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Boiler cover works the same way as other types of insurance. You pay a monthly fee to ensure you’re covered, and will also pay a fee towards the cost of any engineer call-outs you need over the course of your policy.

The cost of boiler cover will vary depending on the level of cover you’re looking for. The most comprehensive policies will cost more than the most basic policies. It depends what you’re looking for in a policy and how much you’re prepared to spend to get it.

You should be able to take out boiler cover on any type of boiler. Most people have either a combi, condensing or gas boiler, but some have boilers powered by other fuels, such as biomass or liquid petroleum gas (LPG). Some providers may not cover these boilers, so check before you sign up.

You can make a claim as soon as your cover’s been confirmed.

No - your boiler cover is independent of your energy supplier (even if you get both your boiler cover and energy from the same company), so switching won’t mean you lose your boiler cover.

Boiler cover can be included in home insurance, so it’s worth checking if that’s the case before you sign up to a policy you potentially don’t need.

If you have any unsightly exposed boiler pipes, you’ll want to cover them from an aesthetic point of view, but you’ll also want to cover pipes in order to improve their insulation. You can do this with strips of pipe wrap and by ensuring that holes where pipes go through the wall are properly filled in.