Choosing your life insurance with uSwitch is easy – just fill in your details and we’ll show you a range of comprehensive and cheap life insurance policies.
What type of life insurance is right for you?
Whether you’re looking to protect your mortgage or leave something behind for loved ones, there’s a life insurance policy to suit your situation:
- Level term life insurance – if you pass away during the policy term your insurer will payout the amount you’re covered for
- Level term life insurance and critical illness insurance – if you pass away or are diagnosed with a critical illness your insurer will payout the amount you’re covered for
- Mortgage protection insurance – if you pass away your insurer will payout the calculated amount of cover at that time – the amount of cover reduces in line with your repayment mortgage
- Mortgage protection and critical illness insurance – if you pass away or are diagnosed with a critical illness your insurer will payout the calculated amount of cover at that time – the amount of cover reduces in line with your repayment mortgage
What to check before taking out life insurance
Before you compare life insurance quotes, it’s important to check the following details:
- The amount of cover you’ve chosen – this should be enough to cover your debts and main outgoings
- The premiums are fixed for the term of the life insurance policy
- The life insurance policy is in trust – this ensures any pay-outs will not be subject to inheritance tax
- The type of policy you’ve chosen is suitable for you circumstances
Life insurance guides
As well as comparing life insurance, you can check our advice guides for the facts on how to buy cheap life insurance, life insurance for over 50s, term life insurance, and critical illness cover.
