Mortgages

uSwitch Top Deals

Fixed rate mortgages

Provider	Initial rate	Overall cost of comparison	LTV	Account features	Apply
ING Direct 2 year fixed rate	3.44% fixed until 29/02/2012. Reverts to ING Direct SVR currently 3.5% (variable)	3.6% APR	Borrow up to 60% LTV	£595 product fee (non refundable). Includes a £195 booking fee payable upon a full application Early repayment charge: 3% of loan in first 12 months, 2% for the remaining fixed rate period Loan amount: £50,000 - £1 million	Apply Or call 0800 328 8896
Santander 2 year fixed rate	3.69% fixed for 2 years	4.3% APR	Borrow up to 70% LTV	£799 booking fee Maximum loan £1 million	Apply Or call 0800 032 4269
Woolwich 2 year fixed rate	3.79% fixed until 30/04/2012	2.8% APR	Borrow up to 70% LTV	£999 application fee	Apply Or call 0845 070 0894
ING Direct 3 year fixed rate	4.29% fixed until 28/02/2013. Reverts to ING Direct SVR currently 3.5% (variable)	3.9% APR	Borrow up to 75% LTV	£795 product fee (non refundable). Includes a £195 booking fee payable upon a full application Early repayment charge: 3% of loan in first 12 months, 2% for the remaining fixed rate period Loan amount: £50,000 - £1 million	Apply Or call 0800 328 8896
ING Direct 5 year fixed rate	4.88% fixed until 28/02/2015. Reverts to ING Direct SVR currently 3.5% (variable)	4.3% APR	Borrow up to 75% LTV	£995 product fee (non refundable). Includes a £195 booking fee payable upon a full application Early repayment charge: 4% of loan in first 36 months, 2% for the remaining fixed rate period Loan amount: £50,000 - £1 million	Apply Or call 0800 328 8896
Woolwich 5 year fixed rate	5.49% fixed until 30/04/2015	3.9% APR	Borrow up to 70% LTV	£999 application fee	Apply Or call 0845 070 0894
Woolwich 3 year fixed rate	5.89% fixed until 30/4/2013	3.5% APR	Borrow up to 80% LTV	£999 application fee	Apply Or call 0845 070 0894
HSBC 2 year fixed rate	5.99% fixed for 2 years	4.5% APR	Borrow up to 90% LTV	£599 application fee	Not available on uSwitch.com

Tracker mortgages

Provider	Initial rate	Overall cost of comparison	LTV	Account features	Apply
Woolwich 1 year step lifetime tracker	1.98% current variable rate	3.0% APR	Borrow up to 60% LTV	Benefit from a lower tracker rate in year one, reverting to the lifetime tracker in years 2 and 3 £999 application fee 1.48% APR above the Barclays Base rate until 30.04.2011 followed by BBBR + 2.49% for remaining term 1.98% APR current variable rate	Apply Or call 0845 070 0894
Woolwich lifetime tracker	2.13% above the Barclays base rate for entire term	2.7% APR	Borrow up to 70% LTV	Tracks at 2.13% APR above the Barclays Base rate for the entire term of the mortgage Currently 2.63% APR £999 application fee	Apply Or call 0845 070 0894
ING Direct 2 year tracker	2.54% (variable)	3.5% APR	Borrow up to 60% LTV	Tracks at 2.04% above Bank of England base rate for 24 months. Reverts to the ING Direct SVR of 3.5% (variable). Product fee £795 (non refundable). Includes a £195 booking fee payable upon a full application Early repayment charge: 2% of the loan in the first 24 months Loan amounts between £50,000 - £1miilion	Apply Or call 0800 328 8896
Santander 2 year tracker	2.59%	4.1% APR	Borrow up to 70% LTV	Bank of England base rate + 2.09% APR. Initial rate for two years 2.59% APR £995 booking fee Maximum loan £550,000	Apply Or call 0800 032 4269
ING Direct Lifetime tracker	2.89% (variable)	3.0% APR	Borrow up to 75% LTV	Tracks at 2.39% above the Bank of England base rate for the term of the mortgage Product fee £695 (non refundable). Includes a £195 booking fee payable upon a full application No early repayment charge applies Loan amounts between £50,000 - £1miilion	Apply Or call 0800 328 8896
First Direct Fee Free Base Rate Offset Tracker	Currently 2.99% APR	3.0% APR	Borrow up to 75% LTV	Never more than 2.49% APR above the base rate Fee FREE	Apply
HSBC Lifetime tracker - special	3.19%	3.3% APR	Borrow up to 60% LTV	Tracks the Bank of England base rate + 2.69% APR for the life of the mortgage. Currently 3.19% APR £999 application fee	Not available on uSwitch.com
Woolwich Lifetime tracker with no app fee	3.19% current variable rate	3.2% APR	Borrow up to 75% LTV	All the features of the Lifetime tracker but with no upfront application fee NO fee 2.69% APR above the Barclays base rate for its entire term 3.19% APR current variable rate Minimum loan £50,000, maximum loan is £500,000	Apply Or call 0845 070 0894
The one account variable	3.75%	3.8% APR		The One account combines your mortgage and salary (and, if you wish, savings) into one place. Enabling your money to work harder reducing your overall mortgage balance. Initial rate 3.75% APR	Apply

Offset mortgages

Provider	Initial rate	Overall cost of comparison	LTV	Account features	Apply
Offset	2.97% current variable rate	3.1% APR	Borrow up to 70% LTV	You could reduce the life of the mortgage and save yourself thousands of pounds in interest or reduce your monthly repayments by offsetting your savings against your mortgage £1,499 application fee 2.47% APR above the Barclays Base rate for its entire term Minimum loan £150,000	Apply Or call 0845 070 0894
First Direct Fee Free Base Rate Offset Tracker	Currently 2.99% APR	3.0% APR	Borrow up to 75% LTV	Never more than 2.49% APR above the base rate Fee FREE	Apply

Buy to Let mortgages

Provider	Initial rate	Overall cost of comparison	LTV	Account features	Apply
Woolwich 3 year fixed rate BTL - Portfolio	5.49% APR fixed until 02/05/2013	3.9% APR	Borrow up to 60% LTV	Application fee is 1.25% of loan amount (Min £1,250) Minimum loan £35,000, maximum £1 million	Apply Or call 0845 070 0894
HSBC 3 year fixed rate	5.99% APR fixed until 28/02/2013	5.6% APR	Borrow up to 60% LTV	Only for HSBC Premier customers Minimum loan £25,000, maximum £1 million Application fee £999	Not available on uSwitch.com
Woolwich 3 year fixed rate BTL	6.39% fixed until 02/05/2013	4.2% APR	Borrow up to 60% LTV	Application fee is 1.75% of loan amount (Min £1,750) Minimum loan £50,000, maximum £1 million	Apply Or call 0845 070 0894
Woolwich 5 year fixed rate BTL	6.39% fixed until 02/05/2013	4.8% APR	Borrow up to 60% LTV	Application fee is 1.75% of loan amount (Min £1,750) Minimum loan £50,000, maximum £1 million	Apply Or call 0845 070 0894

SVR - Standard Variable Rate

Our top deals are all mortgages that you can apply for online through uSwitch. Where a company has more than one mortgage with the same features, or interest rate, we reserve the right to remove the duplicate mortgage(s) from the tables to give you a wider view of the market.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

When reviewing you mortgage application, lenders often check your credit report to help decide if you are a reliable borrower.

Make sure there are no inaccuracies on your credit report before you apply for a mortgage.

Check your credit report for FREE*

Thinking of remortgaging your home? Our straightforward guide to remortgaging will help you to pick the home loan that's best for you.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

More info

Borrow up to 70% LTV. Borrow at the Bank of England base rate + 2.09%. Currently, 2.59%

Overall cost for comparison is 4.1% APR

Or call a mortgage specialist on 0800 032 4269

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

View rates

View the latest mortgage rates from Woolwich

2 year Fixed rate mortgages from 3.79% APR fixed until 30/04/2012
Lifetime tracker mortgages with no application fee
Offset and Buy to Let mortgages

Call to speak to a mortgage specialist on 0845 070 0894
(For call charges click here)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

* Experian free trial for 30 days. Subject to terms and conditions. If membership is not cancelled during the free trial, £6.99 for the next month's subscription (and each month thereafter) will be charged until membership is cancelled.

Mortgages

uSwitch Top Deals

Fixed rate mortgages

Tracker mortgages

Offset mortgages

Buy to Let mortgages

Check your credit report - FREE*

Remortgaging your property

Mortgage Calculators

Mortgages: the background

2 year tracker mortgage

Woolwich Mortgage Range

Related articles

* Experian free trial for 30 days. Subject to terms and conditions. If membership is not cancelled during the free trial, £6.99 for the next month's subscription (and each month thereafter) will be charged until membership is cancelled.

Mortgages

uSwitch Top Deals

Fixed rate mortgages

Tracker mortgages

Offset mortgages

Buy to Let mortgages

Check your credit report - FREE*

Remortgaging your property

Mortgage Calculators

Mortgages: the background

2 year tracker mortgage

Woolwich Mortgage Range

Related articles

Top Searches

* Experian free trial for 30 days. Subject to terms and conditions. If membership is not cancelled during the free trial, £6.99 for the next month's subscription (and each month thereafter) will be charged until membership is cancelled.