1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 18 and younger than 80 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £1,164 fees

    APRC

    5.1% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.79%, costing £978.04 p/m) for 276 months. Total amount payable £286,084: Interest (£124,920); Application fee (£999); Funds transfer fee (£20); Mortgage discharge fee (£120); Deeds release fee (£25); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 21/05/2019.
  2. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Scotland
    • Are older than 18 and younger than 80 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £624.23

    Initial rate

    1.29% until

    Fees

    £1,269 fees

    APRC

    5.1% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.79%, costing £978.04 p/m) for 276 months. Total amount payable £286,189: Interest (£124,920); Application fee (£999); Legal fee (£105); Funds transfer fee (£20); Mortgage discharge fee (£120); Deeds release fee (£25); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 21/05/2019.
  3. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 70 at mortgage end
    • Have no arrears, repossessions

    Additional criteria may apply

    Monthly repayment

    £627.94

    Initial rate

    1.34% until

    Fees

    £1,377 fees

    APRC

    3.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £846.53 p/m) for 276 months. Total amount payable £250,091: Interest (£88,714); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2019.
  4. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 80 at mortgage end
    • Have no bankruptcies
    • Must already have a mortgage with Skipton BS

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,070 fees

    APRC

    4.5% overall cost
    Must already have a mortgage with Skipton BS
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.53 p/m) for 276 months. Total amount payable £267,261: Interest (£106,191); Application fee (£995); Mortgage discharge fee (£75); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2019.
  5. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 80 at mortgage end
    • Have no bankruptcies

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,076 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.53 p/m) for 276 months. Total amount payable £267,267: Interest (£106,191); Application fee (£995); Funds transfer fee (£6); Mortgage discharge fee (£75); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 21/05/2019.
  6. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 21
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £2,545 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £888.39 p/m) for 276 months. Total amount payable £262,902: Interest (£100,357); Application fee (£1,995); Valuation fee (£340); Legal fee (£100); Funds transfer fee (£20); Mortgage discharge fee (£90); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/07/2019.
  7. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 70 at mortgage end
    • Have no arrears, repossessions

    Additional criteria may apply

    Monthly repayment

    £633.90

    Initial rate

    1.42% until

    Fees

    £1,377 fees

    APRC

    3.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.13 p/m) for 276 months. Total amount payable £250,400: Interest (£89,023); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2019.
  8. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 70 at mortgage end
    • Have no arrears, repossessions

    Additional criteria may apply

    Monthly repayment

    £633.90

    Initial rate

    1.42% until

    Fees

    £1,377 fees

    APRC

    3.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.13 p/m) for 276 months. Total amount payable £250,400: Interest (£89,023); Application fee (£995); Valuation fee (£352); Funds transfer fee (£30); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/10/2019.
  9. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £635.40

    Initial rate

    1.44% until

    Fees

    £1,240 fees

    APRC

    3.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,340: Interest (£89,100); Application fee (£999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 21/05/2019.
  10. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £635.40

    Initial rate

    1.44% until

    Fees

    £1,259 fees

    APRC

    3.9% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.24%, costing £847.28 p/m) for 276 months. Total amount payable £250,359: Interest (£89,100); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 21/05/2019.