Home sweet home' printed on it sits on the floor of a sunny hallway, surrounded by cardboard boxes and a house plant

Moving House Checklist 2024 - Who To Notify

Moving home is among the most stressful things to do, but much of that stress can be mitigated by planning in advance. Our advice will help!