Your cookie preferences


We use cookies and similar technologies. You can use the settings below to accept all cookies (which we recommend to give you the best experience) or to enable specific categories of cookies as explained below. Find out more by reading our Cookie Policy.

Select cookie preferences

Skip to main content

Credit card guides

American Express credit cards - card close up

What is the Annual Percentage Rate or APR?

Find out what the annual percentage rate (APR) means and how it could affect you when applying for a credit card or personal loan.

Desk items

Business Credit Cards - Get the Right Company Card

Business credit cards could be an invaluable asset to your company - find out more about company credit cards with Uswitch.

Credit card glossary A-Z

Credit Card Glossary A-Z | Jargon Busting Credit Cards

Fed up with credit card jargon? Read our credit card glossary to get a simple explanation of everything from APR to Transfer fees.

close up of a visa card

Main Differences Between Credit Card and Debit Card

This handy guide answers those questions you've always been unsure about, such as what kind of bank card do I have? Do credit cards have sort codes? We help you to tell your debit from your credit cards and your Visas from you Mastercards.

How do refunds and returns work with a credit card?

Credit Card Refunds & Returns - Consumer Credit Rights

Credit card refund rules mean, purchases are protected by law - the Consumer Credit Act 1974 gives credit card protection on your purchases over £100.

Cashback credit cards explained

Cashback Credit Cards - A guide to Cashback

With cashback credit cards, you get cash back on your spending - learn more and use our credit card comparison tool to find the right one for you.

Uswitch awards

Uswitch Credit Card Awards 2018 | Find Out Who Won

The votes are in for the 2018 Uswitch Credit Card Awards. We spoke to 10,000 credit card customers to find out who topped our customer satisfaction tables in this year's survey.

Section 75 - What is credit card protection?

Section 75 - What is credit card protection?

Using a credit card can offers great benefits. A key perk of owning a credit card is the protection you're given with Section 75.

Best credit cards for 2018 Christmas shopping and January sales

Best credit cards for 2018 Christmas shopping and January sales

What's the best credit cards for Christmas shopping? We look at cards that will reward you for spending or let you borrow for free.

Prepaid Travel Cards - the Best Way to Spend Overseas?

Prepaid travel cards are plastic payment cards pre-loaded with currency that enable you to spend as if you were using a credit or debit card

How to get the best exchange rate? Credit cards vs cash

Get the best euro exchange rate on a credit card

What's the best way to spend as you travel around Europe? Take the euros as cash or spend on a travel credit card?

Airline credit cards - Airmiles & Avios points

Airline Credit Cards | Airmiles & Avios points

Airline credit cards help earn you Avios points the replacement for Airmiles when used for credit card purchases

Credit cards for the unemployed

First Credit Card - How to Establish Credit History

Applying for a first credit card can have its complications - our guide can help with the preparation needed to build up your credit history

How to get the best exchange rate? Credit cards vs cash

How to Find the Best Card for Travel Abroad

Credit cards are convenient for making travel arrangements, and can also allow you a little more spending leeway when you are on holiday

Can you use a money transfer credit cards as an interest-free cash loan?

Money Transfer Credit Cards - Interest Free Cash Loans

Can money transfer credit cards give you interest free cash loans? Read the Uswitch guide to find the best interest-free money transfer credit cards

Can you use a money transfer credit cards as an interest-free cash loan?

Understanding the credit card summary box

Credit card comparison tables can be quite tricky, so it's worth knowing how to read the credit card summary box to decode the legal jargon.

Credit Cards Q&A

Credit Cards Q&A - Get Your Credit Card Questions Answered

Confused about credit cards or just want more information? Use our Q&A to find the answers you're looking for with our money experts

3 tips on the credit card pre-approval process

3 tips on credit card pre-approval process

Learn more about the credit card pre-approval process and see if it can really help your chances of getting a credit card if you have bad credit.

Should I take cash with me on holiday?

The world of travel money is notoriously difficult. Do you take money or change there? Do you take cash, card or cheque? We answer your questions.

Check your eligibility for credit cards and credit reports, cash coin purse

Claims Management Companies - PPI

Do claims management companies keep calling you? Find out why, what they do and if they can be useful for you. Claims management companies have been in the news since the PPI mis-selling scandal broke but how do claims management companies work?