Skip to main content

iGO4 car insurance

iGO4 Insurance is a digital insurance broker that specialises in telematics.

How good is iGO4 car insurance?

Defaqto: 5/5 stars

iGO4 car insurance is rated as five stars by Defaqto, an independent financial research company, for its More Insurance policy.

Note: Not all Defaqto products with the same star ratings have the same covers and terms.

Trustpilot rating: 4/5 stars

TrustPilot has given iGO4 a rating of four out of five based on 2,181 reviews.

About iGO4 insurance?

iGO4 Insurance was set up in 2007 by insurance brokers Tom Cooper and Matt Munro who wanted to create an innovative new approach to car insurance that embraces the growing number of consumers who are using price comparison websites to buy car insurance.

The digital insurance broker works with a panel of insurers to find the best rate for motorists. It specialises in telematics to allow it to compute prices in real-time by making use of data science to analyse insurance risk. 

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch

Contact Uswitch: 0800 688 8557

Pay as you drive insurance

Last year over a million drivers opted to have their driving ability monitored with a black box or plug in device in exchange for lower car insurance premiums. 

Founder Matt Munro recently said that its car insurance consumers were growing up and in the past five years it had seen a shift towards an older age group from the black box younger generation. 

This reflected a growing number of drivers who wanted car insurance policies that reward safe driving with reduced prices and maybe help improve their driving at the same time.

iGO4 car insurance policies

iGO4 comprehensive car insurance cover

iGO4 additional car insurance cover options

What is iGO4 car insurance best for?

  • If you want telematics insurance

  • If you like the idea of a rewards scheme or performance monitoring

  • If you are a younger or inexperienced driver

  • If you want to use price comparison sites

iGO4 in the news

Founder and CEO Matt Munro wrote a recent editorial in Insurance Post discussing the growth of price comparison sites as insurance distributers. He also made an argument for telematics entering mainstream car insurance and becoming not just for younger inexperienced drivers.

The company recently teamed with Earnix solutions in a deployment that signals the growing demand for sophisticated data and analytics platforms to deliver greater product personalisation. Market intelligence will be used to compute prices in real-time. 

Machine learning technology will aid with customer targeting and selection that the company hopes will translate to higher retention rates at renewal.

Complaints data

The Financial Ombudsman Service received 54 motor insurance complaints about IG04. That was 1% of all complaints to the Ombudsman. To put that in context, 67 firms had 10 or more complaints each and those totalled 4,550 complaints. Nearly 200 firms had fewer than 10 each, sharing just 479 complaints between them.

Get a car insurance quote

See a range of car insurance quotes in just a few minutes when you compare with Uswitch