Compare travel abroad credit cards

Avoid paying expensive fees for using your credit card abroad - compare the best travel credit cards today.


Sort by popularity Features European usage fee Worldwide usage fee APR
most popular 2014 award winner 0% balance transfer 0% purchase cashback travel
Nationwide Select Credit Card

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 15 months 0% on purchases
  • 26 months 0% on balance transfers (2.4% fee)
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
  • No annual fee
more info
0% usage fee (Europe)
0% usage fee (worldwide)
15.9% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
reward travel airline
TSB Avios Amex/MasterCard

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • MasterCard and American Express cards
  • 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider
  • No annual fee
more info
2.95% usage fee (Europe)
2.95% usage fee (worldwide)
17.9% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your representative APR is 17.9% APR (variable).
0% balance transfer 0% purchase reward travel airline
Lloyds Bank Avios Rewards Amex/MasterCard

Lloyds Bank Avios Rewards Amex/MasterCard

  • Up to 1.25 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • £24 annual fee
more info
0% usage fee (Europe)
0% usage fee (worldwide)
23.7% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £24 monthly fee, your representative APR is 23.7% APR (variable).
0% balance transfer travel
Post Office Platinum MasterCard

Post Office Platinum MasterCard

  • 18 months 0% on balance transfers
  • No foreign transaction fees
  • No cash advance fee when you purchase Post Office Travel Money
more info
0% usage fee (Europe)
0% usage fee (worldwide)
17.8% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your representative APR is 17.8% APR (variable).
2014 award winner reward travel airline instant decision
British Airways American Express® Credit Card

British Airways American Express® Credit Card

  • 9,000 Avios when spending £1000 within the first 3 months
  • Companion Voucher when you spend £20,000 in one year
  • 1 Avios for every £1 spent
  • Application response in 60 seconds
  • No annual fee
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
15.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
2014 award winner limited offer reward travel airline instant decision
British Airways American Express® Premium Plus Card

British Airways American Express® Premium Plus Card

  • 25,000 Avios when spending £3,000 within the first 3 months
  • 3 Avios for every £1 spent directly with British Airways
  • 1.5 Avios for every £1 spent
  • Companion Voucher when you spend £10,000 in one year
  • Application response in 60 seconds
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
56.4% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £150 annual fee, your representative APR is 56.4% APR (variable).
0% balance transfer reward travel airline money transfer
Emirates Skywards Credit Card

Emirates Skywards Credit Card

  • 12,000 Bonus Skyward Miles if you spend £1,000 within 90 days of account opening
  • 0% on money and balance transfers for up to 6 months from the date your account is opened, 2% handling fee
  • 0% on Emirates flights for up to 12 months from the date your account is opened
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
17.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
reward travel airline
TSB Premier Avios Amex/MasterCard

TSB Premier Avios Amex/MasterCard

  • Up to 1.25 Avios points for every £1 spent
  • Double Avios points when spending abroad
  • Companion ticket when you spend £15,000 in one year
  • 1,500 bonus Avios for every whole £1,000 balance you transfer from a single provider
  • MasterCard and American Express cards
  • £50 annual fee
more info
2.95% usage fee (Europe)
2.95% usage fee (worldwide)
23.7% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 13.95% (variable) per annum, with a £50 monthly fee, your representative APR is 23.7% APR (variable).
bad credit travel cashback credit building
aqua Reward MasterCard

aqua Reward MasterCard

  • 0.5% cashback on all purchases
  • Unlimited access to your credit report
  • No foreign transaction fees
  • Up to 51 days interest free credit
  • Credit limit increase possible after 4 months
more info
0% usage fee (Europe)
0% usage fee (worldwide)
34.9% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).
2014 award winner reward travel airline instant decision
The Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint for every £1 spent
  • Redeem points on flights and luxury hotels
  • 10,000 bonus Starpoints when you spend £1,000 in your first 3 months
  • Free Weekend Night Award when you spend £25,000 in one year
  • £75 annual fee
  • Application response in 60 seconds
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
36.2% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your representative APR is 36.2% APR (variable).
Charge Card 2014 award winner new release reward travel airline
American Express Preferred Rewards Gold Card

American Express Preferred Rewards Gold Card

  • Earn two points for virtually every £1 spent at major petrol stations and supermarkets in your first year
  • Two complimentary airport VIP lounge passes every year
  • Earn two points on almost all your spend made while abroad
  • £0 annual fee in the first year
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
Apply
Charge card: No interest charges. Balance must be paid in full each month. Annual fee of £125 applies.
bad credit credit building travel
aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
  • No foreign transaction fees
more info
0% usage fee (Europe)
0% usage fee (worldwide)
34.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 34.91% (variable) per annum, your representative APR is 34.9% APR (variable).
reward travel airline 0% balance transfer 0% purchase
Lloyds Bank Premier Avios Rewards Amex/MasterCard

Lloyds Bank Premier Avios Rewards Amex/MasterCard

  • 1.5 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • £140 annual fee
more info
0% usage fee (Europe)
0% usage fee (worldwide)
52.1% APR Representative (variable)
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Representative example: When you spend £1,200 at a rate of 18.94% (variable) per annum, with a £140 monthly fee, your representative APR is 52.1% APR (variable).
2014 award winner 0% balance transfer travel
Nationwide Balance Transfer Low Fee

Nationwide Balance Transfer Low Fee

  • 15 months 0% on balance transfers
  • Low 0.65% Balance Transfer fee (within 3 months)
  • 3 months 0% on purchases
  • Commission-free allowance abroad
more info
2% usage fee (Europe)
2% usage fee (worldwide)
17.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
2014 award winner 0% purchase travel
Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

  • 15 months 0% on purchases
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
more info
2% usage fee (Europe)
2% usage fee (worldwide)
17.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
2014 award winner 0% balance transfer travel
Nationwide Credit Card with Balance Transfer

Nationwide Credit Card with Balance Transfer

  • 26 months 0% on balance transfers
  • 2.4% balance transfer fee
  • 3 months 0% on purchases
  • Commission-free allowance abroad
more info
2% usage fee (Europe)
2% usage fee (worldwide)
17.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your representative APR is 17.9% APR (variable).
new release 0% balance transfer reward travel airline money transfer
Emirates Skywards Elite Credit Card

Emirates Skywards Elite Credit Card

  • 25,000 Bonus Skyward Miles if you spend £2,000 within 90 days of account opening
  • 0% on money and balance transfers for up to 6 months from the date your account is opened, 2% handling fee (£3 min)
  • 0% on Emirates flights for up to 12 months from the date your account is opened
more info
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
54.9% APR Representative (variable)
Apply
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, with a £150 annual fee, your representative APR is 54.9% APR (variable).

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About travel abroad credit cards

Choosing the right option when buying on holiday could save you a small fortune on fees and help make sure your trip doesn't end up costing the earth.

The best perks include commission-free purchases abroad, cashback on spending, and lower interest rates. The cards below are ordered by interest rate (APR).

h3>What is a travel credit card?

Travel credit cards are cards specifically designed for spending abroad – they can help you avoid expensive fees incurred by using an everyday credit card on holiday.

Certain travel credit cards won’t charge extra for making an overseas purchase in a foreign currency, or if you’re shopping from home on foreign websites.

Some cards also offer free cash withdrawals, good rates on travel money, and discounts on travel insurance.

Credit cards and overseas spending

Using the wrong credit card when you're on a foreign holiday can prove costly – some cards charge foreign currency loading fees of around 2.75% each time you use your card.

If you withdraw cash on your credit card at a foreign cashpoint, you could find yourself paying an extra 3% on top of the amount you take out.

Interest-free periods don’t apply on cash withdrawal, meaning that you could miss out on the usual 56 day interest-free period you normally get on spending.

Should I get a travel credit card?

This depends on how you normally use your credit card – for example, if you don’t want to take your card abroad, you could consider a pre-paid card.

Safer than carrying cash, these cards work by loading on currency before you travel, allowing you to spend or withdraw cash once you’re away.

Some pre-paid cards charge application fees of around £10, while others come with cash withdrawal fees, top-up charges or fees for a getting a replacement card.