1. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Scotland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £609.54

    Initial rate

    1.09% until

    Fees

    £2,039 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £886.00 p/m) for 276 months. Total amount payable £261,203: Interest (£99,165); Application fee (£1,499); Valuation fee (£95); Legal fee (£185); Funds transfer fee (£35); Mortgage discharge fee (£225); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 02/03/2018.
  2. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £609.54

    Initial rate

    1.09% until

    Fees

    £2,309 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £886.00 p/m) for 276 months. Total amount payable £261,473: Interest (£99,165); Application fee (£1,499); Valuation fee (£365); Legal fee (£185); Funds transfer fee (£35); Mortgage discharge fee (£225); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 02/03/2018.
  3. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Wales
    • Are older than 21
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £613.92

    Initial rate

    1.15% until

    Fees

    £2,109 fees

    APRC

    4.8% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 5.39%, costing £941.86 p/m) for 276 months. Total amount payable £276,798: Interest (£114,689); Application fee (£999); Valuation fee (£495); Legal fee (£500); Funds transfer fee (£35); Mortgage discharge fee (£80); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.
  4. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £615.39

    Initial rate

    1.17% until

    Fees

    £1,972 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £907.74 p/m) for 276 months. Total amount payable £267,278: Interest (£105,306); Application fee (£1,495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2018.
  5. 2 Year Discounted

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £619.06

    Initial rate

    1.22% until

    Fees

    £533 fees

    APRC

    4.2% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.75%, costing £887.88 p/m) for 276 months. Total amount payable £260,446: Interest (£99,913); Valuation fee (£245); Legal fee (£118); Mortgage discharge fee (£85); Deeds release fee (£85); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.
  6. 2 Year Fixed

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £972 fees

    APRC

    4.5% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.99%, costing £908.31 p/m) for 276 months. Total amount payable £266,560: Interest (£105,588); Application fee (£495); Valuation fee (£270); Legal fee (£117); Mortgage discharge fee (£90); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 28/02/2018.
  7. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions
    • Must be an existing customer of HSBC

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,074 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £821.43 p/m) for 276 months. Total amount payable £242,682: Interest (£81,608); Booking fee (£99); Application fee (£650); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.
  8. 2 Year Tracker

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18
    • Have no CCJs, arrears, defaults, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,324 fees

    APRC

    3.6% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 3.94%, costing £821.43 p/m) for 276 months. Total amount payable £242,932: Interest (£81,608); Booking fee (£99); Application fee (£900); Legal fee (£295); Funds transfer fee (£30); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.
  9. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales, Northern Ireland
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions
    • Must already have a mortgage

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,363 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £887.20 p/m) for 276 months. Total amount payable £261,124: Interest (£99,761); Application fee (£999); Valuation fee (£204); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.
  10. 2 Year Variable

    Am I eligible?
    Please ensure you meet these criteria:
    • Are resident of England, Scotland, Wales
    • Are older than 18 and younger than 75 at mortgage end
    • Have no arrears, bankruptcies, repossessions

    Additional criteria may apply

    Monthly repayment

    £620.54

    Initial rate

    1.24% until

    Fees

    £1,363 fees

    APRC

    4.3% overall cost
    Representative example
    Repayment mortgage of £160,000 with 300 monthly repayments. At end of initial period mortgage reverts to Standard Variable Rate (currently 4.74%, costing £887.20 p/m) for 276 months. Total amount payable £261,124: Interest (£99,761); Application fee (£999); Valuation fee (£204); Mortgage discharge fee (£106); Deeds release fee (£54); Fees are assumed to be paid up front and not included in the amount borrowed. Costs based on assumed completion date of 12/12/2017.