uSwitch

Mortgages

Mortgage providers


Use our tables above to compare our most popular mortgage deals. If you would prefer to speak to an expert adviser, call our mortgages service provided by Seico Mortgages on 0800 840 6500.

Fixed-rate mortgages

With a fixed-rate mortgage the interest rate is fixed for a period of time, which means you’ll be safeguarded against potential interest rate rises.

Tracker mortgages

Tracker mortgages follow, or track, the Bank of England’s Base Rate. The interest rate is set at a percentage above the Base Rate for either a fixed period of time or the life of the mortgage.

Offset mortgages

With an offset mortgage, your mortgage and savings account are combined into one single account. This means that the money you have in your savings account can be counted as a temporary overpayment towards your mortgage.

Buy-to-let mortgages

Buy-to-let mortgages allow landlords to borrow money specifically to buy a property to rent out. They work just like a normal mortgage, but lenders take the potential rental income into account when deciding how much money they are happy to lend.

Our top deals are all mortgages that you can apply for online through uSwitch. Where a company has more than one mortgage with the same features, or interest rate, we reserve the right to remove the duplicate mortgage(s) from the tables to give you a wider view of the market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE