Is this the credit card for me?
uSwitch can help you find a credit card that offers AirMiles (or BA Miles, if that's what the credit card offers instead). AirMiles credit cards offer some great benefits, but they are not right for everyone. uSwitch can help you to decide whether an AirMiles credit card is right for you.
What are AirMiles?
The AirMiles Travel Company is a loyalty programme that offers customers points in exchange for spending. Points can be gained by shopping at certain places or, if linked to the scheme, by using your credit card.
You can exchange points for rewards, which may include free flights, hotels, car hire and cinema tickets.
The best Airmiles and loyalty cards from uSwitch
More info | SonyCard M'Card/Visa | 1 Reward Point for every £1 spent. 3,000 Sony Card Rewards Points when you spend on your card within the first 90 days of your account opening .
| 15.9% APR typical variable | Apply |
More info | MBNA Platinum Rewards Visa | 1 point for every £1 you spend. Points can be redeemed on flights, vouchers, holidays, or days out. | 15.9% APR typical variable | Apply |
More info | Sainsbury's Finance MasterCard | Earn 4 points per £1 spent when using card in conjuction with Nectar card in Sainsbury's store, 2 points per £1 when only using card. Earn 1 point per £5 spent when making any other purchase. | 16.9% APR typical variable | Apply |
More info | British Airways American Express Card | 1 BA Mile for virtually every £1 spent plus collect 1,000 bonus BA Miles when you spend £500 in the 1st 3 mths. Companion airline ticket when you spend £20k on the card in 12 months and you redeem your BA Miles for BA flights. | 19.9% APR typical variable | Apply |
How much do you have to spend to get a free flight?
The value of the points you will earn varies for different credit cards. Be aware that sometimes the points expire after a specified period, but if you find that you do not have enough points for the flight you want, you can make up the difference with cash.
For example, if you spent £550 a month on your credit card for a year, you could earn enough points for a flight to Prague, Barcelona or Rome.
Like the amount charged, the number of AirMiles needed for a flight or holiday varies depending on when you want to travel and how far in advance you book.
Should I get a credit card with AirMiles?
If you pay your balance in full every month, thereby never incurring interest, a rewards programme may suit you. When you search for cards on uSwitch.com, you can ask to view only those with loyalty programmes.
If you don't think you will pay your balance off in full every month, then it's probably not a good idea to base your credit card decision on the fact that you will get AirMiles. Saving money should be your first priority, and you may find that a low interest rate is more beneficial than AirMiles.
Start comparing credit cards that offer AirMiles
Let us help you find a credit card that offers AirMiles. It's simple and we have all the information at our fingertips. Just tell us how you will use your card and then ask to search for cards with loyalty programmes. We will find you the best credit cards for your needs.
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