1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £602.27

    Initial rate

    0.99% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £886.02 p/m) for 276 months. Total amount payable £259,530: Interest (£98,997); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.

  2. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £602.27

    Initial rate

    0.99% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £886.02 p/m) for 276 months. Total amount payable £259,530: Interest (£98,997); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.

  3. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £619.80

    Initial rate

    1.23% until

    Fees

    £1,472 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.23 p/m) for 276 months. Total amount payable £267,020: Interest (£105,548); Application fee (£995); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.

  4. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England
    • Are older than 18
    • Have no bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £585 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.31 p/m) for 276 months. Total amount payable £266,173: Interest (£105,588); Valuation fee (£350); Legal fee (£150); Funds transfer fee (£25); Mortgage discharge fee (£60); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.

  5. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England
    • Are older than 18
    • Have no bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,084 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.31 p/m) for 276 months. Total amount payable £266,672: Interest (£105,588); Booking fee (£199); Application fee (£300); Valuation fee (£350); Legal fee (£150); Funds transfer fee (£25); Mortgage discharge fee (£60); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.

  6. 1 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18 and younger than 70 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,144 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.09%, costing £920.19 p/m) for 279 months. Total amount payable £270,909: Interest (£109,765); Application fee (£599); Valuation fee (£290); Legal fee (£105); Funds transfer fee (£30); Mortgage discharge fee (£120); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/08/2018.

  7. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £622.75

    Initial rate

    1.27% until

    Fees

    £1,585 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.56 p/m) for 276 months. Total amount payable £267,294: Interest (£105,709); Application fee (£1,495); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.

  8. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £888.44 p/m) for 276 months. Total amount payable £260,724: Interest (£100,192); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.

  9. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £1,002 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.72 p/m) for 276 months. Total amount payable £266,791: Interest (£105,789); Application fee (£495); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£30); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2018.

  10. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions
    • Must be an existing customer of HSBC

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £1,224 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £821.80 p/m) for 276 months. Total amount payable £243,023: Interest (£81,799); Booking fee (£99); Application fee (£800); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 16/05/2018.
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