Be the master of your credit card
Not sure of the differences between a MasterCard and Visa credit card? Let us help you decide whether to get a MasterCard or Visa with our free and objective comparison service. We compare both so you can make the best decision for your needs
How do MasterCard and Visa differ?
The differences between MasterCard and Visa credit cards are minor. They are both global, multinational companies that manage credit cards. But, they are payment systems rather than actual credit cards, so they rely on providers to use their scheme.
Which one for you?
Both MasterCard and Visa are universally accepted, although some countries favour one over the other, so it’s worth checking in your guidebook. But, both MasterCard and Visa are generally accepted everywhere in the UK.
About MasterCard credit cards
MasterCard is accepted in more than 24 million locations worldwide, making it the most widely received credit card. It is affiliated with many issuers, and offers many different charity and store cards.
MasterCard recently introduced ‘MasterCard SecureCode’, a scheme to tackle fraud when giving your details on the internet. This service protects your MasterCard details with a code, when you buy from participating online shops.
Chip and PIN
In an attempt to reduce fraudulent card use, MasterCard, Visa and Europay agreed to introduce a chip and PIN (Personal Identification Number) system. This means that when you use your credit card, you will be asked to enter a PIN that matches the chip embedded in your card. When France introduced a similar security system, domestic fraud fell by 78%.
Choosing the right credit card
There are so many cards on the market, how do you know which one is the best for you? The easiest way is to let someone else do it for you. Tell us what you want from a credit card and we will search all UK credit cards, giving you a list of the cards that would best suit your financial circumstances.