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Marianne Curphey

Articles and guides written by Marianne Curphey

Marianne Curphey

Marianne Curphey

Finance Writer

About the Author

One of the foremost personal finance writers in the UK, Marianne is an award-winning journalist, content strategist and author. She specialises in financial services, investment and insurance. She has held executive roles at The Guardian and The Times and was the launch editor of Money, the Guardian’s financial website, and deputy editor of Guardian Online.

She is the author of two books: E-cash: a guide to managing your money online, and How Money Works: A Dorling Kindersley guide to economics, money and finance.

She writes on money for The Times, Sunday Times, the Daily Telegraph and the BBC, and contributes to numerous websites and magazines.

Woman in green

Current Accounts - Business bank accounts

Find out whether you need a business bank account and how a business bank account works. Compare business current account deals from a range of providers and see how a business bank account can help you run your business better.

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Choosing the best savings account for you

Opening a savings account is a great way to earn interest on the money you’re saving. If you're looking for the best savings account compare the best savings accounts for you, with Uswitch.

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Check your eligibility for credit cards and credit reports, cash coin purse

Interest Free Short Term Loans

An interest free loan, based on short term commitment can only really be taken out in the form of a credit card. If used correctly, it can be a useful way of borrowing money at no extra cost.

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What happens if I can't repay my loan?

What Happens if I Can't Repay My Loan?

Taking out a loan is a big commitment, which can have a great impact on your finances and credit score. In this guide we explore, what happens if you don't pay your loan.

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Guide to credit cards for the unemployed

Top savings accounts & ISAs: The Uswitch guide

What is the top savings account? We help you find the best instant access savings accounts, best regular savings accounts & the best online savings accounts

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Guide - Top tips for getting the most from your cash ISA

Best Fixed Rate Bonds - Fixed Rate Savings

Find the best fixed rate bonds for 2021 that offer a high interest rate to make your money work harder and earn more interest.

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Credit card fraud: the biggest card frauds in history

How to pay off credit card debt

A step-by-step approach to pay back credit card debt, rebuild your credit score and regain your financial health.

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Charge cards close up

How to Transfer Money From Credit Card to Bank Account

If you're wondering, can I transfer money from a credit card into a bank account? read the Uswitch guide to find out how. Search for a credit card that will allow you to transfer money into your current account.

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Black couple managing finances

Loans explained: all you need to know

A comprehensive guide about loans with all the information you need before taking out a loan

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Young woman on laptop

Early Repayment Charges and Repayment Penalties

What are early repayment charges and early repayment penalties and how do they affect which loan you choose? Uswitch.com explains what to watch out for.

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Investments and tax

Investments and tax - Income tax brackets and tax rules

Both income and capital gains from investments may be subject to tax, but the tax rules can be complicated. Uswitch explains how tax affects investments.

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Check your eligibility for credit cards and credit reports, cash coin purse

Corporate bond investment options and gilts explained

What are corporate bonds and gilts, should you be investing? Get the facts on corporate bonds and gilts from Uswitch.

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Approved door locks for home insurance

Approved door locks for home insurance

In this guide we tell you about all of the approved locks and how this added piece of security could save you some cash on your home insurance premiums.

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Make money with your credit cards

Stoozing - make money with your credit cards

Stoozing is a term for savvy use of credit cards to make money from interest rates, but how does it work?

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coloured doors

Top 10 home security tips

Read our top 10 home security tips for securing your home, and making sure your home insurance policy is valid. Compare home insurance quotes with Uswitch in minutes.

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Credit card glossary A-Z

Credit Card Glossary A-Z | Jargon Busting Credit Cards

Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.

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Low cost loans

Low cost loans

Find a great low cost loans for you. Learn what to consider when choosing a low rate loan and how to apply.

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10 steps to choosing the best investment

Best investments - 10 steps to investing money

Find out how to choose the best investment in 2021. Find an investment that helps you save and invest for the future.

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Guide to how prepaid cards work?

How to Easily Switch your Current Account

Changing banks is quick and simple to do. Find out how to change your current account and switch from one bank to a new one. Get a better deal on your new current account bank account.

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Finding the cheapest interest rate for loans

Find a Cheap Loan - Get a Cheap Loan Comparison Now

Need a low interest loan? Read the Uswitch guide on how to find and choose cheap loans. Compare low APR personal loans from £1,000 to £35,000

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Should you pay annually or monthly for your home insurance? coin purse

Cash ISAs for over 60s

Discover the best Cash ISA for Over 60s and find out how to choose the best ISA for your needs. Learn about the ISA rules and how they can help you save for the future.

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Bad Credit Mobile Phones - Contract Phones for Bad Credit

Are you looking for a contract mobile phone but have bad credit? Read our guide to learn how you can get a mobile phone contract even if you have or have had difficulties with for bad credit in the past.

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Credit Cards With High Limits for Excellent Credit Scores

High limit credit cards, also known as premium credit cards, have a much higher credit limit than traditional cards, and some offer unlimited spending. So are high limit credit cards a good idea for you?

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Biggest mortgage lenders in the uk. Building with 'bank' written on the facade in gold lettering

Premium bank accounts

Find out about packaged bank accounts and premium current accounts and whether they're really worth paying a monthly fee.

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Finding the best loans online

Online Loans | How to Find the Best Loans Online

Find out the best loans online to suit your needs. Save money now, compare loans online and apply for the right one for you.

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Guide to how prepaid cards work?

Prepaid Cards - the Facts about UK Prepaid Debit Cards

A prepaid debit card or prepaid credit card offers the convenience of a credit card, but instead of borrowing you only spend money you have pre-loaded on the prepaid credit card. Our guide explains just how to make use of a prepaid card.

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Ethical banking

Current Accounts: Ethical banking and investments

Ethical banks are concerned with the social and environmental impacts of its financial activities - read our guide to find out more about ethical banking.

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Sunset at a street of terraced houses with cars parked in resident bay around West Hampstead in London

What the Budget means for your pocket

What issues did the Chancellor try to tackle in the 2021 March Budget and what does it mean for your wallet? We look at what the government has announced and how it will affect people's pockets.

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How to buy cheap unemployment insurance

Find out how unemployment insurance can help you if you were to lose your job and discover out how income protection works.

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How to compare the loan market for the best Uswitch deals

Our best Loans - Compare Loan Market For The Best Uswitch Loan Deals

Find the best loans to suit your needs, by running a comparison based on how much you want to borrow, for how long, and how much you can afford, to get the best loan rates.

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Guide to credit cards for the unemployed

Credit cards for the unemployed

Find the best credit card if you are unemployed. Explore credit card offers for people who are currently experiencing unemployment. Search for the best credit card deal for you.

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Personal finance apps

Personal finance apps can help you budget, keep track of spending, pay bills and put away money for your savings goals. Which is the best app to help you keep on top of your money and how to choose the best budget app in the UK?

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Car loans and car financing. What is my best option?

Loans with no credit checks

It is possible to take out a loan without a credit check, but these loans usually carry far more risk due to the high costs & strict terms. Read our guide.

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Check your eligibility for credit cards and credit reports, cash coin purse

Credit reports Q&A

See your questions answered by our money team on all things related to your credit report and credit history

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Student credit cards

Student Credit Cards - Compare Credit Cards For Students

Find out about the pros, cons and alternatives to credit cards for students, as well as the best ways to borrow money at university, and how to compare student credit cards.

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When should I start saving into a pension?

Retirement planning: how to plan for retirement

Retirement planning is vital, but it can be complicated - find out more with Uswitch's simple guide to pensions and saving for retirement.

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Cashback from a current account

Cashback from a current account

A few current accounts give you back a percentage of the cash you spend as a reward, we take a closer look at how cashback accounts work and what's on offer

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Death in service cover vs. life insurance

Insuring your home with smart technology

Smart home gadgets are gaining popularity — from home assistants such as Google Home and Amazon Echo to smart thermostats and even light bulbs.

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Credit check quiz

Credit check quiz | Check my credit rating

Is your credit history spotless or does it bear a few black marks? Take our credit check quiz to find out what sort of credit rating you have.

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Check your eligibility for credit cards and credit reports, cash coin purse

How to use a credit card abroad

While convenient, using your credit card overseas can quickly lead to fees which can make your trip abroad more expensive. These tips can keep costs down.

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Check your eligibility for credit cards and credit reports, cash coin purse

10 tips for getting out of debt

Getting into unsustainable debt is frighteningly easy - a few months of irresponsible spending can land you with a debt that could take years to pay back.

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Android Pay

Android Pay

Android Pay is a phone app that allows you to use your phone as contactless credit card

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Check your eligibility for credit cards and credit reports, cash coin purse

Investment glossary | The meaning of investment terms

Use our investment glossary to find out the meanings of key investment terms and make investing a little less confusing.

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Credit card glossary A-Z

First Credit Card: How to use it wisely

Getting your first credit card is an important step towards financial adulthood, but remember with great purchasing power comes great responsibility.

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Best cash ISA transfer: find what you need to transfer your ISA

The best cash ISA transfer is simple, but you have to do it right. Uswitch explain how to transfer your ISA and the benefits of switching your ISA could be.

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High risk life insurance - Stethoscope

High risk life insurance

Read our guide to high risk life insurance and you'll learn how to find affordable life cover if your insurer considers you to be a high risk policyholder.

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Death in service cover vs. life insurance - post it notes

Death in service cover vs. life insurance

Do you need life insurance if your employer provides a death in service benefit? Read our guide to find out how to combine both policies for more protection

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How to Calculate Home Insurance Costs

How to Calculate Home Insurance Costs

Looking to find out how much would home insurance cost for your property? Read our guide and decide how much cover your home needs.

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Personal loans UK - Find a Personal Loan Now

Filter through the personal loans UK market using Uswitch's free and independent UK loans comparison service. Read more in our expert guides to loans.

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Instant decision credit cards - Quirky credit card image

Find instant decision credit cards

Many credit cards are described as 'instant decision' cards, but what does this actually mean and can you really get an instant credit card without the wait?

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