Your cookie preferences

We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Credit card guides

Young woman planning summer holiday trip and searching information or booking hotel on laptop.

How to make your travel money go further

We know holidays don’t come cheap, so every penny counts. Here’s how to make the most of your money when travelling abroad.

Read more
A couple working in a cafe check something on a tablet screen

What Is a Business Credit Card?

There are lots of advantages to using a business credit card to manage company expenses. But what is a business credit card? Find out with our short guide.

A group of workers in a modern office discussing something on one of their monitor screens

Should You Get a Business Credit Card or a Business Loan?

This article explains how to decide whether to get a loan or a business credit card for business borrowing.

Potter in her workshop entering her credit card details into her smartphone

Can I Use a Personal Credit Card For My Business?

Most small business owners use a business credit card. But can you use a personal credit card for business spending? Find out with our short guide.

Woman looking at paperwork while working on her laptop

How to Apply for Your First Business Credit Card

A business credit card can help you manage your company finances and boost your credit score. Here’s what you need to know about applying for one.

Co-workers looking at a monitor late at night

How to Choose a Business Credit Card

Find out how to choose a business credit card, including the different types available and fees to consider.

Older man looking at laptop screen

What Happens if You Don’t Pay Off Your 0% Interest Credit Card?

A 0% credit card can help you clear your debts without paying interest. But what happens if you still owe money when the 0% period ends? We explain all.

Woman at home staring into space as she thinks

Will a 0% Interest Credit Card Hurt Your Credit Score?

How does getting a 0% credit card affect your credit score? Find out with our five-minute guide.

A young man with a bandana on his head seated in a garden

8 Credit Card Habits to Avoid

Are you credit card savvy? Avoid overpaying on interest and protect your financial health with this guide to eight common credit card mistakes.

Woman at home looking at her laptop screen

What Happens When Your Interest Free Period Ends?

Many credit cards offer a special 0% rate when you first get them. But what happens when that time comes to an end? Find out here.

Senior woman looking anxious as she looks at paperwork and laptop screen

Getting a Credit Card After Bankruptcy

Applying for bankruptcy is a big step and it can affect your chances of getting a credit card in the future. Learn more about the options available to you.

Couple on the sofa look at something on a smart phone screen

How To Use an Interest Free Credit Card

Using an interest-free credit card correctly is key to avoiding penalty fees and other charges. Make sure you’re not caught out.

Confused-looking woman using a laptop and smartphone

How Long Does It Take to Improve Your Credit Score?

Improving your credit score is key to getting access to better credit card, loan and mortgage deals. But how long does it take?

Man shocked at something he has seen on his laptop's screen

What To Do If a Credit Card is Opened In Your Name

If someone else opens a credit card in your name, you need to act fast. This article explains who to contact and when, and how to get your money back.

Woman pondering her options

What Does 0% Interest Mean?

Whether you’re looking at 0% purchase credit cards or 0% balance transfer credit cards, it’s vital to understand how interest-free lending really works.

Magnifying glass next to a tower of wooden blocks with percentage signs marked on them

What is Your Credit Utilisation Rate?

Your credit utilisation rate can affect your credit score and your ability to get credit. Learn how it works and how it’s calculated.

Read More

Does a Balance Transfer Affect Your Credit Score?

Switching to a balance transfer credit card could save you money in the long run and boost your credit score.

Man looks at a calendar while sitting at his desk

How Long Does a Balance Transfer Take?

Find out how quickly you can make a balance transfer from one credit card to another, whether you’re doing it to save on interest or consolidate debt.

A couple discuss their options while working on a shared laptop.

Pros and Cons of Doing a Balance Transfer

Balance transfer credit cards have helped thousands clear their credit card debts quickly and for less money. But they may not be suitable for everyone.

A seated woman looks something up on her phone.

How Much Can You Balance Transfer to Another Credit Card?

Balance transfers allow you to move credit card debt to a new lower-interest card. Find out how you could use one to clear your debt more quickly.