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MBS Lending

All types of customers are catered for at MBS Lending, but their speciality is providing mortgages for customers who had difficulty securing a mortgage elsewhere.

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About MBS Lending

MBS Lending Ltd is a lending division of the Melton Mowbray Building Society, which was founded in 1875. The head office of MBS Lending Ltd is in Melton Mowbray, Leicestershire. MBS Lending Ltd mortgages are not available to the general public. Instead, their products are only offered through mortgage brokers and intermediaries, although existing customers can contact MBS Lending via email or telephone if they have any queries or are having difficulties making payments.

All types of customers are catered for at MBS Lending, but their speciality is providing mortgages for customers who have had difficulties securing mortgage finance from other lenders due to bankruptcy, CCJs, missed payments, IVA or debt management, and repossession. Mortgage products offered by MBS Lending Ltd are designed to help customers improve and repair their credit history and customers currently on debt management plans will be considered as long as they can show a minimum of six months of satisfactory conduct.

MBS Lending Ltd mortgage applications are not done via an electronic system using a generic set of questions. Instead, the MBS Lending Ltd Mortgage Application process is done using a paper-based system with manual underwriters. Each application is assessed on its own merits, which allows for a greater degree of flexibility.

There is no minimum income required for a MBS Lending Ltd mortgage application. MBS Lending underwriters will look at affordability when assessing a customer’s mortgage application. First time buyers and buyers with gifted deposits from relatives will be considered.

Mortgages offered by MBS Lending Ltd include repayment and interest only.

Mortgage applicants must be aged 18 and over and UK citizens. Non UK residents must have a valid residency permit. The maximum age of an applicant at the end of a mortgage term is 74.

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