Compare travel abroad credit cards

Avoid paying expensive fees for using your credit card abroad - compare the best travel credit cards with uSwitch today.

Sort by popularity Features European usage fee Worldwide usage fee APR
most popular bad credit credit building cashback travel
Capital One Classic Extra

Capital One Classic Extra

  • Designed to help improve your credit rating
  • 0.5% cashback on all purchases
  • £10 annual reward for paying on time each month
  • No foreign transaction fees
  • No annual fee
  • Apply and get a response in 60 seconds
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.94% (variable) per annum, your Representative APR is 34.9% APR (variable).
0% balance transfer 0% purchase travel
Nationwide Select Low Balance Transfer Fee Visa

Nationwide Select Low Balance Transfer Fee Visa

  • Nationwide main current account customers only
  • 15 months 0% on balance transfers (0.55% fee)
  • 15 months 0% on purchases
  • 0.5% cashback on all purchases
  • No foreign transaction fees
  • No annual fee
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
0% balance transfer 0% purchase cashback travel
Nationwide Select Credit Card

Nationwide Select Credit Card

  • Nationwide main current account customers only
  • 0.5% cashback on all sterling purchases
  • 26 months 0% on balance transfers (2.4% fee)
  • 15 months 0% on purchases
  • No foreign transaction fees
  • No annual fee
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
bad credit credit building travel
aqua Advance Credit Card

aqua Advance Credit Card

  • Possibility to reduce APR to 19.9% if you pay on time
  • Unlimited access to your credit report
  • Up to 51 days interest free credit
  • No foreign transaction fees
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 34.9% APR variable
Representative example: When you spend £1,200 at a rate of 34.92% (variable) per annum, your Representative APR is 34.9% APR (variable).
0% balance transfer travel
Post Office Platinum MasterCard

Post Office Platinum MasterCard

  • 18 months 0% on balance transfers
  • 0.7% balance transfer fee
  • No foreign transaction fees
  • No cash fee when you purchase Post Office Travel Money
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 17.8% APR variable
Representative example: When you spend £1,200 at a rate of 17.8% (variable) per annum, your Representative APR is 17.8% APR (variable).
0% balance transfer travel
Nationwide Balance Transfer Low Fee

Nationwide Balance Transfer Low Fee

  • 15 months 0% on balance transfers
  • Low 0.65% Balance Transfer fee (within 3 months)
  • 3 months 0% on purchases
  • Commission-free allowance abroad
2% usage fee (Europe)
2% usage fee (worldwide)
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% balance transfer travel
Nationwide Credit Card with Balance Transfer

Nationwide Credit Card with Balance Transfer

  • 26 months 0% on balance transfers
  • 2.4% balance transfer fee
  • 3 months 0% on purchases
  • Commission-free allowance abroad
2% usage fee (Europe)
2% usage fee (worldwide)
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% purchase travel
Nationwide Credit Card Purchase Visa

Nationwide Credit Card Purchase Visa

  • 15 months 0% on purchases
  • Commission-free allowance abroad
  • Access to exclusive deals with Simply Rewards
2% usage fee (Europe)
2% usage fee (worldwide)
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.9% (variable) per annum, your Representative APR is 17.9% APR (variable).
0% balance transfer 0% purchase reward travel
Lloyds Bank Avios Rewards Amex/MasterCard

Lloyds Bank Avios Rewards Amex/MasterCard

  • Up to 1.25 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • 13 months 0% on balance transfers
  • 13 months 0% on purchases
  • £24 annual fee
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 22.7% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, with a £24 annual fee, your Representative APR is 22.7% APR (variable).
travel airline
TSB Avios Amex/MasterCard

TSB Avios Amex/MasterCard

  • Up to 1 Avios point for every £1 spent
  • Double Avios points when spending abroad
  • MasterCard and American Express cards
  • No annual fee
2.95% usage fee (Europe)
2.95% usage fee (worldwide)
Representative 17.9% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, your Representative APR is 17.9% APR (variable).
2014 award winner reward travel
British Airways American Express Card

British Airways American Express Card

  • 1 Avios for every £1 spent
  • 3,000 bonus Avios if you spend £500 in your first 3 months
  • Companion Voucher when you spend £20,000 in one year
  • No annual fee
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
Representative 15.9% APR variable
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your Representative APR is 15.9% APR (variable).
0% balance transfer 0% purchase reward travel
Lloyds Bank Premier Avios Rewards Amex/MasterCard

Lloyds Bank Premier Avios Rewards Amex/MasterCard

  • 1.5 Avios for every £1 spent
  • Double Avios in your first 6 months
  • No foreign transaction fees
  • 13 months 0% on balance transfers
  • 13 months 0% on purchases
  • £140 annual fee
0% usage fee (Europe)
0% usage fee (worldwide)
Representative 50.8% APR variable
Representative example: When you spend £1,200 at a rate of 17.95% (variable) per annum, with a £140 annual fee, your Representative APR is 50.8% APR (variable).
2014 award winner reward travel
British Airways American Express Premium Plus

British Airways American Express Premium Plus

  • 1.5 Avios for every £1 spent
  • 3 Avios for every £1 spent directly with British Airways
  • 18,000 bonus Avios if you spend £3,000 in your first 3 months
  • Companion Voucher when you spend £10,000 in one year
  • £150 annual fee
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
Representative 56.4% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £150 annual fee, your Representative APR is 56.4% APR (variable).
2014 award winner reward travel airline
The Starwood Preferred Guest® Credit Card from American Express

The Starwood Preferred Guest® Credit Card from American Express

  • 1 Starpoint for every £1 spent
  • Redeem points on flights and luxury hotels
  • 10,000 bonus Starpoints when you spend £1,000 in your first 3 months
  • Free Weekend Night Award when you spend £25,000 in one year
  • £75 annual fee
2.99% usage fee (Europe)
2.99% usage fee (worldwide)
Representative 36.2% APR variable
Representative example: When you spend £1,200 at a rate of 19.9% (variable) per annum, with a £75 annual fee, your Representative APR is 36.2% APR (variable).

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this credit card comparison service with information provided by Moneyfacts.co.uk who are authorised and regulated by the Financial Conduct Authority (FSA FRN 486048).

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About travel abroad credit cards

Choosing the right option when buying on holiday could save you a small fortune on fees and help make sure your trip doesn't end up costing the earth.

The best perks include commission-free purchases abroad, cashback on spending, and lower interest rates.

The cards below are ordered by interest rate (APR).

What is a travel credit card?

Travel credit cards are cards specifically designed for spending abroad – they can help you avoid expensive fees incurred by using an everyday credit card on holiday.

Certain travel credit cards won’t charge extra for making an overseas purchase in a foreign currency, or if you’re shopping from home on foreign websites.

Some cards also offer free cash withdrawals, good rates on travel money, and discounts on travel insurance.

Credit cards and overseas spending

Using the wrong credit card when you're on a foreign holiday can prove costly – some cards charge foreign currency loading fees of around 2.75% each time you use your card.

If you withdraw cash on your credit card at a foreign cashpoint, you could find yourself paying an extra 3% on top of the amount you take out.

Interest-free periods don’t apply on cash withdrawal, meaning that you could miss out on the usual 56 day interest-free period you normally get on spending.

Should I get a travel credit card?

This depends on how you normally use your credit card – for example, if you don’t want to take your card abroad, you could consider a pre-paid card.

Safer than carrying cash, these cards work by loading on currency before you travel, allowing you to spend or withdraw cash once you’re away.

Some pre-paid cards charge application fees of around £10, while others come with cash withdrawal fees, top-up charges or fees for a getting a replacement card.