Find out why you no longer need a paper counterpart to accompany the main UK driving licence
All UK driving licences issued between 1998 and 2015 comprise of a photocard and a paper counterpart. The paper section records all endorsements, penalty points and entitlements and can be used as proof of your driving record.
On 8th June 2015, the DVLA scrapped the paper driving licence counterpart
The driving licence changes were part of a shake-up of the DVLA’s processes, which included scrapping the tax disc and cutting the cost of applying for a licence.
the move was aimed at saving UK motorists £18m per year
driving history details are now stored electronically and your details can be accessed securely online using the new View Driving Licence service
The changes were originally planned for January 2015, but the scheme was pushed back 6 months in order for the online driving licence check system to be completed.
If you have a two-part – card and paper – driving licence, you can destroy the paper counterpart of your driving licence. After 8 June 2015, the paper section ceased to be a legally recognised document.
If you have a pre-1998 paper-only driving licence, you must not destroy this.
you don’t need to take any immediate action and can keep your old-style licence until you need to change your name or address, or if you need to renew after age 70.
you can choose to upgrade to a photocard licence at any time, and can apply via the DVLA website or at the Post Office
For most drivers, the new system requires little or no action. However, there are some changes you need to be aware of if you plan to hire a car or if your employer carries out driving history checks.
You can view your own driving licence details at any time by visiting the DVLA website — you’ll need to enter your driving licence number, National Insurance number, and postcode to access the service.
But in some cases, you may need to share your driving licence details with others, such as:
when hiring a car
when taking driving lessons
when complying with employers’ checks
In the past, you would have presented your paper counterpart as it showed all your driving entitlements and endorsements.
The new system allows you to download your driving licence history or provide temporary access to those you have granted permission to.
You can share your driving licence details in a number of secure ways:
go to the DVLA website and log in using your driving licence number, National Insurance number, and postcode
generate a unique code using the Share Driving Licence tool
provide the unique code and the last eight digits of your driving licence number to the hire company or employer that has requested your driving history
the code can only be used one and must be used within 21 days
call DVLA on 0300 083 0013 and provide your driving licence number, National Insurance number, and postcode to generate a unique access code
share the code with the hire company/employer
as with the online method the code can only be used once and is only valid for 21 days
Alternatively, call DVLA on 0300 790 6801 and leave permission for a nominated person/business to check your driving licence history over the phone
Send a request form to: Driver Licence Validation Service DVRE 5 DVLA Swansea SA99 1AJ
you must include a cheque or postal order for £5 (payable to DVLA, Swansea)
you will then be provided with a hard copy of your driving licence information that you can share with your employer or car hire company
Alternatively, you can access the site and download your driving licence history as a PDF once you have generated a code – but be aware that some companies may not accept this as it is not live information.
When you get penalty points, you’ll still have to pay any fines and give your licence to the court.
they’ll give the licence back to you, but it won’t have penalty points printed or written on it
you’ll only be able to see penalty points using the view your driving licence information service. You can also check by phone or post.
If you’re planning on hiring a car on holiday, it’s recommended you generate an access code online or by phone before you go away.
the code is only valid for 21 days so you may have issues if you're off travelling for a few weeks
if the hire company does insist on making licence checks, you’ll have to find access to the web to generate a code, or alternatively call the DVLA from your destination.
You may wish to print a PDF version of your driving licence history and take it on holiday with you but be aware that not all hire companies will accept this as proof of your up-to-date driving history.
Experienced drivers and have a good driving record can still get a good deal on their insurance.
Drivers under 25, women and men, pay far more than drivers 25 and over.
If you are not an experienced driver you can cut car insurance costs by adding a named driver who is older and more experienced to the policy.
Having a car with is the type of car you drive, with the car’s speed, security features, and value all playing a big part.
Increase your voluntary excess
This will result in a cheaper monthly premium. Before you take out car insurance make sure you can afford any voluntary excess. This excess is in addition to the compulsory excess set by your insurance provider. This is what you would have to pay if you ever have to claim. Pay upfront
Pay for your insurance in one go if you can. Spreading the cost of your car insurance over 12 payments, monthly, may seem cheaper but remember you will be paying interest on top of the amount you pay towards your car insurance premium. Drive less
Limiting your miles makes you less of an insurance risk. Simply because you are reducing your risk of having an accident. When you take out your car insurance policy the insurer always asks for an estimate of your maximum annual mileage. You need to try and you’re your mileage low, although you need to be realistic as to how much you will drive. Extra security
Having an alarm or immobiliser is considered a theft deterrent and by deterring car thieves you can reduce your car insurance. Not all insurers will offer this, so check first.
Consider black box or telematics insurance Black box, or telematics, insurance can help reduce your car insurance over a period of time.
A small device, the black box is installed in your car.
this then measures how fast you driver, when you brake, what time of day you drive how fast you accelerate and how you drive around corners
some black boxes include an app which you can access on your phone
if you drive safely you may be rewarded with cheaper monthly premiums
You don’t need to own a car to get car insurance. Unlike a full car insurance policy, you won’t build up a no claims bonus, but it does mean you can drive someone else’s car, as long as you have their permission. If you are only planning on borrowing a car you can also compare quotes for short-term or temporary car insurance
If you are needing to insure several cars search multi-car insurance policies.
Multi insurance might also be suitable:
if you own more than one car
if you’re a family with more than one driver
if you’re a couple with more than one vehicle