1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £619.80

    Initial rate

    1.23% until

    Fees

    £1,472 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.23 p/m) for 276 months. Total amount payable £267,020: Interest (£105,548); Application fee (£995); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.
  2. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £622.75

    Initial rate

    1.27% until

    Fees

    £1,585 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.56 p/m) for 276 months. Total amount payable £267,294: Interest (£105,709); Application fee (£1,495); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2018.
  3. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £888.44 p/m) for 276 months. Total amount payable £260,724: Interest (£100,192); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.
  4. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 81 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £624.97

    Initial rate

    1.3% until

    Fees

    £1,758 fees

    APRC

    5.1% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.69%, costing £969.32 p/m) for 276 months. Total amount payable £284,289: Interest (£122,531); Application fee (£999); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/06/2018.
  5. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18
    • Have no arrears, repossessions

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £434 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.44%, costing £947.82 p/m) for 276 months. Total amount payable £277,101: Interest (£116,668); Valuation fee (£231); Legal fee (£118); Mortgage discharge fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.
  6. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,002 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.13 p/m) for 276 months. Total amount payable £266,992: Interest (£105,990); Application fee (£495); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£30); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.
  7. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 99 at mortgage end
    • Have no repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,259 fees

    APRC

    3.7% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £826.20 p/m) for 276 months. Total amount payable £244,361: Interest (£83,102); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.
  8. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,259 fees

    APRC

    3.7% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £826.20 p/m) for 276 months. Total amount payable £244,361: Interest (£83,102); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.
  9. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,277 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.00 p/m) for 276 months. Total amount payable £261,435: Interest (£100,158); Application fee (£999); Valuation fee (£204); Mortgage discharge fee (£20); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.
  10. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,277 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.00 p/m) for 276 months. Total amount payable £261,435: Interest (£100,158); Application fee (£999); Valuation fee (£204); Mortgage discharge fee (£20); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 18/07/2018.