85% Mortgages | Compare 85% LTV mortgages

	Rate type	Initial rate	Fees	Overall cost APRC Overall costs for comparison. This is a way of comparing most costs including interest and fees.	Monthly cost
	Rate type Stepped until 30/03/2017	Initial rate 0.49%then 4.54% (variable)	Fees £1,259fees	Overall cost 4.5%APRC	Monthly cost £566.78 for 6 months then £885.81 (variable) for 294 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Wales Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Up to 90% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £265,086 includes: Loan amount (£160,000); Interest (£103,827); Application fee (£545); Valuation fee (£430); Legal fee (£154); Funds transfer fee (£30); Mortgage discharge fee (£75); Deeds release fee (£25); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.44%then 4.74% (variable)	Fees £1,452fees	Overall cost 4.2%APRC	Monthly cost £635.40 for 24 months then £888.79 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,007 includes: Loan amount (£160,000); Interest (£100,555); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/10/2018	Initial rate 1.54%then 4.49% (variable)	Fees £2,043fees	Overall cost 4.1%APRC	Monthly cost £642.91 for 24 months then £868.67 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No County Court Judgements (CCJs) No defaults No bankruptcies No repossessions Available for existing borrowers switching deals only Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,225 includes: Loan amount (£160,000); Interest (£95,182); Application fee (£1,499); Valuation fee (£295); Legal fee (£50); Funds transfer fee (£0); Mortgage discharge fee (£160); Deeds release fee (£39); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/01/2019	Initial rate 1.54%then 4.49% (variable)	Fees £1,978fees	Overall cost 4.1%APRC	Monthly cost £642.91 for 24 months then £868.67 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No arrears No bankruptcies No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,160 includes: Loan amount (£160,000); Interest (£95,182); Booking fee (£90); Application fee (£1,499); Valuation fee (£229); Funds transfer fee (£0); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/01/2019	Initial rate 1.54%then 4.49% (variable)	Fees £2,043fees	Overall cost 4.1%APRC	Monthly cost £642.91 for 24 months then £868.67 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No County Court Judgements (CCJs) No defaults No bankruptcies No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/01/2017. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £257,225 includes: Loan amount (£160,000); Interest (£95,182); Booking fee (£150); Application fee (£1,349); Valuation fee (£295); Legal fee (£50); Funds transfer fee (£0); Mortgage discharge fee (£160); Deeds release fee (£39); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.58%then 3.69% (variable)	Fees £2,051fees	Overall cost 3.4%APRC	Monthly cost £645.93 for 24 months then £803.87 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Available for shared ownership Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,420 includes: Loan amount (£160,000); Interest (£77,369); Booking fee (£249); Valuation fee (£227); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Legal fee (£295); Application fee (£1,250); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.58%then 3.69% (variable)	Fees £2,051fees	Overall cost 3.4%APRC	Monthly cost £645.93 for 24 months then £803.87 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Available for shared ownership Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,420 includes: Loan amount (£160,000); Interest (£77,369); Booking fee (£249); Valuation fee (£227); Legal fee (£295); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Application fee (£1,250); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 30/09/2018	Initial rate 1.59%then 3.74% (variable)	Fees £1,259fees	Overall cost 3.4%APRC	Monthly cost £646.69 for 24 months then £807.92 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,766 includes: Loan amount (£160,000); Interest (£78,507); Application fee (£999); Valuation fee (£0); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 30/09/2018	Initial rate 1.59%then 3.74% (variable)	Fees £1,259fees	Overall cost 3.4%APRC	Monthly cost £646.69 for 24 months then £807.92 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Available for existing borrowers switching deals only Available for shared ownership Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/09/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,766 includes: Loan amount (£160,000); Interest (£78,507); Application fee (£999); Valuation fee (£0); Legal fee (£175); Funds transfer fee (£20); Mortgage discharge fee (£65); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.59%then 5.54% (variable)	Fees £1,453fees	Overall cost 4.9%APRC	Monthly cost £646.69 for 24 months then £958.64 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 75 or younger at mortgage end No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £281,557 includes: Loan amount (£160,000); Interest (£120,104); Booking fee (£130); Application fee (£845); Valuation fee (£270); Legal fee (£118); Funds transfer fee (£0); Mortgage discharge fee (£90); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 30/11/2018	Initial rate 1.6%then 4.74% (variable)	Fees £1,605fees	Overall cost 4.3%APRC	Monthly cost £647.44 for 24 months then £890.04 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Wales Aged 18 or older 76 or younger at mortgage end No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £262,794 includes: Loan amount (£160,000); Interest (£101,189); Application fee (£895); Valuation fee (£380); Legal fee (£150); Funds transfer fee (£25); Mortgage discharge fee (£155); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 30/11/2018	Initial rate 1.6%then 5.44% (variable)	Fees £1,758fees	Overall cost 4.9%APRC	Monthly cost £647.44 for 24 months then £949.99 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older 80 or younger at mortgage end Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £279,494 includes: Loan amount (£160,000); Interest (£117,736); Application fee (£999); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 30/11/2018	Initial rate 1.63%then 4.24% (variable)	Fees £2,338fees	Overall cost 3.9%APRC	Monthly cost £649.72 for 24 months then £848.70 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 70 or younger at mortgage end No bankruptcies No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,172 includes: Loan amount (£160,000); Interest (£89,834); Application fee (£1,495); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 30/11/2018	Initial rate 1.63%then 4.24% (variable)	Fees £2,338fees	Overall cost 3.9%APRC	Monthly cost £649.72 for 24 months then £848.70 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 70 or younger at mortgage end No bankruptcies No repossessions Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 30/11/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £252,172 includes: Loan amount (£160,000); Interest (£89,834); Valuation fee (£360); Legal fee (£258); Funds transfer fee (£30); Mortgage discharge fee (£195); Deeds release fee (£0); Application fee (£1,495); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.64%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £808.28 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Available for existing customers only Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,440 includes: Loan amount (£160,000); Interest (£78,695); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.64%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £808.28 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,440 includes: Loan amount (£160,000); Interest (£78,695); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.64%then 3.69% (variable)	Fees £1,301fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £804.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Available for shared ownership Available for existing customers only Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £238,895 includes: Loan amount (£160,000); Interest (£77,594); Booking fee (£99); Valuation fee (£227); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Legal fee (£295); Application fee (£650); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Tracker until 31/10/2018	Initial rate 1.64%then 3.74% (variable)	Fees £1,745fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £808.28 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales Aged 18 or older 75 or younger at mortgage end Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/10/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £240,440 includes: Loan amount (£160,000); Interest (£78,695); Application fee (£995); Valuation fee (£450); Funds transfer fee (£35); Mortgage discharge fee (£265); Deeds release fee (£0); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.64%then 3.69% (variable)	Fees £1,301fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £804.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Available for shared ownership Available for existing customers only Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £238,895 includes: Loan amount (£160,000); Interest (£77,594); Booking fee (£99); Valuation fee (£227); Legal fee (£295); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Application fee (£650); Fees are assumed to be paid up front and not included in the amount borrowed.
	Rate type Fixed until 31/12/2018	Initial rate 1.64%then 3.69% (variable)	Fees £1,551fees	Overall cost 3.4%APRC	Monthly cost £650.48 for 24 months then £804.29 (variable) for 276 months	Am I eligible? Please make sure you at least meet the following criteria: Resident of: England, Scotland, Wales, Northern Ireland Aged 18 or older No County Court Judgements (CCJs) No arrears No defaults No bankruptcies No repossessions Available for shared ownership Up to 85% loan-to-value (LTV) available. Additional criteria for acceptance from the lender may apply.
Assumed application completion date of 31/12/2016. Repayment mortgage of £160,000 payable over 300 monthly repayments. Total amount payable £239,145 includes: Loan amount (£160,000); Interest (£77,594); Booking fee (£99); Valuation fee (£227); Funds transfer fee (£30); Mortgage discharge fee (£0); Deeds release fee (£0); Legal fee (£295); Application fee (£900); Fees are assumed to be paid up front and not included in the amount borrowed.

85% Loan to Value (LTV) Mortgages

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