85% Mortgages | Compare 85% LTV mortgages

2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 85 at mortgage end
Have no repossessions
Must already have a mortgage with Monmouthshire BS
Additional criteria may apply
Monthly repayment

£651.24 for 24 months

Initial rate

1.65% until 01/03/2023

Fees

£150 fees

APRC

4.3% overall cost

Must already have a mortgage with Monmouthshire BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £890.43 p/m) for 276 months. Total amount payable £261,537: Interest (£101,387); Funds transfer fee (£25); Mortgage discharge fee (£125); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2021.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 21 and younger than 75 at mortgage end
Must already have a mortgage with West Bromwich Building Society
Additional criteria may apply
Monthly repayment

£665.77 for 24 months

Initial rate

1.84% until 31/05/2023

Fees

£195 fees

APRC

3.7% overall cost

Must already have a mortgage with West Bromwich Building Society

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.99%, costing £829.81 p/m) for 276 months. Total amount payable £245,202: Interest (£85,007); Mortgage discharge fee (£195); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 31/05/2021.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Must be an existing customer of Lloyds Bank
Additional criteria may apply
Monthly repayment

£671.18 for 24 months

Initial rate

1.91% until 28/02/2023

Fees

£999 fees

APRC

3.4% overall cost

Must be an existing customer of Lloyds Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.59%, costing £798.19 p/m) for 276 months. Total amount payable £237,407: Interest (£76,408); Application fee (£999); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2021.
2 Year Variable
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Scotland, Wales, Northern Ireland
Are older than 18 and younger than 75 at mortgage end
Have no repossessions
Must already have a mortgage with Platform
Additional criteria may apply
Monthly repayment

£677.39 for 24 months

Initial rate

1.99% until 01/03/2023

Fees

£50 fees

APRC

4.0% overall cost

Must already have a mortgage with Platform

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.34%, costing £859.57 p/m) for 276 months. Total amount payable £253,548: Interest (£93,498); Deeds release fee (£50); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2021.
2 Year Discounted
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 85 at mortgage end
Have no repossessions
Must already have a mortgage with Monmouthshire BS
Additional criteria may apply
Monthly repayment

£677.39 for 24 months

Initial rate

1.99% until 01/03/2023

Fees

£150 fees

APRC

4.3% overall cost

Must already have a mortgage with Monmouthshire BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £893.01 p/m) for 276 months. Total amount payable £262,879: Interest (£102,729); Funds transfer fee (£25); Mortgage discharge fee (£125); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2021.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 85 at mortgage end
Have no repossessions
Must already have a mortgage with Monmouthshire BS
Additional criteria may apply
Monthly repayment

£678.17 for 24 months

Initial rate

2.0% until 01/03/2023

Fees

£150 fees

APRC

4.3% overall cost

Must already have a mortgage with Monmouthshire BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £893.09 p/m) for 276 months. Total amount payable £262,919: Interest (£102,769); Funds transfer fee (£25); Mortgage discharge fee (£125); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2021.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 75 at mortgage end
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Must be an existing customer of Lloyds Bank
Additional criteria may apply
Monthly repayment

£680.51 for 24 months

Initial rate

2.03% until 28/02/2023

Fees

£1,294 fees

APRC

3.4% overall cost

Must be an existing customer of Lloyds Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.59%, costing £798.99 p/m) for 276 months. Total amount payable £238,149: Interest (£76,855); Application fee (£999); Mortgage discharge fee (£295); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2021.
2 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 75 at mortgage end
Have no CCJs, arrears, defaults, bankruptcies, repossessions
Must be an existing customer of Lloyds Bank
Additional criteria may apply
Monthly repayment

£680.51 for 24 months

Initial rate

2.03% until 28/02/2023

Fees

£1,294 fees

APRC

3.4% overall cost

Must be an existing customer of Lloyds Bank

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.59%, costing £798.99 p/m) for 276 months. Total amount payable £238,149: Interest (£76,855); Application fee (£999); Mortgage discharge fee (£295); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2021.
5 Year Fixed
Am I eligible?

Please ensure you meet these criteria:
Are resident of England, Wales
Are older than 18 and younger than 85 at mortgage end
Have no repossessions
Must already have a mortgage with Monmouthshire BS
Additional criteria may apply
Monthly repayment

£689.91 for 60 months

Initial rate

2.15% until 01/03/2026

Fees

£150 fees

APRC

3.8% overall cost

Must already have a mortgage with Monmouthshire BS

Representative example
Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £868.31 p/m) for 240 months. Total amount payable £249,940: Interest (£89,790); Funds transfer fee (£25); Mortgage discharge fee (£125); Any fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 01/03/2021.