1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18 and younger than 80 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,574 fees

    APRC

    5.0% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.54%, costing £955.67 p/m) for 276 months. Total amount payable £280,231: Interest (£118,657); Application fee (£999); Valuation fee (£305); Legal fee (£105); Funds transfer fee (£20); Mortgage discharge fee (£120); Deeds release fee (£25); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/11/2017.
  2. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18 and younger than 80 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,574 fees

    APRC

    5.0% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.54%, costing £955.67 p/m) for 276 months. Total amount payable £280,231: Interest (£118,657); Application fee (£999); Valuation fee (£305); Legal fee (£105); Funds transfer fee (£20); Mortgage discharge fee (£120); Deeds release fee (£25); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/11/2017.
  3. 1 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18 and younger than 85 at mortgage end
    • Have no CCJs, arrears, defaults, repossessions

    Additional criteria may apply

    Monthly repayment

    £621.28

    Initial rate

    1.25% until

    Fees

    £1,704 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.7%, costing £887.87 p/m) for 280 months. Total amount payable £262,733: Interest (£101,029); Application fee (£999); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/03/2018.
  4. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 21
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £621.28

    Initial rate

    1.25% until

    Fees

    £2,154 fees

    APRC

    4.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.39%, costing £942.72 p/m) for 276 months. Total amount payable £277,254: Interest (£115,100); Application fee (£999); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£30); Mortgage discharge fee (£80); Deeds release fee (£50); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/11/2017.
  5. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,613 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.00 p/m) for 276 months. Total amount payable £261,771: Interest (£100,158); Application fee (£1,249); Valuation fee (£204); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2018.
  6. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions
    • Must be an existing customer of HSBC

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,074 fees

    APRC

    3.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.69%, costing £802.52 p/m) for 276 months. Total amount payable £237,730: Interest (£76,656); Booking fee (£99); Application fee (£650); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/11/2017.
  7. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,113 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.39 p/m) for 276 months. Total amount payable £261,470: Interest (£100,357); Application fee (£749); Valuation fee (£204); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2018.
  8. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,324 fees

    APRC

    3.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.69%, costing £802.52 p/m) for 276 months. Total amount payable £237,980: Interest (£76,656); Booking fee (£99); Application fee (£900); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 20/11/2017.
  9. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,363 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.39 p/m) for 276 months. Total amount payable £261,720: Interest (£100,357); Application fee (£999); Valuation fee (£204); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2018.
  10. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,380 fees

    APRC

    3.7% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £826.57 p/m) for 276 months. Total amount payable £244,673: Interest (£83,293); Application fee (£899); Valuation fee (£240); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2018.