Moving home mortgages or porting a mortgage

2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£595.06 for 24 months

Initial rate

0.89% until 30/11/2019

Fees

£1,972 fees

APRC

4.2% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £884.37 p/m) for 276 months. Total amount payable £260,340: Interest (£98,368); Application fee (£1,495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2017.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£602.27 for 24 months

Initial rate

0.99% until 23/08/2019

Fees

£1,301 fees

APRC

3.3% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.69%, costing £799.62 p/m) for 276 months. Total amount payable £236,452: Interest (£75,151); Booking fee (£99); Application fee (£650); Valuation fee (£227); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£602.27 for 24 months

Initial rate

0.99% until 23/08/2019

Fees

£1,551 fees

APRC

3.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.69%, costing £799.62 p/m) for 276 months. Total amount payable £236,702: Interest (£75,151); Booking fee (£99); Application fee (£900); Valuation fee (£227); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£602.27 for 24 months

Initial rate

0.99% until 30/11/2019

Fees

£1,972 fees

APRC

4.3% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £885.19 p/m) for 276 months. Total amount payable £260,738: Interest (£98,766); Application fee (£1,495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2017.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Additional criteria may apply
Monthly repayment

£602.27 for 24 months

Initial rate

0.99% until 23/08/2019

Fees

£2,240 fees

APRC

3.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.74%, costing £803.59 p/m) for 276 months. Total amount payable £238,486: Interest (£76,246); Application fee (£1,999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no repossessions
Additional criteria may apply
Monthly repayment

£605.90 for 24 months

Initial rate

1.04% until 23/08/2019

Fees

£1,240 fees

APRC

3.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.74%, costing £803.96 p/m) for 276 months. Total amount payable £237,674: Interest (£76,434); Application fee (£999); Legal fee (£126); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 75 at mortgage end
Have no arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£605.90 for 24 months

Initial rate

1.04% until 31/01/2020

Fees

£1,574 fees

APRC

4.3% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £885.59 p/m) for 276 months. Total amount payable £260,539: Interest (£98,965); Booking fee (£99); Application fee (£900); Valuation fee (£300); Legal fee (£150); Funds transfer fee (£25); Mortgage discharge fee (£65); Deeds release fee (£35); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/01/2018.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£606.62 for 24 months

Initial rate

1.05% until 30/11/2019

Fees

£1,472 fees

APRC

4.2% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £885.68 p/m) for 276 months. Total amount payable £260,477: Interest (£99,005); Application fee (£995); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/11/2017.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Additional criteria may apply
Monthly repayment

£609.54 for 24 months

Initial rate

1.09% until 23/08/2019

Fees

£1,259 fees

APRC

3.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.74%, costing £804.33 p/m) for 276 months. Total amount payable £237,882: Interest (£76,623); Application fee (£999); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.
2 Year Tracker
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Additional criteria may apply
Monthly repayment

£609.54 for 24 months

Initial rate

1.09% until 23/08/2019

Fees

£1,551 fees

APRC

3.4% overall cost

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.69%, costing £800.36 p/m) for 276 months. Total amount payable £237,079: Interest (£75,528); Booking fee (£99); Application fee (£900); Valuation fee (£227); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 23/08/2017.