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Manchester Building Society

There are Manchester BS mortgages for first time buyers and homeowners looking to purchase a new property or switch to a better deal. The society also has plenty of deals for existing customers.

Compare mortgages

Reason for mortgage
£
£
years
How would you like to repay?
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Rate type Initial rate Fees Overall cost
APRC

Overall costs for comparison. This is a way of comparing most costs including interest and fees.

Monthly cost
Rate type
Variable
Initial rate
5.49% (variable)
Fees
£1,400fees
Overall cost
5.6%APRC
Monthly cost
£981.58 per month
Am I eligible?
Please make sure you at least meet the following criteria:
  • Resident of: England, Wales
  • Aged 25 or older
  • 70 or younger at mortgage end
  • No County Court Judgements (CCJs)
  • No arrears
  • No defaults
  • No bankruptcies
  • No repossessions
  • Up to 70% loan-to-value (LTV) available.

Additional criteria for acceptance from the lender may apply.

Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £295,875 includes: Loan amount (£160,000); Interest (£134,475); Application fee (£495); Valuation fee (£380); Legal fee (£300); Funds transfer fee (£35); Mortgage discharge fee (£120); Deeds release fee (£70); Fees are assumed to be paid up front and not included in the amount borrowed.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

About Manchester Building Society

The Manchester Building Society was formed in 1922 as a mutual organisation run by members, for members. Since then very little has changed and the Manchester Building Society remains an independent, mutual society. Customers living in the north west of England can enjoy a wide range of products from the Manchester Building Society, including savings accounts, mortgages, and business accounts.

The Manchester Building Society has one branch and head office in Manchester city centre, but elsewhere it operates out of a network of agencies in order to keep costs down. Because of this, all Manchester BS mortgages, savings accounts and other products and services are offered via a network of intermediaries and advisors.

First time buyers and homeowners who are interested in seeing what mortgage deals the Manchester Building Society currently has on offer are advised to contact their financial advisors. Experienced mortgage advisors can offer advice on which Manchester BS mortgage deal is the most appropriate.

Existing customers can contact the Manchester Building Society directly regarding questions they may have about their mortgage.

There are several ways to make payments into a Manchester Building Society mortgage account. The easiest way is to set up a Direct Debit, but customers have the option of making regular payments via bank transfer or debit card. Customers can also pay by cheque if necessary.

It is possible for existing customers to make extra payments into a mortgage account. Some mortgage products have an overpayment facility included, but customers should be aware that fees may apply under certain circumstances. Existing customers can change the term of a Manchester BS mortgage by special request. However, this will change the amount of the monthly repayment.

uSwitch is authorised and regulated by the Financial Conduct Authority (FSA FRN 312850) to provide this mortgage comparison service

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