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Hedgehog car insurance

Find out whether online-only car insurer Hedgehog Insurance can offer you and your family cheaper car insurance

How good is Hedgehog car insurance?

Defaqto: 5/5 stars

Defaqto said Hedgehog car insurance was ‘excellent product with a comprehensive range of features and benefits’

Trust Pilot: 5/5 stars

TrustPilot scored 2 out of 5 stars based on 52 reviews.

About Hedgehog Insurance

Hedgehog Insurance in an exclusively online car insurance company based in Cardiff, Wales.

Hedgehog Insurance launched in 2018. Its founders wanted to help higher-risk drivers who were forced to pay more expensive premiums, including those with points on their licence or a driving conviction. 

Because it is exclusively online Hedgehog can offer savings to such customers and obtain cheaper cover for them

Hedgehog car insurance policies are underwritten by Berkshire Hathaway International, and they aim to cater for their customers’ needs at a competitive price.

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Who is Hedgehog Insurance owned by?

It is part of the Berkshire Hathaway International Insurance Limited group.

US based multi-national Berkshire Hathaway is one of the world’s largest companies by revenue and regularly features in the top 10 global company list.

Hedgehog is an online only insurance company which is able to pass on any savings to customers via cheaper car insurance premiums.

Is Hedgehog an insurer?

Hedgehog is a car insurance provider authorised by the Financial Conduct Authority to sell insurance. 

Hedgehog Insurance’s customer service and claims-handling for policyholders are provided in Cardiff, Wales.

Hedgehog car insurance policies

Hedgehog standard car insurance cover

Hedgehog car insurance optional extras

How do contact Hedgehog Insurance’s customer services?

Hedgehog is exclusively online so there is not a direct phone number to call to talk to customer service. 

There is an online chat function that has a help robot available 24/7, and their customer service team is available via the chat on Monday to Friday 9am - 5.30pm.

Customers can also email customer service at

Compare Hedgehog car insurance with other car insurance providers.

Complaints data

The Financial Ombudsman Service received fewer than 10 complaints about Hedgehog motor insurance in the first half of 2020. To put that in context, 67 firms had 10 or more complaints each and those totalled 4,550 complaints. Nearly 200 firms had fewer than 10 each, sharing just 479 complaints between them.

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch