1. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £630.92

    Initial rate

    1.38% until

    Fees

    £1,472 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £909.45 p/m) for 276 months. Total amount payable £267,623: Interest (£106,151); Application fee (£995); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.

  2. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions
    • Must be an existing customer of HSBC

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,224 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £822.53 p/m) for 276 months. Total amount payable £243,403: Interest (£82,179); Application fee (£899); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 22/06/2018.

  3. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £631.66

    Initial rate

    1.39% until

    Fees

    £1,324 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £822.53 p/m) for 276 months. Total amount payable £243,503: Interest (£82,179); Application fee (£999); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 22/06/2018.

  4. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £639.15

    Initial rate

    1.49% until

    Fees

    £533 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £890.02 p/m) for 276 months. Total amount payable £261,518: Interest (£100,986); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 22/06/2018.

  5. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £642.91

    Initial rate

    1.54% until

    Fees

    £1,002 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £910.74 p/m) for 276 months. Total amount payable £267,796: Interest (£106,794); Application fee (£495); Valuation fee (£270); Legal fee (£117); Funds transfer fee (£30); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.

  6. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 81 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £646.69

    Initial rate

    1.59% until

    Fees

    £2,758 fees

    APRC

    5.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.69%, costing £971.81 p/m) for 276 months. Total amount payable £286,497: Interest (£123,739); Application fee (£1,999); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/08/2018.

  7. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £650.48

    Initial rate

    1.64% until

    Fees

    £1,527 fees

    APRC

    4.4% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £890.35 p/m) for 276 months. Total amount payable £262,874: Interest (£101,347); Application fee (£1,249); Valuation fee (£204); Mortgage discharge fee (£20); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/08/2018.

  8. 5 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 81 at mortgage end
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £651.24

    Initial rate

    1.65% until

    Fees

    £1,758 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.69%, costing £929.56 p/m) for 240 months. Total amount payable £263,926: Interest (£102,168); Application fee (£999); Valuation fee (£405); Legal fee (£120); Funds transfer fee (£35); Mortgage discharge fee (£199); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 22/06/2018.

  9. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 80 at mortgage end

    Additional criteria may apply

    Monthly repayment

    £652.00

    Initial rate

    1.66% until

    Fees

    £462 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £890.50 p/m) for 276 months. Total amount payable £261,889: Interest (£101,427); Valuation fee (£286); Legal fee (£105); Funds transfer fee (£6); Mortgage discharge fee (£65); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 22/06/2018.

  10. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £652.76

    Initial rate

    1.67% until

    Fees

    £1,472 fees

    APRC

    4.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £911.77 p/m) for 276 months. Total amount payable £268,787: Interest (£107,315); Application fee (£995); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 30/09/2018.
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