Carrot car insurance

While Carrot Insurance offers a specific type of car cover, namely telematics or black box policies, the underwritten policies from Aviva, Ageas and Zurich provide the following benefits as standard.

The insurer provides up to £5,000 cover in the event of the injury to or death of the policyholder or other parties resulting from an insured incident.

Insured drivers are covered for the cost of replacement locks for stolen key and entry fobs up to £300.

Standard cover will provide for accidental damage to or theft of in-car equipment that was installed by the vehicle’s manufacturer, up to £750, while all other permanently-fitted equipment is protected to a value of £300.

Carrot Insurance will cover the cost of damage to the insured’s windscreen subject to an excess.

This form of cover ensures policyholders will be reimbursed, subject to a cost limit and any excess for lost, stolen, damaged or destroyed personal possessions.

The insurer will cover any medical expenses incurred by the insured and other parties, depending on the level of cover to the tune of £200 each.

Aside from the standard car insurance features and benefits listed above, policyholders can opt into buying the following additional extras.

Breakdown assistance ensures that if the insured’s car is stranded, a trained mechanic will attend the vehicle to undertake emergency repairs for a period of up to 60 minutes. Higher levels of protection are available, including European cover

Legal cover can be provided to ensure that claims-related legal matters, including recouping excesses from third parties and pursuing personal injury claims are covered up to £100,00