Compare credit cards

Which type of credit card are you looking for?

Most popular cards

Sort by:
Loading deals
Sort by popularity Features APR Balance transfer Purchases
Barclaycard Platinum 35 Month Balance Transfer Visa
0% Balance Transfer No Annual Fee

Barclaycard Platinum 35 Month Balance Transfer Visa

  • 35 months 0% on balance transfers
  • 2.99% balance transfer fee after refund from 3.5%
  • 6 months 0% on purchases
more info
18.9% APR
Representative (variable)
35 months
0% interest on transfers
2.99 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
aqua Classic Credit Card
Bad Credit Credit Building

aqua Classic Credit Card

  • Unlimited access to your credit report
  • Those with past CCJs or defaults may be accepted
  • Designed to help build your credit rating
more info
29.7% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 29.71% (variable) per annum, your representative APR is 29.7% APR (variable).
MBNA Platinum Credit Card Visa
eligibility check reduced fee offer 0% Balance Transfer Money Transfer

MBNA Platinum Credit Card Visa

  • 33 months 0% on balance transfers made in the first 60 days (2.79% fee)
  • 24 months 0% on money transfers made in the first 60 days (4% fee)
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.79 %
transfer fee
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
Nationwide Select Credit Card
2014 award winner 0% Balance Transfer 0% Purchase Cashback Travel

Nationwide Select Credit Card

  • Nationwide current account customers only
  • 15 months 0% on purchases
  • 26 months 0% on balance transfers (2.4% fee)
  • 0.5% cashback on all sterling purchases
  • No foreign transaction fees
  • No annual fee
more info
15.9% APR
Representative (variable)
26 months
0% interest on transfers
2.4 %
transfer fee
15 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 15.9% (variable) per annum, your representative APR is 15.9% APR (variable).
Ocean Credit Card MasterCard
Bad Credit

Ocean Credit Card MasterCard

  • Manage your account online and with a smartphone
  • Apply and get a response in 60 seconds
  • Suitable for people looking to rebuild their credit profile
more info
34.9% APR
Representative (variable)
Representative example: When you spend £1,200 at a rate of 34.9% (variable) per annum, your representative APR is 34.9% APR (variable).
Sainsbury's Bank Nectar Balance Transfer Credit Card
0% Balance Transfer Reward No Annual Fee

Sainsbury's Bank Nectar Balance Transfer Credit Card

  • 33 months 0% on balance transfers
  • Double Nectar points on Sainsbury's shopping
  • 2.89% transfer fee (first 3 months), 3% thereafter
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.89 %
transfer fee
6 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.95% (variable) per annum, your representative APR is 18.9% APR (variable).
Santander 123 Credit Card MasterCard
most popular 0% Purchase Cashback 0% Balance Transfer

Santander 123 Credit Card MasterCard

  • First year fee-free if you have, or open, a 123 Current Account. Otherwise £24 annual fee
  • 23 months 0% on purchases and balance transfers
  • 0% transfer fee for 23 months, 3% thereafter
  • 1% cashback at major supermarkets
  • 2% cashback at major department stores
  • 3% cashback on petrol and National Rail and TFL purchases
more info
16.5% APR
Representative (variable)
23 months
0% interest on transfers
0.0 %
transfer fee
23 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 12.7% (variable) per annum, with a £24 annual fee, your representative APR is 16.5% APR (variable).
Tesco Bank Clubcard Credit Card for 34m Balance Transfer
0% Balance Transfer Reward Instant Decision

Tesco Bank Clubcard Credit Card for 34m Balance Transfer

  • 34 months 0% on balance transfers (2.9% fee)
  • Up to 5 Clubcard points for every £4 spent at Tesco
  • 1 Clubcard point for every £4 you spend everywhere else
  • Application decision in 60 seconds
more info
18.9% APR
Representative (variable)
34 months
0% interest on transfers
2.9 %
transfer fee
3 months
0% interest on purchases
Representative example: When you spend £1,200 at a rate of 18.941% (variable) per annum, your representative APR is 18.9% APR (variable).
Vanquis Bank Aquis Visa
Bad Credit Credit Building No Annual Fee

Vanquis Bank Aquis Visa

  • Up to 56 days interest free on purchases
  • SMS and online account management
  • Designed to help build your credit rating
more info
29.8% APR
Representative (variable)
Representative example: When you spend £1,000 at a rate of 29.84% (variable) per annum, your representative APR is 29.8% APR (variable).
Fluid 33m BT Visa
new release eligibility check 0% Balance Transfer Money Transfer No Annual Fee

Fluid 33 Month Balance Transfer Card

  • Eligibility check without affecting your credit rating
  • Contactless payments
  • 0% balance transfer rate only available for transfers made in the first 60 days
more info
18.9% APR
Representative (variable)
33 months
0% interest on transfers
2.88 %
transfer fee
Representative example: When you spend £1,200 at a rate of 18.9% (variable) per annum, your representative APR is 18.9% APR (variable).
See more cards

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this credit card comparison service.

uSwitch services are provided at no cost to you, but we may receive compensation from some of the providers.

Our credit card providers

Frequently asked questions

How do I choose the right type of card?

Our tables let you compare across a range of different criteria, but the right card depends on what you want it for. If you have a good credit rating and pay your bills on time, then a cashback or rewards card will give you extras on your spending.

If on the other hand you have a poor credit file, or don’t have a history of borrowing, a credit-builder or bad credit card will be more suitable. Or, if you have an existing credit card debt it’s balance transfer you’re after.

What makes one card better than the other?

Again, it depends how you’re going to be using it. If you have a large debt already a balance transfer card is your best bet. You can then choose to pay 0% for a longer period of time – the balance transfer period – or for a shorter period, but with no transfer fee.

If on the other hand you’ll be using it for purchases and spending you might want a card offering 0% on new purchases, again, for the longest period. If on the other hand you may have some outstanding balance at the end of the month then a low APR card could be suitable.

I've heard APR is the best way to compare, is that true?

APR, or annual percentage rate, is a great basis of comparison. It takes the interest rate, adds in any fees, and averages it out over the year. That means the lower the APR, the lower the overall interest rate and fees will be and the less you’ll pay overall.

Having said that APR can be relatively unimportant. If you’re transferring an existing debt to a balance transfer card then you’ll get a long 0% interest period, so knowing the APR may be less important than knowing how long you’ll pay 0%.

What happens when I hit 'apply'

When you hit the apply button we will take you to a page with more details about the card, as well as a summary box, any terms and conditions, and anything else you may need to know before you get the card.

What does 'will I get this card' mean?

Our ‘Will I get this card’ button is there to help you decide whether the card is suitable for you. Most cards have a few minimum criteria you need to meet before getting the card, but it’s important to realise that even if you meet the criteria you may not get the card.

Why might I be rejected for a card?

One of the key factors determining whether you will be accepted for the advertised credit card is your credit history, otherwise known as your credit report or score. This gives the lender an indication of how likely you are to repay the debt on the card.

If they think you’re a bigger risk, you may be asked to pay a higher interest rate. You can read more about credit reports in our guide pages.

Back to top

Credit card news