Originally Ladybird was established as a specialist car insurance for ladies but as the laws changed in 2012, it is no longer legal to give special deals based on gender. As a result, Ladybird refocused their efforts to provide those same great deals to both men and women, with a special emphasis on specialist insurance products.
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In fact, Ladybird is a trading name of Fresh Insurance Services Group Ltd based out of Redditch and registered to do business in England and Wales. Whilst Fresh has a wide range of ‘standard’ cover, Comprehensive and Third Party, Ladybird (as mentioned) provides insurance for those drivers and/or vehicles that require special insurance.
Some of the products Ladybird is renowned for include:
- New & Young Driver Insurance
- Convicted Drivers
- Learner Drivers
- High Performance Cars
- Van Insurance
- Modified Cars
- Imported Vehicles
- Classic & Kit Cars
These are the basic types of specialist car insurance available through Ladybird but each of these can be further tailored to meet individual needs. As part of one of the fastest growing insurance brokers in the UK, Ladybird has access to all the main names in car insurance so can offer quotes that are highly competitive.
Ladybird employs more than 160 people and can boast more than 40,000 clients. No matter how restrictive a driver’s insurance needs, Ladybird says they can find a policy to meet those needs. They are well recognised in the industry and even won the Personal Lines Broker of the Year in 2013 because of their rapid and massive growth with an innovative focus on specialist insurance cover.
As well as having a wide range of specialist cover, there is a list of optional extras that can be added to Comprehensive policies. Some of the most popular options include:
- Uninsured loss recovery service
- Accident management service
- European breakdown cover
- UK breakdown cover
- Excess protection
- Windscreen cover
- Gadget cover
Of course these options may be subject to certain terms or conditions, but if available can provide that added bit of cover often missing in car insurance.
As the branch of Fresh insurance products dealing with specialist cover, Ladybird is geared towards providing insurance for drivers and vehicles that many companies won’t handle. If you are looking for a standard Comprehensive or Third Party insurance policy, it may be better to check out the other companies owned by Fresh first but if you are having trouble getting good rates because of special concerns, Ladybird would be a place to start.