80% Mortgages | Compare 80% LTV mortgages

	Rate type	Initial rate	Fees	Overall cost APRC Overall costs for comparison. This is a way of comparing most costs including interest and fees.	Monthly cost
	Rate type Stepped until 26/03/2017	Initial rate 0.49%then 4.54% (variable)	Fees £1,259fees	Overall cost 4.5%APRC	Monthly cost £566.78 for 6 months then £885.81 (variable) for 294 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Wales Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Up to 90% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £265,086 includes: Loan amount (£160,000); Interest (£103,827); Application fee (£545); Valuation fee (£430); Legal fee (£154); Funds transfer fee (£30); Mortgage discharge fee (£75); Deeds release fee (£25); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Discounted until 26/09/2018	Initial rate 1.24%then 5.29% (variable)	Fees £1,484fees	Overall cost 4.7%APRC	Monthly cost £620.54 for 24 months then £933.99 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Wales Aged 18 or older 80 or younger at mortgage end No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £274,158 includes: Loan amount (£160,000); Interest (£112,674); Application fee (£999); Valuation fee (£230); Legal fee (£105); Funds transfer fee (£20); Mortgage discharge fee (£90); Deeds release fee (£40); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Discounted until 26/09/2018	Initial rate 1.25%then 4.7% (variable)	Fees £1,204fees	Overall cost 4.2%APRC	Monthly cost £621.28 for 24 months then £883.93 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £260,079 includes: Loan amount (£160,000); Interest (£98,875); Application fee (£499); Valuation fee (£310); Legal fee (£250); Funds transfer fee (£15); Mortgage discharge fee (£100); Deeds release fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/08/2018	Initial rate 1.4%then 5.99% (variable)	Fees £1,738fees	Overall cost 5.3%APRC	Monthly cost £632.41 for 24 months then £996.74 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end No arrears No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/08/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £292,017 includes: Loan amount (£160,000); Interest (£130,279); Booking fee (£199); Valuation fee (£315); Legal fee (£299); Funds transfer fee (£0); Mortgage discharge fee (£125); Deeds release fee (£0); Application fee (£800); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.44%then 3.74% (variable)	Fees £980fees	Overall cost 3.4%APRC	Monthly cost £635.40 for 24 months then £806.86 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 70 or younger at mortgage end No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £238,923 includes: Loan amount (£160,000); Interest (£77,943); Application fee (£499); Valuation fee (£240); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Discounted until 26/09/2018	Initial rate 1.48%then 3.74% (variable)	Fees £1,114fees	Overall cost 3.4%APRC	Monthly cost £638.40 for 24 months then £807.14 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 70 or younger at mortgage end No arrears No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,208 includes: Loan amount (£160,000); Interest (£78,094); Application fee (£999); Funds transfer fee (£35); Mortgage discharge fee (£80); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.48%then 4.24% (variable)	Fees £2,338fees	Overall cost 3.8%APRC	Monthly cost £638.40 for 24 months then £847.58 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 70 or younger at mortgage end No arrears No defaults No bankruptcies No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £251,593 includes: Loan amount (£160,000); Interest (£89,255); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 26/09/2018	Initial rate 1.49%then 3.74% (variable)	Fees £1,259fees	Overall cost 3.4%APRC	Monthly cost £639.15 for 24 months then £807.22 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,390 includes: Loan amount (£160,000); Interest (£78,131); Application fee (£999); Valuation fee (£0); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 26/09/2018	Initial rate 1.49%then 3.74% (variable)	Fees £1,259fees	Overall cost 3.4%APRC	Monthly cost £639.15 for 24 months then £807.22 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 26/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,390 includes: Loan amount (£160,000); Interest (£78,131); Application fee (£999); Valuation fee (£0); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/01/2019	Initial rate 1.49%then 4.49% (variable)	Fees £1,978fees	Overall cost 4.0%APRC	Monthly cost £639.15 for 24 months then £868.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No arrears No bankruptcies No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £256,965 includes: Loan amount (£160,000); Interest (£94,987); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.49%then 4.49% (variable)	Fees £2,043fees	Overall cost 4.0%APRC	Monthly cost £639.15 for 24 months then £868.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No County Court Judgements (CCJs) No defaults No bankruptcies No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,030 includes: Loan amount (£160,000); Interest (£94,987); Booking fee (£150); Application fee (£1,349); Valuation fee (£295); Legal fee (£50); Funds transfer fee (£0); Mortgage discharge fee (£160); Deeds release fee (£39); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.49%then 4.49% (variable)	Fees £2,043fees	Overall cost 4.0%APRC	Monthly cost £639.15 for 24 months then £868.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No County Court Judgements (CCJs) No defaults No bankruptcies No repossessions Available for existing borrowers switching deals only Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,030 includes: Loan amount (£160,000); Interest (£94,987); Application fee (£1,499); Valuation fee (£295); Legal fee (£50); Funds transfer fee (£0); Mortgage discharge fee (£160); Deeds release fee (£39); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.49%then 5.54% (variable)	Fees £1,453fees	Overall cost 4.9%APRC	Monthly cost £639.15 for 24 months then £957.80 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £281,144 includes: Loan amount (£160,000); Interest (£119,692); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£118); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 30/11/2018	Initial rate 1.5%then 5.44% (variable)	Fees £1,758fees	Overall cost 4.8%APRC	Monthly cost £639.90 for 24 months then £949.16 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 80 or younger at mortgage end Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £279,084 includes: Loan amount (£160,000); Interest (£117,326); Application fee (£999); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.5%then 5.44% (variable)	Fees £2,258fees	Overall cost 4.8%APRC	Monthly cost £639.90 for 24 months then £949.16 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 80 or younger at mortgage end Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £279,584 includes: Loan amount (£160,000); Interest (£117,326); Application fee (£1,499); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.53%then 4.74% (variable)	Fees £1,452fees	Overall cost 4.3%APRC	Monthly cost £642.16 for 24 months then £889.49 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,364 includes: Loan amount (£160,000); Interest (£100,912); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.54%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £642.91 for 24 months then £807.57 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Available for existing customers only Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,064 includes: Loan amount (£160,000); Interest (£78,319); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.54%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £642.91 for 24 months then £807.57 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,064 includes: Loan amount (£160,000); Interest (£78,319); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.54%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £642.91 for 24 months then £807.57 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Up to 80% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,064 includes: Loan amount (£160,000); Interest (£78,319); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.54%then 4.49% (variable)	Fees £2,043fees	Overall cost 4.1%APRC	Monthly cost £642.91 for 24 months then £868.67 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No County Court Judgements (CCJs) No defaults No bankruptcies No repossessions Available for existing borrowers switching deals only Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,225 includes: Loan amount (£160,000); Interest (£95,182); Application fee (£1,499); Valuation fee (£295); Legal fee (£50); Funds transfer fee (£0); Mortgage discharge fee (£160); Deeds release fee (£39); Fees are assumed to be paid up front and not included in the amount borrowed.

80% Loan to Value (LTV) Mortgages

Frequently asked questions

What is 80% loan-to-value

How can I tell the right LTV for me?

Looking for a different LTV?