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Investec Specialist Bank

Investec Specialist Bank provides a customised lending solution for high earning professionals and high net worth individuals.

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About Investec Specialist Bank

Investec Specialist Bank, as the name suggests, offers specialist banking and asset management services. The company was founded in South Africa in 1974 and acquired a banking licence in 1980. It entered the UK banking sector in 1992, when it acquired Allied Trust Bank Limited.

Today Investec Specialist Bank provides a wide range of banking products and operates within three main client bases: the UK, Australia, and South Africa. The Investec Specialist Bank’s UK headquarters are in Gresham Street, London.

Investec Specialist Bank caters for niche customers. Its services are divided into three main categories: specialist bank, wealth and investment, and asset management. The bank provides a customised lending solution for high earning professionals and high net worth individuals. Each individual Investec Specialist Bank mortgage application is assigned to a dedicated underwriter and case manager from beginning to end, so customers can enjoy a highly personalised service.

Million Plus mortgages from Investec Specialist Bank are designed for buyers wishing to purchase more expensive properties. Million Plus Investec Specialist Bank mortgages can also be used to unlock equity in existing homes or assets. In order to qualify for a Million Plus mortgage, buyers must be earning more than £300k per annum and have assets worth at least £3 million.

Professional Mortgages from Investec are for professionals earning more than £75k per annum. This type of Investec Specialist Bank mortgage is available for between five and 25 years. Various repayment options are available, depending on the deposit provided. Overpayments are accepted, but a redemption penalty will be payable if the loan is settled in full.

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