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FSA’s breaks for new banks could pave way for smaller players

New entrants to the banking sector could be given special breaks from tough regulation following new proposals announced by the Financial Services Authority boss Lord Turner. Michael Ossei, personal finance …

New pay figures highlight consumer plight, says Uswitch.com

The Patterns of Pay report published by the ONS today shows a rise in gross earnings of 1.5% from April 2011 to April 2012. Michael Ossei, personal finance expert at …

University bans payday loan companies from campus – Uswitch.com comments

The University of East London has banned payday loan companies from marketing their services anywhere on campus, including in magazines, on posters or online. Michael Ossei, personal finance expert at …

Savers set to stash away £117 billion in cash ISAs this year

31.5 million Brits (63%) intend to save into a cash ISA in the current tax year – a 26% increase on last year[1] Despite inflation outstripping wages, savers plan to …

Good news for first time buyers as Marsden Building Society announces new 90% ITV deal

Marsden Building Society has launched a 3.99% fixed rate mortgage until 2015 for LTVs up to 90%. Michael Ossei, personal finance expert at Uswitch.com, says: “Following launches from Yorkshire Building …

Money is the new pillow talk: one third of couples take finance into the bedroom

One third (34%) of couples say that conversations about money primarily take place in the bedroom[1] One in three (31%) couples regularly argue over their finances – ahead of ‘time …

Uswitch.com comments on the banking reform bill announced today by chancellor George Osborne

In response to the Banking Reform Bill announced today by Chancellor George Osborne, Michael Ossei, personal finance expert at Uswitch.com, says: “This is a welcome move – cutting the switching process to just …

Go-getting retailers walk over big banks in credit card customer satisfaction

Uswitch.com’s survey of 10,000 credit card customers shows retail brands John Lewis-Waitrose, Co-op, M&S, Tesco and Sainsbury’s stealing a march on the traditional card giants, beating them hands-down in categories …

Uswitch.com comments on the OFT review of the current account market

In response to the Office of Fair Trading (OFT) review of the current account market, Michael Ossei, personal finance expert at Uswitch.com, says: “We view this latest report from the OFT with a …