RAC car insurance

RAC provides quotes and policies for three basic levels of insurance:

The company offers two levels of comprehensive cover. Standard RAC Car Insurance, which provides a basic level of benefits and RAC Car Insurance Plus, which extends the package of benefits available. More on this below.

Helps young and new drivers save money by rewarding careful driving. A telematics device that monitors driving habits such as speed, acceleration, cornering and braking is fitted to your car. Once the insurer has built up a picture of your driving style, significant discounts may be available at renewal.

Providing short-term cover for when you need it – anywhere between just one hour to 30 days. Temporary car insurance cover can start within 15 minutes of getting your quote.

RAC’s multi-car insurance offers discounts of 10% on any additional cars in your household – up to three additional vehicles.

Yes. This is another short-term insurance plan offering cover while you prepare for your test, getting extra driving experience with a family member or friend.

Classic cars are usually driven less frequently, clock up fewer miles and are stored safely in a locked garage. A standard policy, therefore, may be more expensive than a classic car policy.

The top-rated RAC Car Insurance Plus policy offers the following benefits:

Given the breadth of benefits on the Car Insurance Plus policy, there’s little left to offer in the form of optional extras, but there are a few.

For £19.99 a year, this provides round-the-clock rescue breakdown cover.

Available as an optional extra for those not selecting the Car Insurance Plus policy. It covers legal fees up to £100,000 to help recover losses and expenses following an accident that wasn’t your fault.

For £19.99 a year, this covers the cost of replacing car, home, office or any other property keys up to £1,000 per year. Cover includes replacing or repairing locks.

From £12.99 a year, this ensures you remain mobile while repairs are being carried out.

Covers up to two claims within a three-year period.