Since 1st Central launched in 2008, they have quickly acquired over 2 million policies and offer a comprehensive range of car insurance products. Having been rated by Defaqto as a 5-star insurance company, 1st Central are earning a place amongst the better known insurance providers.
1st Central is committed to providing prices that are highly competitive as they have a team dedicated to adjusting prices based on market trends. They state they are intent on providing the best prices possible, and they are always on the lookout for insurance fraud which is a big factor in keeping premiums low.
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The company itself is a subsidiary of the parent company, FCG. Having over 500 employees and two offices located in Haywards Heath, the company is diligently working behind the scenes to keep the level of service high with an affordable pricing structure.
Promoted as 1st Central Insurance Simply Driven, the extensive types of cover on offer include Key Assist, Courtesy Car, Medical Expenses, Personal Belongings, Personal Accident, Driving Abroad, Liability, Windscreen, Fire & Theft, Accidental Damage and a competitive No Claims Discount.
UK drivers will be free to enjoy driving their car in the EU, as 1st Central’s Driving Abroad cover provides 21 days of insurance cover across Europe. Alongside cover in the EU, the other countries UK drivers can be covered in includes Norway, Croatia, Switzerland, Iceland, Andorra and Liechtenstein.
The 1st Central standard policy provides cover for each person in the vehicle if medical services are required due to injuries sustained in an accident. If the accident is classified as a personal accident, the company will pay a much higher amount if the accident results in your demise or the loss of one or more limbs or permanent loss of vision.
1st Central Key Cover provides for such things as lost keys, charges from a locksmith and can provide car hire for up to three days. Claiming on Key Cover will not affect the policy holder’s no claims discount. As part of Comprehensive Cover, a courtesy car is provided whilst repairs are made to the insured car. The vehicle will be a Class A car such as a small hatchback.
These are just highlights of the broad range of covers offered by 1st Central. Having a 5-Star Defaqto rating and a growing customer base, this insurance company, although relatively new, looks to be in it for the long term.